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HomeUmbrella Insurance AgentsNew York › North Tonawanda

Find Umbrella Insurance Agents Near You in North Tonawanda, NY

Browse umbrella insurance agents serving North Tonawanda, New York. Updated 2026-07-14.

The top-rated umbrella insurance agent in North Tonawanda, New York is Scott Huber - State Farm Insurance Agent, rated 4.9 stars across 80 reviews. Other highly rated options include Christopher Peters Agency LLC, Farmers Insurance - Larry Acker, The Decker Agency Inc.. This directory lists 15 umbrella insurance agents serving North Tonawanda.

Showing 15 umbrella insurance agents in North Tonawanda, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Scott Huber - State Farm Insurance Agent84 Sweeney St(716) 693-3800
2Christopher Peters Agency LLC3306 Spring Ct(716) 628-4389
3Farmers Insurance - Larry Acker664 Niagara Falls Blvd(716) 260-1076
4The Decker Agency Inc.1551 Erie Ave(716) 883-1455
5E J Grabau Agency Inc3200 Niagara Falls Blvd(716) 692-1604
6Booth Agency LLC851 Payne Ave(716) 260-1638
7Best Choice Insure1089 Kinkead Ave(347) 201-4177
8Health Resources Insurance664 Niagara Falls Blvd #2(716) 693-6800
9Stange Agency Inc84 Sweeney St Suite C-14(716) 692-0018
10Fortress Insurance NY319 Wheatfield St(716) 202-2557
SH
84 Sweeney St
Scott Huber - State Farm Insurance Agent
Umbrella Insurance Agent · North Tonawanda, NY

Scott Huber - State Farm Insurance Agent serves the North Tonawanda, NY area and the surrounding Niagara County region, providing personal insurance coverages. As an umbrella insurance agent, this office helps clients obtain supplemental liability protection that extends beyond standard homeowners and auto policies. This added coverage can offer valuable financial security in case of major claims or lawsuits. The agency also assists customers with evaluating their existing policies. Common services include helping individuals and families obtain higher liability limits and broader protection against unexpected losses.

CP
3306 Spring Ct
Christopher Peters Agency LLC
Umbrella Insurance Agent · North Tonawanda, NY

Serving the North Tonawanda, New York area, Christopher Peters Agency LLC provides umbrella insurance agent services to protect clients from major liability claims that exceed standard policy limits. Its offerings include evaluating personal coverage needs and selecting supplemental policies for broader financial security. Regular risk assessments and policy reviews help ensure adequate protection as circumstances change. The agency assists with coverage for single-family homes, apartments, retail establishments, and restaurants.

FI
664 Niagara Falls Blvd
Farmers Insurance - Larry Acker
Umbrella Insurance Agent · North Tonawanda, NY

Serving North Tonawanda and the surrounding communities of Niagara County, Farmers Insurance - Larry Acker provides umbrella insurance policies that extend extra liability coverage beyond standard home and auto limits. This local agency handles the specific needs of residents seeking protection against major claims and lawsuits. It helps clients assess their personal risk exposure to determine appropriate coverage amounts. For a typical job, the agency begins by reviewing each client’s existing policies and assets to recommend a tailored umbrella limit with clear, straightforward guidance.

DA
1551 Erie Ave
The Decker Agency Inc.
Umbrella Insurance Agent · North Tonawanda, NY

The Decker Agency Inc. serves homeowners, businesses, and property managers in North Tonawanda, NY, seeking umbrella liability insurance. It provides extra liability coverage that sits above standard policies, helping clients protect assets from large claims or lawsuits. This gap-filling coverage addresses common liability risks faced by local residents and commercial operators. The agency also extends its services to clients in the surrounding Niagara Falls and Buffalo metro area.

EJ
3200 Niagara Falls Blvd
E J Grabau Agency Inc
Umbrella Insurance Agent · North Tonawanda, NY

E J Grabau Agency Inc in North Tonawanda, NY offers umbrella insurance with a distinction between a single policy purchase for a set term and a recurring annual renewal option. This coverage extends additional liability protection beyond standard home and auto policies, helping safeguard personal assets from major claims. Their service operates on either a one-time basis for a single policy term or as a scheduled annual renewal, depending on each client's preference and ongoing coverage needs.

BA
851 Payne Ave
Booth Agency LLC
Umbrella Insurance Agent · North Tonawanda, NY

As winter approaches in North Tonawanda, melting snow and ice can lead to unexpected trips and falls on slippery walkways or driveways. Booth Agency LLC offers umbrella insurance to provide extra liability coverage beyond a standard homeowners or auto policy. This additional protection can be vital for residents who host gatherings or simply want a broader safety net. An initial assessment of a client’s current coverage is conducted to identify potential gaps in liability exposure before any policy is recommended.

