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10 agents listed
Updated May 2026
Merrick, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 10 umbrella insurance agents in Merrick, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Marwan Jaser - State Farm Insurance Agent
1012 Jerusalem Ave, Merrick, NY 11566
(516) 548-7006
agentmarwan.com
Brandon Schlott: Allstate Insurance
31 Merrick Ave Unit 40, Merrick, NY 11566
(516) 378-5600
agents.allstate.com
Ricardo Mercado: Allstate Insurance
1393 Jerusalem Ave, Merrick, NY 11566
(516) 385-5900
agents.allstate.com
John Candon - State Farm Insurance Agent
1745 Merrick Ave # 5, Merrick, NY 11566
(516) 783-5522
agentcandon.com
Selective Associates Inc - SAI Insurance
1687 Merrick Ave, Merrick, NY 11566
(516) 546-5500
saiinsurance.com
MICHAEL PADGETT: Allstate Insurance
1821 Merrick Ave, Merrick, NY 11566
(516) 781-1600
agents.allstate.com
Brad Rosenberg: Allstate Insurance
174 Merrick Rd, Merrick, NY 11566
(516) 868-2100
agents.allstate.com
Apple Insurance Brokerage, Inc.
8 Merrick Ave, Merrick, NY 11566
(516) 307-9186
DAVID J JACOBS CO., INC.
1 Broadcast Plaza #318, Merrick, NY 11566
(516) 295-3600
thedavidjacobsagency.com
Vassallo Insurance
2174 Hewlett Ave Suite 200, Merrick, NY 11566
(516) 546-3077
An umbrella insurance agent in Merrick, New York helps you secure extra liability protection that goes beyond your standard home and auto policies. New York law requires minimum auto liability limits, but a personal umbrella policy can cover lawsuits and claims that exceed those limits. This added layer of security is especially valuable for homeowners and drivers in Nassau County.
What Does a Umbrella Insurance Agent in Merrick Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher coverage limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Actual premiums vary based on your driving record, home value, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Merrick do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides additional liability coverage. This policy kicks in after your auto or home insurance limits are used up. The agent can assess your assets and recommend an appropriate coverage amount.
How much umbrella coverage do I need in New York?
Most agents recommend at least 1 million dollars in umbrella coverage for New York homeowners. The right amount depends on your assets, income, and risk factors like having a pool or a teenage driver. Your agent can help you calculate a suitable limit.
Is umbrella insurance required by law in New York?
No, New York state does not require umbrella insurance by law. However, it is strongly recommended for anyone with significant assets or liability risks. Without it, you could face personal financial loss from a lawsuit exceeding your primary policy limits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.