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Find Umbrella Insurance Agents Near You in Syracuse, NY

Browse umbrella insurance agents serving Syracuse, New York. Updated 2026-07-14.

The top-rated umbrella insurance agent in Syracuse, New York is Donigan Business and Personal Insurance, rated 4.9 stars across 493 reviews. Other highly rated options include CH Insurance, Haylor, Freyer & Coon Inc., Delmonico Insurance Agency. This directory lists 33 umbrella insurance agents serving Syracuse.

Showing 33 umbrella insurance agents in Syracuse, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Donigan Business and Personal Insurance708 W Belden Ave Box 11535(315) 428-8600
2CH Insurance100 S Salina St #370(315) 234-7500
3Haylor, Freyer & Coon Inc.300 S State St #1000(315) 451-1500
4Delmonico Insurance Agency720 Van Rensselaer St Suite 207(315) 472-4242
5Taylor Made Insurance Solutions, Inc.933 State Fair Blvd(315) 303-7020
6Lori Myers - GEICO Insurance Agent2528 Erie Blvd E 1st Floor(315) 479-2886
7MY Agency of CNY, Inc824 N State St(315) 422-2203
8OneGroup706 N Clinton St(315) 457-1830
9Don Marsh Agency, Inc.4875 South Ave(315) 498-4642
10Robert L Kelly General Insurance108 E Washington St # 1(315) 425-8101
DB
708 W Belden Ave Box 11535
Donigan Business and Personal Insurance
Umbrella Insurance Agent · Syracuse, NY

Donigan Business and Personal Insurance serves the Syracuse, New York area as an umbrella insurance agent. This company provides personal umbrella policies that offer additional liability coverage beyond standard home and auto insurance limits. They also assist with commercial umbrella coverage, helping local businesses protect their assets against major claims. Umbrella insurance agents in this region evaluate clients' existing liability exposures and recommend appropriate policy levels. Donigan Business and Personal Insurance handles both individual and corporate umbrella account setups in central New York.

CI
100 S Salina St #370
CH Insurance
Umbrella Insurance Agent · Syracuse, NY

CH Insurance provides umbrella insurance coverage for clients in Syracuse, New York, offering supplemental liability protection beyond standard policies. The company helps secure additional financial safeguards for personal and commercial assets against major claims and lawsuits. Its service plans include policy reviews and coverage adjustments to match evolving client needs. It regularly evaluates risk exposure levels across multiple policy types. The agent services single-family homes, apartments, retail locations, and restaurants requiring increased liability limits for comprehensive asset protection.

HF
300 S State St #1000
Haylor, Freyer & Coon Inc.
Umbrella Insurance Agent · Syracuse, NY

Commercial property owners, homeowners, and business operators throughout the Syracuse area turn to Haylor, Freyer & Coon Inc. for umbrella insurance coverage. This agency structures excess liability policies that provide an additional layer of protection when a claim exceeds standard policy limits. Clients often require this coverage to safeguard against catastrophic financial loss from lawsuits or large accidents. The firm advises on appropriate coverage amounts based on individual asset exposure. Its service area extends eastward to the entire Onondaga County region, including the Town of Manlius.

DI
720 Van Rensselaer St Suite 207
Delmonico Insurance Agency
Umbrella Insurance Agent · Syracuse, NY

Delmonico Insurance Agency in Syracuse, New York, offers umbrella insurance coverage as both a one-time policy purchase and a recurring annual service. This supplemental liability protection extends beyond the limits of standard home and auto policies, providing additional financial security against major claims or lawsuits. Coverage helps safeguard assets and future income against unforeseen legal liabilities. The agency offers this service exclusively on an as-needed basis, issuing new policies or renewals only when a client specifically requests a policy review or change in coverage.

TM
933 State Fair Blvd
Taylor Made Insurance Solutions, Inc.
Umbrella Insurance Agent · Syracuse, NY

Taylor Made Insurance Solutions, Inc. specializes in umbrella insurance agency services in Syracuse, NY. The agency assists clients by providing supplementary liability coverage that extends beyond the limits of standard home and auto policies. This extra layer of financial protection helps safeguard personal assets against major claims or lawsuits. As seasonal storms and winter weather can increase the risk of accidents on icy roads or snow-covered properties, the agency helps residents address those elevated liability exposures.

LM
2528 Erie Blvd E 1st Floor
Lori Myers - GEICO Insurance Agent
Umbrella Insurance Agent · Syracuse, NY

Serving clients in Syracuse and the surrounding communities of Central New York, Lori Myers - GEICO Insurance Agent handles umbrella insurance coverage designed to provide extra liability protection beyond standard auto and homeowners policies. This agent helps local residents secure an added layer of financial security against major claims and lawsuits. Each policy evaluation typically begins with a thorough review of a client’s existing assets and potential risk exposure to determine appropriate coverage limits.

MA
824 N State St
MY Agency of CNY, Inc
Umbrella Insurance Agent · Syracuse, NY

With Syracuse’s snowy winters and lake-effect storms increasing the risk of costly liability claims, MY Agency of CNY, Inc helps local property owners secure additional umbrella coverage beyond standard policies. This independent agent evaluates an individual’s total asset exposure, then matches them with extended protection from multiple carriers. After reviewing the client’s existing home and auto policies, the agent schedules a quick phone interview to assess current liability limits and policy gaps.

ON
706 N Clinton St
OneGroup
Umbrella Insurance Agent · Syracuse, NY

OneGroup provides insurance solutions for individuals and businesses throughout the Syracuse area. Their expertise includes offering standalone umbrella policies that provide additional liability coverage beyond standard home and auto limits. This extra layer of protection helps clients safeguard assets against major claims or lawsuits. The agency serves a variety of commercial sectors, including professional offices, storage warehouses, and food service establishments.

