Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 15 umbrella insurance agents in Middletown, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James Demmer - State Farm Insurance Agent
13 James P Kelly Way ste a, Middletown, NY 10940
(845) 344-3276
jamesdemmer.com
Cassie Gleeson - State Farm Insurance Agent
246 NY-211, Middletown, NY 10940
(845) 775-3277
cassiegleeson.com
Joy Insurance
639 E Main St, Middletown, NY 10940
(845) 683-5261
joyinsurance.com
Curabba Insurance Agency
334 E Main St, Middletown, NY 10940
(845) 343-0855
curabba.com
The Premium Select Group Inc.
32 County Rd 78, Middletown, NY 10940
(845) 520-9774
premiumselectgroup.com
Lori Buhagiar: Allstate Insurance
125 Dolson Ave Ste 22b, Middletown, NY 10940
(845) 343-5909
agents.allstate.com
Hutchings Agency Inc.
682 E Main St # 2D, Middletown, NY 10940
(845) 343-2148
hutchingsinsurance.com
Nicole Feichtl at Comparion Insurance Agency
265 NY-211 Suite 106B, Middletown, NY 10940
(845) 394-6155
comparioninsurance.com
Marshall+Sterling
90 Crystal Run Rd, Middletown, NY 10941
(845) 343-2138
marshallsterling.com
Priority Insurance New York
265 Ballard Rd, Middletown, NY 10941
(315) 230-0587
The Lang Agency LLC
22 County Rd 78 #2, Middletown, NY 10940
(845) 342-5264
thelangagency.com
Macri Isola Catherine Insurance Agency Inc.
593 NY-211, Middletown, NY 10941
(845) 692-2277
cmiinsuranceagency.com
Reineke Insurance Agency
112 North St, Middletown, NY 10940
(845) 343-8000
curabba.com
Nationwide Insurance: Vogel And Moore Inc.
1934 NY-211, Middletown, NY 10941
(845) 692-4441
agency.nationwide.com
Estrella Insurance
117 North St, Middletown, NY 10940
(845) 535-0095
agents.estrellainsurance.com
What Does a Umbrella Insurance Agent in Middletown Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost between 300 and 800 dollars annually. Your premium depends on factors like your driving record, home value, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Middletown do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage above your existing homeowners and auto insurance. They assess your assets and risk exposure to recommend an appropriate coverage limit. In New York, umbrella policies typically start at one million dollars in coverage.
How much umbrella insurance do I need in New York?
The amount of umbrella insurance you need depends on your total assets and potential liability exposure. Many New York agents suggest coverage equal to your net worth plus future earnings. Common limits range from one million to five million dollars, but higher limits are available for high net worth individuals.
Is umbrella insurance required by law in New York?
No, umbrella insurance is not required by New York law. However, New York requires drivers to carry minimum liability insurance of 25 thousand dollars per person and 50 thousand dollars per accident. An umbrella policy provides extra protection above these minimums and can cover claims that exceed your primary policy limits.