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Find Umbrella Insurance Agents in Melville, NY

Directory of umbrella insurance agents in Melville, New York. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Melville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 umbrella insurance agents in Melville, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
First Heritage Insurance Agency
324 S Service Rd, Melville, NY 11747
(631) 659-0189 fhia.net
PRK Insurance Agency Inc
425 Broadhollow Rd Suite 415, Melville, NY 11747
(516) 799-9001 prkinsurance.com
Clarity Insurance Agency
35 Melville Park Rd #400, Melville, NY 11747
(516) 862-4422 clearviewinsurance.com
YZ Insurance Group
555 Broadhollow Rd # 303, Melville, NY 11747
(516) 464-2100 yzinsgroup.com
Coverland Brokerage Inc
555 Broadhollow Rd #117, Melville, NY 11747
(516) 696-3590 coverlandbrokerage.com
ASAP Insurance Brokerage
200 Broadhollow Rd Suite 207, Melville, NY 11747
(888) 205-6660 asapinsurance.com
MICHAEL M INSURANCE SERVICES
445 Broadhollow Rd #25, Melville, NY 11747
(631) 774-3786 mymedicaremike.com
Safe Haven Insurance Agency
555 Broadhollow Rd, Melville, NY 11747
(631) 608-1137 safehaveninsuranceagency.com
La Grange Inc.
734 Walt Whitman Rd #208, Melville, NY 11747
(631) 629-4360 lagrangecorp.com
Phoenix Agency, Inc.
135 Pinelawn Rd Suite 202N, Melville, NY 11747
(516) 753-9500 phoenixagencyinc.com
Bradley & Parker, Inc
320 S Service Rd, Melville, NY 11747
(631) 981-7600 bradley-parker.com
Brightway Insurance, The Rosemont Agency
115 Broadhollow Rd Ste 375 Unit 8, Melville, NY 11747
(631) 865-5870 brightway.com
Elite Solutions Agency
25 Melville Park Rd #71, Melville, NY 11747
(631) 388-2081 elitesolutionsagency.com
Ovation Risk Planners Inc - Insurance Brokers
734 Walt Whitman Rd, Melville, NY 11747
(631) 963-7383 orpins.com
Senior Insurance Solutions NY
1121 Walt Whitman Rd, Melville, NY 11747
(631) 318-0818
Insurance Leads To Sales
445 Broadhollow Rd, Melville, NY 11747
(800) 264-4587
IAG Insurance Inc
532 Broadhollow Rd, Melville, NY 11747
(516) 287-0868 iaginsuranceinc.com
World Insurance Agency NY
324 S Service Rd, Melville, NY 11747
(516) 758-0076
Stack Insurance
555 Broadhollow Rd # 270, Melville, NY 11747
(631) 249-0221 stackinsurance.com
Millennium Alliance Group
534 Broadhollow Rd suite 103, Melville, NY 11747
(516) 496-8004 mag-insurance.com

An umbrella insurance agent in Melville, New York can help you secure extra liability coverage that goes beyond your auto or homeowners policy limits. New York law requires minimum auto liability limits of $25,000 per person and $50,000 per accident, but an umbrella policy can provide $1 million or more in additional protection. This is especially important for Melville residents who may face higher liability risks due to local property values or frequent travel on Long Island roads.

What Does a Umbrella Insurance Agent in Melville Cost?

In New York, a $1 million umbrella policy typically costs between $150 and $300 per year. Higher limits, such as $2 million, may cost $250 to $500 annually. Costs vary based on your personal risk factors, claims history, and the number of properties or vehicles you own. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Melville do?
An umbrella insurance agent in Melville helps you assess your personal liability risks and find a policy that covers gaps in your existing insurance. They explain how umbrella coverage works with your auto and home policies to protect assets like savings and property.
How much umbrella coverage do I need in New York?
Most New York agents recommend at least $1 million in umbrella coverage, but the right amount depends on your assets and income. High net worth individuals or those with rental properties may need $2 million to $5 million in coverage.