ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Newburgh, NY

Browse umbrella insurance agents serving Newburgh, New York. Updated 2026-07-14.

The top-rated umbrella insurance agent in Newburgh, New York is Melissa Evans: Allstate Insurance, rated 4.8 stars across 241 reviews. Other highly rated options include Jim Manley Jr - State Farm Insurance Agent, Wyatt Savage - State Farm Insurance Agent, William A Smith & Son Inc. This directory lists 15 umbrella insurance agents serving Newburgh.

Showing 15 umbrella insurance agents in Newburgh, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Melissa Evans: Allstate Insurance53 NY-17K Ste 10(845) 458-6400
2Jim Manley Jr - State Farm Insurance Agent231 S Plank Rd #1(845) 564-1500
3Wyatt Savage - State Farm Insurance Agent24 NY-17K(845) 565-8000
4William A Smith & Son Inc380 Broadway(845) 561-1706
5Tri-State Legacy Group100 Stony Brook Ct Suite 103(845) 235-6371
6Susan Zaleski - State Farm Insurance Agent54 N Plank Rd(845) 565-0020
7Apple Agency257 Broadway(845) 561-6500
8Abrams Insurance74 N Plank Rd(845) 565-7894
9Mogul Agency Services5020 US-9W Rm 17(516) 775-0303
10Grade Insurance, New York1404 Union Ave(845) 202-9212
ME
53 NY-17K Ste 10
Melissa Evans: Allstate Insurance
Umbrella Insurance Agent · Newburgh, NY

Melissa Evans: Allstate Insurance serves the Newburgh, New York metro area with umbrella insurance agent services. These policies provide supplemental liability coverage extending beyond standard home and auto limits. Umbrella insurance offers financial protection against major claims and lawsuits, helping to safeguard personal assets. The company assists clients in evaluating their existing liability exposures and selecting appropriate coverage amounts. It handles policy issuance for those requiring higher liability limits and offers guidance on integrating umbrella coverage with other personal insurance policies.

JM
231 S Plank Rd #1
Jim Manley Jr - State Farm Insurance Agent
Umbrella Insurance Agent · Newburgh, NY

Jim Manley Jr - State Farm Insurance Agent in Newburgh, NY, offers umbrella insurance policies that provide extended liability coverage beyond the limits of standard homeowners and auto policies. The agency helps clients evaluate their existing coverage to identify potential risk exposure, and can adjust policy limits to help protect personal assets and future earnings. Services include comprehensive policy reviews and straightforward claims assistance. This agent works with owners of single-family homes, apartments, retail, and restaurants.

WS
24 NY-17K
Wyatt Savage - State Farm Insurance Agent
Umbrella Insurance Agent · Newburgh, NY

Wyatt Savage - State Farm Insurance Agent serves homeowners, businesses, and property managers in Newburgh, New York, by providing umbrella insurance policies that extend liability coverage beyond standard limits. These policies help protect assets against large claims or lawsuits, offering an extra layer of financial security for clients. The agency works with policyholders to assess their specific coverage needs and select appropriate levels of protection. It also serves clients throughout the surrounding Orange County area, including the Town of New Windsor.

WS
380 Broadway
William A Smith & Son Inc
Umbrella Insurance Agent · Newburgh, NY

Serving Newburgh and the surrounding Hudson Valley communities, William A Smith & Son Inc handles umbrella insurance policies that provide added liability coverage beyond standard homeowners and auto limits. These policies help protect personal assets against major claims or lawsuits. For each client, the company begins by evaluating individual risk exposure and existing underlying coverage. It then identifies the appropriate amount of additional liability protection needed to fill potential gaps. To handle a typical job, the agency coordinates directly with a client’s primary insurers to confirm seamless integration and proper coverage layering.

TS
100 Stony Brook Ct Suite 103
Tri-State Legacy Group
Umbrella Insurance Agent · Newburgh, NY

Located in Newburgh, NY, Tri-State Legacy Group provides umbrella insurance agent services. One-time policy purchases deliver a single layer of excess liability coverage for existing home and auto policies, while recurring service options involve annual renewals that adjust coverage limits as personal assets change. Umbrella insurance extends beyond standard liability caps, protecting clients from major claims resulting from accidents or injuries on their property. This agent advises area residents on the limits necessary for comprehensive asset protection. The agency offers coverage on a recurring, annual renewal basis.