BC
1089 Kinkead Ave
Best Choice Insure
Umbrella Insurance Agent · North Tonawanda, NY

Best Choice Insure provides personal and commercial liability coverage options for clients in North Tonawanda, NY. As an umbrella insurance agent, it specializes in extending policy limits above standard home and auto plans to offer broader financial protection. The agency works with individuals seeking extra safeguards against major claims or lawsuits. It also assists commercial sectors such as offices by addressing general liability gaps, warehouses for inventory and operational risks, and food service operations needing coverage for customer interactions and property liabilities.

HR
664 Niagara Falls Blvd #2
Health Resources Insurance
Umbrella Insurance Agent · North Tonawanda, NY

Health Resources Insurance offers umbrella liability coverage designed to provide an extra layer of protection beyond standard home and auto policies. Serving the North Tonawanda area, it assists individuals and families in shielding their assets from major claims and lawsuits. The agency helps clients assess their personal risk exposure and secure limits that align with their specific needs. This added coverage becomes particularly valuable during the winter months when increased risks of slip-and-fall incidents on icy properties can lead to unexpected liability claims totaling substantial sums.

SA
84 Sweeney St Suite C-14
Stange Agency Inc
Umbrella Insurance Agent · North Tonawanda, NY

Stange Agency Inc provides residential umbrella insurance coverage for homeowners in North Tonawanda, helping protect personal assets against large liability claims. The agency also handles commercial umbrella policies for local businesses requiring extended liability limits. Service is focused on the North Tonawanda area and surrounding communities throughout Western New York. After a policy is placed, agents can review coverage needs during regular visits to adjust limits or address new risks as a client's circumstances change.

FI
319 Wheatfield St
Fortress Insurance NY
Umbrella Insurance Agent · North Tonawanda, NY

Fortress Insurance NY, based in North Tonawanda, is known for connecting residents and businesses with umbrella insurance coverage that extends liability protection beyond standard policies. The company helps clients secure layers of defense for personal assets, including homes and vehicles, against major claims or lawsuits. It evaluates individual risk profiles in this area to recommend appropriate policy limits. For homeowners, Fortress Insurance NY can further arrange add-on personal injury coverage to address liability arising from accidents on the property.

GI
84 Sweeney St Suite C-14
GPA Insurance Agency, Inc.
Umbrella Insurance Agent · North Tonawanda, NY
(716) 689-2060
gpainsurance.com
MI
84 Sweeney St
Manfredi Insurance Agency
Umbrella Insurance Agent · North Tonawanda, NY
(716) 693-2850
nwcins.com
BW
908 Niagara Falls Blvd Ste 104
Bradt & Williams Insurance Agency
Umbrella Insurance Agent · North Tonawanda, NY
(716) 264-4256
bradtandwilliamsinsurance.com
SC
84 Sweeney St # 4
Sentz-Carlson Insurance Agency
Umbrella Insurance Agent · North Tonawanda, NY
(716) 695-2400
sentzcarlsoninsurance.com
NT
851 Payne Ave
N.T. Insurance agency
Umbrella Insurance Agent · North Tonawanda, NY
(716) 260-1638
ntinsuranceagency.com

What Does an a Umbrella Insurance Agent in North Tonawanda Cost?

The cost of umbrella insurance in New York typically ranges from 150 to 300 dollars per year for 1 million dollars of coverage. Higher limits, such as 2 million dollars, may cost between 250 and 500 dollars annually. Factors like your driving record, home location, and number of properties affect the premium. This is general information and not insurance advice.

About umbrella insurance agents in North Tonawanda

Umbrella insurance agents in North Tonawanda, New York help residents secure extra liability coverage beyond standard home and auto policies. This type of policy is especially important in New York, where personal injury lawsuits can result in high settlements due to state laws that do not cap non-economic damages in most cases. An agent can assess your risk and find a policy that fits your needs.

Frequently Asked Questions

What does an umbrella insurance agent do in North Tonawanda?

An umbrella insurance agent helps you purchase a personal liability policy that provides coverage above the limits of your existing home and auto insurance. They evaluate your assets and potential risks to recommend an appropriate coverage amount.

How much umbrella coverage do I need in New York?

The amount of umbrella coverage you need depends on your assets and income. Many agents suggest at least 1 million dollars in coverage, but higher limits may be wise if you own property or have significant savings. New York s high cost of living and lawsuit environment often justify higher limits.

Is umbrella insurance required by law in New York?

No, umbrella insurance is not required by New York state law. However, it is strongly recommended for those with assets to protect. New York does not cap damages in personal injury cases, so a lawsuit could exceed your standard policy limits.

Umbrella Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.