The top-rated umbrella insurance agent in Port Washington, New York is Michael Duval - State Farm Insurance Agent, rated 4.9 stars across 64 reviews. Other highly rated options include James Carew: Allstate Insurance, Elias Psarros: Allstate Insurance, Murray Surety Bond Agency, Inc.. This directory lists 12 umbrella insurance agents serving Port Washington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Duval - State Farm Insurance Agent | 133 Main St | (516) 944-9266 |
| 2 | James Carew: Allstate Insurance | 290 Main St | (516) 900-3090 |
| 3 | Elias Psarros: Allstate Insurance | 14 Vanderventer Ave Ste 125 | (516) 247-4175 |
| 4 | Murray Surety Bond Agency, Inc. | 322 Main St | (212) 962-7600 |
| 5 | Nelson Rivera Jr.: Allstate Insurance | 65 Manorhaven Blvd | (516) 674-0600 |
| 6 | Phillips General Insurance Agency | 180 Main St | (516) 489-9800 |
| 7 | Total Dollar Insurance | 1 Pleasant Ave | (516) 833-1555 |
| 8 | Risk Management Services, LLC | 7A Irma Ave | (516) 888-0140 |
| 9 | Acrisure Port Washington, NY (Folan Agency Ltd.) | 378 Port Washington Blvd | (516) 267-6104 |
| 10 | Professional Insurance Consultants Inc. | 334 Main St | (516) 767-7200 |
Michael Duval - State Farm Insurance Agent serves the Port Washington, New York area and nearby communities. The agency provides a range of personal insurance products to local residents and businesses. Umbrella insurance policies protect clients by offering additional liability coverage beyond standard home and auto policy limits. This service helps safeguard personal assets against major claims or lawsuits. Key services handled through this location include personal umbrella liability policies and related consultation on policy coverage limits.
James Carew: Allstate Insurance provides personal umbrella liability coverage in Port Washington, New York. This service extends the policyholder's underlying liability limits, offering additional protection against major claims and lawsuits. The agency works with clients to review existing auto and homeowners policies for appropriate umbrella alignment. Their service plans focus on risk assessment and ensuring proper coverage levels are maintained. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and local restaurants.
Elias Psarros: Allstone Insurance serves homeowners, businesses, and property managers in Port Washington, New York, who are seeking umbrella insurance coverage. Individuals and companies benefit from this service, which provides an extra layer of liability protection beyond standard home or auto insurance policies. The agency helps clients evaluate their overall risk exposure and secure appropriate policy limits. It also extends its coverage assistance to clients in the greater Manhasset area of Nassau County.
Serving Port Washington and the surrounding North Shore communities, Murray Surety Bond Agency, Inc. handles umbrella insurance policies designed to extend liability coverage beyond standard limits. This service addresses the potential financial exposure from major claims that could exceed a homeowner or auto policy. For a typical job, the agency first reviews the client’s current underlying insurance policies, assesses personal assets at risk, and then calculates the appropriate umbrella limit to ensure comprehensive protection remains consistently in place.
Nelson Rivera Jr.: Allstate Insurance offers umbrella insurance policies through ongoing annual renewals rather than a one-time transaction, providing extended liability coverage beyond standard home and auto limits. Serving Port Washington, NY, this agency helps clients protect assets with an additional layer of security against major claims or lawsuits. Umbrella insurance typically covers legal costs and damages when underlying policies reach their cap. Service runs on an as-needed basis, with clients able to request policy reviews or adjustments when their personal risk profile changes.
As a specialist umbrella insurance agent in Port Washington, NY, Phillips General Insurance Agency provides additional liability coverage that extends beyond the limits of standard home and auto policies. The agency helps clients protect their assets against large claims and lawsuits through personalized assessment of coverage needs. This specialized service is particularly valuable during the winter season, when liability risks increase from slip-and-fall accidents on icy walkways and driveways.
As storm season brings unpredictable weather to Port Washington, residents often seek additional liability protection beyond standard policies. Total Dollar Insurance addresses this need by guiding clients through the process of securing umbrella coverage. The agency explains how such policies extend existing liability limits, offering a broader safety net for risks like accidents on the property. An initial consultation is scheduled to review current home and auto policies, allowing an agent to assess specific exposure levels and recommend suitable coverage amounts.
Risk Management Services, LLC, based in Port Washington, NY, works with individuals and businesses to address liability risks through its general insurance agency services. The firm specifically helps clients secure umbrella insurance coverage, offering an extra layer of protection beyond standard policy limits for added financial security. Its expertise extends to serving various commercial sectors, including offices, warehouses, and food service operations.
Acrisure Port Washington, NY (Folan Agency Ltd.) serves residential clients by securing umbrella liability policies that extend protection beyond standard home or auto coverage. Commercial coverage is also available for local business owners in Port Washington and the surrounding Long Island area. These policies provide an additional layer of security for assets and future earnings. After an initial policy setup, clients can contact the agent for renewals, policy adjustments, or annual coverage reviews conducted between their regular insurance visits.
Professional Insurance Consultants Inc. in Port Washington, NY, is recognized for providing umbrella insurance coverage that extends liability protection beyond standard homeowners and auto policies. Serving clients throughout the region, the agency helps individuals and families secure added financial safeguards against major claims. Its focused approach includes evaluating existing policies to recommend appropriate layers of excess liability coverage. Options such as commercial umbrella insurance for business owners can also be arranged through its service network.
What Does an a Umbrella Insurance Agent in Port Washington Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher limits, such as two or five million dollars, may cost more but remain affordable compared to the protection provided. Premiums vary based on your risk factors, including driving record and property type. This is general information and not insurance advice.
About umbrella insurance agents in Port Washington
An umbrella insurance agent in Port Washington, New York helps you secure additional liability coverage that goes beyond the limits of your home and auto policies. This extra layer of protection is especially important for residents of New York, where lawsuits can target personal assets like homes and savings. Port Washington clients often seek umbrella policies to cover risks from rental properties, boats, or high-net-worth lifestyles.
Frequently Asked Questions
What does an umbrella insurance agent in Port Washington do?
An umbrella insurance agent helps you assess your liability risks and find a policy that provides extra coverage above your existing home and auto insurance. They explain policy limits and exclusions specific to New York law.
How much umbrella coverage do I need in New York?
Most agents recommend at least one million dollars in umbrella coverage, but the amount depends on your assets and income. In New York, courts can award large judgments, so higher limits may be wise for homeowners or business owners.
Is umbrella insurance required by law in New York?
No, umbrella insurance is not required by New York state law. However, it is strongly advised for those with significant assets or who face higher liability risks, such as owning a pool or a dog.
Umbrella Insurance Agents in Other New York Cities
Albany · Babylon · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cicero · Clifton Park · Commack · Deer Park · East Meadow · Franklin Square · Freeport