SZ
54 N Plank Rd
Susan Zaleski - State Farm Insurance Agent
Umbrella Insurance Agent · Newburgh, NY

Susan Zaleski, operating as a State Farm Insurance Agent in Newburgh, NY, specializes in umbrella insurance policies, which provide extended liability coverage beyond standard home and auto limits. The agency also offers general insurance services, including personal auto, homeowners, and life insurance options for local residents. Umbrella insurance protects clients from major claims and lawsuits that could otherwise threaten personal assets. This agent helps Newburgh homeowners and drivers prepare for increased liability risks during the busy holiday travel season or after heavy winter snowstorms.

AA
257 Broadway
Apple Agency
Umbrella Insurance Agent · Newburgh, NY

As spring storms roll through the Hudson Valley, homeowners in Newburgh often review their existing coverage and discover gaps in liability protection. Apple Agency provides local umbrella insurance services to address such exposure, offering pooled extended limits above auto and homeowners policies. The agents evaluate current personal risk factors, including the number of vehicles and any rental properties owned. An initial consultation typically involves a review of all underlying policy declarations so the company can recommend appropriate coverage amounts and then schedule a brief property inspection.

AI
74 N Plank Rd
Abrams Insurance
Umbrella Insurance Agent · Newburgh, NY

Abrams Insurance provides liability coverage strategies for clients in Newburgh, New York, addressing protection needs that extend beyond standard policy limits. As an umbrella insurance agent, the company specializes in adding layers of personal and commercial excess liability coverage to safeguard assets against major claims and lawsuits. This supplementary protection helps individuals and businesses manage financial risk from unforeseen incidents involving property damage or bodily injury. Its commercial sectors include coverage for offices, warehouses, and food service operations.

MA
5020 US-9W Rm 17
Mogul Agency Services
Umbrella Insurance Agent · Newburgh, NY

Mogul Agency Services provides residential umbrella insurance for homeowners in Newburgh, New York, offering additional liability protection beyond standard policies. Commercial coverage is also extended to local businesses, safeguarding assets against major claims. Serving clients throughout the greater Newburgh area and surrounding Orange County communities, the agency works with individuals and business owners to assess exposure and select appropriate limits. Regular policy reviews and follow-up service between annual visits ensure coverage keeps pace with changing property values and liability risks.

GI
1404 Union Ave
Grade Insurance, New York
Umbrella Insurance Agent · Newburgh, NY

Grade Insurance in Newburgh, New York, is known for providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. This local agency serves individuals and families seeking additional security against major claims or lawsuits. Its services are designed to cover a broad range of potential risks, offering higher policy limits for peace of mind. Grade Insurance also specializes in tailoring excess liability add-ons for homeowners with rental properties or high-value assets.

FF
500 Stony Brook Ct
Farm Family Insurance NY
Umbrella Insurance Agent · Newburgh, NY
(845) 305-0450
AJ
295 N Plank Rd
Arbolino John J
Umbrella Insurance Agent · Newburgh, NY
(845) 566-9560
arbolino.com
HV
11 Old Balmville Rd Suite G
Hudson Valley Insurance Agency
Umbrella Insurance Agent · Newburgh, NY
(845) 287-0222
hvinsuranceagency.com
OA
119 Broadway
Orange Agency
Umbrella Insurance Agent · Newburgh, NY
(845) 565-5515
orangeagencyny.com
EF
807 Broadway
E.FRANCIS FARMERS AGENT- The Francis Insurance Agency-
Umbrella Insurance Agent · Newburgh, NY
(845) 565-9186
agents.farmers.com/ny/newburgh/euriese-francis

What Does an a Umbrella Insurance Agent in Newburgh Cost?

Typical umbrella insurance costs in New York range from 150 to 300 dollars per year for 1 million dollars of coverage. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Newburgh

Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Newburgh, New York, agents help residents protect their savings and future income from large lawsuits. New York law requires minimum auto liability limits, but an umbrella policy adds another layer of security for local homeowners and drivers.

Frequently Asked Questions

What does an umbrella insurance agent in Newburgh do?

An agent helps you assess your risk and find an umbrella policy that covers gaps in your existing insurance. They explain how the policy works with your home and auto coverage in New York.

How much umbrella coverage do I need in New York?

Most experts recommend at least 1 million dollars in umbrella coverage. Your agent will consider your assets, income, and potential lawsuit risks to suggest a suitable amount.

Does New York law require umbrella insurance?

New York does not require umbrella insurance by law. However, the state has high minimum auto liability limits, and an umbrella policy can protect you from claims that exceed those limits.

Umbrella Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.