The top-rated umbrella insurance agent in Staten Island, New York is Christine Relyea - State Farm Insurance Agent, rated 5.0 stars across 1,423 reviews. Other highly rated options include Home Insurance Agency, Larissa Buerano - State Farm Insurance Agent, Dominick Abramo - State Farm Insurance Agent. This directory lists 21 umbrella insurance agents serving Staten Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christine Relyea - State Farm Insurance Agent | 2391 Richmond Ave | (718) 698-5803 |
| 2 | Home Insurance Agency | 900 South Ave #300 | (917) 636-9134 |
| 3 | Larissa Buerano - State Farm Insurance Agent | 1228 Forest Ave | (718) 727-1000 |
| 4 | Dominick Abramo - State Farm Insurance Agent | 3929 Amboy Rd | (718) 395-3018 |
| 5 | NYC Business Group | 3971 Victory Blvd | (718) 554-3425 |
| 6 | Alpha Omega Coverage Corp | 1253 Richmond Ave | (718) 494-4440 |
| 7 | Terry Monroe State Farm Insurance Agent | 3135 Victory Blvd | (718) 761-4310 |
| 8 | 5Boroughs Insurance Agency | 1110 South Ave | (718) 766-8121 |
| 9 | Aleph Insurance Agency, Inc | 109 New Dorp Plaza | (718) 865-8665 |
| 10 | DMAS Insurance | 1132 Forest Ave | (718) 981-0700 |
Christine Relyea - State Farm Insurance Agent serves the Staten Island, New York area as an umbrella insurance agent. The agency helps local residents protect their assets by providing additional liability coverage that extends beyond standard auto and homeowners policies. This extra layer of insurance can cover large claims or lawsuits that might otherwise exceed existing policy limits. Umbrella policies also often apply to certain personal liabilities not covered by base plans. The office assists with policy reviews to determine appropriate coverage amounts and handles the process of filing claims for umbrella insurance.
Home Insurance Agency offers a full range of umbrella insurance agent services in Staten Island, New York. It helps clients secure additional liability coverage that extends beyond the limits of standard homeowners or auto policies. The agency assists with policy reviews and coverage adjustments to ensure adequate protection against large claims or lawsuits. Its service plans include evaluating personal asset exposure and recommending appropriate liability limits for individual needs. Home Insurance Agency serves various property types, including single-family homes, apartments, retail spaces, and restaurants in the local area.
Larissa Buerano - State Farm Insurance Agent in Staten Island, New York serves homeowners, businesses, and property managers who need comprehensive liability protection beyond standard policy limits. The agency offers umbrella insurance coverage, which provides an extra layer of financial security against major claims or lawsuits. Umbrella policies function by extending liability coverage for personal assets and business operations alike. For those in the greater New York City area, the agency also serves clients in the neighboring community of Bayonne, New Jersey.
As an umbrella insurance agent, Dominick Abramo in Staten Island, NY offers these policies as a separate, one-time liability coverage option that extends beyond the limits of standard auto or homeowners policies, as well as a scheduled annual renewal service to maintain ongoing protection year after year. This supplementary coverage helps safeguard clients against major claims and lawsuits. Service for obtaining a new umbrella policy is typically provided on a one-time basis, with annual renewals managed on a scheduled, recurring cycle for active clients.
Serving Staten Island and the surrounding communities of New York City, NYC Business Group operates as an umbrella insurance agent, managing supplemental liability policies that provide extra coverage beyond standard auto, home, or business plans. This company focuses on protecting clients from major claims and lawsuits. For a typical job, it begins by reviewing a client’s existing policies to assess liability gaps, then structures extended coverage to match the client’s specific asset exposures and risk tolerance.
Alpha Omega Coverage Corp in Staten Island, NY provides umbrella insurance agent services specializing in extending liability coverage beyond standard policies. This agency assists clients by offering additional protection against major claims and lawsuits. It serves homeowners, auto policyholders, and renters seeking broader security in the Staten Island area. As the winter season brings increased risks of slip-and-fall incidents on icy sidewalks, this agency helps residents address potential liability needs that arise from hazardous weather conditions.
As hurricane and nor'easter seasons approach Staten Island, homeowners and small-business owners often seek extra liability protection beyond standard policies. Terry Monroe State Farm Insurance Agent in Staten Island, NY, provides umbrella insurance coverage that can extend existing liability limits. This additional layer helps safeguard personal assets or business holdings from large claims or lawsuits. Agents review each client's current auto, home, or renters policies to identify coverage gaps. The process typically begins with a no-obligation consultation to assess current liability exposure and determine an appropriate umbrella policy limit.
5Boroughs Insurance Agency is an insurance firm based in Staten Island, New York, offering standard property and liability coverages. The company’s specialty umbrella insurance agent services provide an additional layer of liability protection above the limits of a client’s primary policies, helping to safeguard personal and commercial assets against major claims. The agency serves a range of commercial sectors including offices, warehouses, and food service operations, addressing the distinct liability exposures each sector faces.
Serving the residential sector in Staten Island, Aleph Insurance Agency, Inc provides umbrella liability policies that offer an extra layer of protection beyond standard homeowners or auto insurance. For commercial clients, the agency also offers excess liability coverage to safeguard business assets across the local metropolitan area. These policies are designed to address significant claims that could exceed primary policy limits. After a policy is placed, clients may revisit the agency periodically for policy reviews or adjustments to their coverage during regularly scheduled renewals.
What Does an a Umbrella Insurance Agent in Staten Island Cost?
Typical costs for a one million dollar umbrella policy in New York range from 150 to 300 dollars per year. A two million dollar policy may cost 250 to 500 dollars annually. Premiums depend on factors like the number of vehicles, driving record, and property value. This is general information and not insurance advice.
About umbrella insurance agents in Staten Island
Umbrella insurance agents in Staten Island help residents secure additional liability coverage beyond the limits of their home and auto policies. New York law requires minimum liability limits for auto insurance but does not mandate umbrella coverage. An agent can review your assets and recommend a policy that protects you from large claims or lawsuits common in the New York metro area.
Frequently Asked Questions
What does an umbrella insurance agent in Staten Island do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that extends coverage above your existing home and auto insurance. They assess your risk exposure based on assets like a home or savings and find a policy from a licensed carrier in New York.
How much umbrella coverage do I need in Staten Island?
Most agents recommend at least one million dollars in umbrella coverage for Staten Island homeowners with significant assets. New York courts can award large judgments, so higher limits like two to five million may be advised for high net worth individuals.
Is umbrella insurance required by law in New York?
No, umbrella insurance is not required by New York state law. However, New York requires minimum auto liability coverage of 25,000 per person and 50,000 per accident, which may be insufficient for serious accidents. An agent can explain how umbrella coverage fills this gap.
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