DM
4875 South Ave
Don Marsh Agency, Inc.
Umbrella Insurance Agent · Syracuse, NY

Don Marsh Agency, Inc. in Syracuse, NY provides residential umbrella insurance to protect homeowners from major liability claims exceeding standard policy limits. Commercial umbrella coverage is also offered to area businesses needing extra asset protection. The agency serves clients throughout the Syracuse region, helping them bridge coverage gaps with higher liability limits. Regular policy reviews ensure your coverage adapts to life changes, and the agency welcomes clients to follow up between visits for adjustments or questions.

RL
108 E Washington St # 1
Robert L Kelly General Insurance
Umbrella Insurance Agent · Syracuse, NY

Robert L Kelly General Insurance in Syracuse, NY, is known for providing umbrella insurance agent services that offer additional liability coverage beyond standard policies. This agency helps clients protect their assets with extended limits for auto, home, and watercraft liabilities in the local area. The firm serves residents and businesses seeking financial security through tailored risk management solutions. An added specialty it offers is excess liability insurance for high-net-worth individuals with multiple properties.

FI
99 Yorkshire Blvd
Farmers Insurance - Michael Preble
Umbrella Insurance Agent · Syracuse, NY
(315) 672-5840
agents.farmers.com/ny/jordan/michael-preble
BI
708 W Belden Ave
business insurance rochester, ny | liability insurance rochester ny | steve donigan agency
Umbrella Insurance Agent · Syracuse, NY
(315) 428-8600
CG
404 Chapel Dr
Christopher George Hurley Insurance
Umbrella Insurance Agent · Syracuse, NY
(315) 488-4848
cghurley.com
MM
1524 W Fayette St
Masterpole-Murphy Agency Inc.
Umbrella Insurance Agent · Syracuse, NY
(315) 473-9622
masterpolemurphy.com
GA
914 Park Ave
Grimsley Agency - Syracuse
Umbrella Insurance Agent · Syracuse, NY
(315) 452-0123
grimsleyagencyofny.com
SA
306 Hawley Ave
Sinclair & Andrews Insurance, Inc
Umbrella Insurance Agent · Syracuse, NY
(315) 472-1010
sinclairandandrews.com
AS
805 S Geddes St
Archer's Insurance
Umbrella Insurance Agent · Syracuse, NY
(315) 471-0992
GP
450 S Salina St
Genius Policy Place
Umbrella Insurance Agent · Syracuse, NY
(315) 228-0325
PA
440 S Warren St #704
Parsons & Associates Inc - Syracuse Insurance Agency
Umbrella Insurance Agent · Syracuse, NY
(315) 472-5420
parsonsinsurance.com
RI
120 Van Rensselaer St
Reliable Insurance New York
Umbrella Insurance Agent · Syracuse, NY
(315) 203-3317
II
709 Erie Blvd W
Independent Insurance NY
Umbrella Insurance Agent · Syracuse, NY
(315) 220-9739
EI
523 Erie Blvd W
Empower Insurance Services
Umbrella Insurance Agent · Syracuse, NY
(315) 426-5678
empowerfcu.com/personal/invest-protect/insurance
BL
251 Salina Meadows Pkwy Ste 130
Bankers Life
Umbrella Insurance Agent · Syracuse, NY
(315) 431-2980
branches.bankerslife.com/ny/syracuse/251-salina-mdws-pkwy
GN
580 S Salina St
Graham Newton & Mc Mahon Inc
Umbrella Insurance Agent · Syracuse, NY
(315) 474-4239
gnminsurance.com
NI
708 N Salina St
Nationwide Insurance: Lance D Wiltse
Umbrella Insurance Agent · Syracuse, NY
(315) 487-0277
agency.nationwide.com/ny/syracuse/13208/lance-d-wiltse
SH
3700 James St
Salanger and Hayward Agency
Umbrella Insurance Agent · Syracuse, NY
(315) 463-9225
salangerandhaywardinsurance.com
MP
4902 Genesee St
Michael Preble Agency
Umbrella Insurance Agent · Syracuse, NY
(315) 672-5840
agents.farmers.com/ny/syracuse/michael-preble
HF
231 Salina Meadows Pkwy
Haylor Freyer & Coon Inc.
Umbrella Insurance Agent · Syracuse, NY
(315) 451-1500
NB
814 S Geddes St
NII Brokerage
Umbrella Insurance Agent · Syracuse, NY
(315) 422-5287
SL
220 Salina Meadows Pkwy # 255
Sentry Life Insurance Co of New York
Umbrella Insurance Agent · Syracuse, NY
(315) 453-6301
sentry.com
JR
251 Salina Meadows Pkwy Ste 130
Joann Ryan, Bankers Life Agent
Umbrella Insurance Agent · Syracuse, NY
(315) 431-2980
agents.bankerslife.com/ny/syracuse/251-salina-mdws-pkwy/joann-ryan
NI
101 N Salina St Suite 202
NBT Insurance Agency
Umbrella Insurance Agent · Syracuse, NY
(800) 965-6264
nbtbank.com/Insurance
RT
251 Salina Meadows Pkwy Ste 130
Ray Togias, Bankers Life Agent
Umbrella Insurance Agent · Syracuse, NY
(315) 431-2980
agents.bankerslife.com/ny/syracuse/251-salina-mdws-pkwy/ray-togias

What Does an a Umbrella Insurance Agent in Syracuse Cost?

In New York, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage limits, such as 2 million dollars, may cost 250 to 500 dollars annually. Factors like driving record, number of properties, and prior claims affect the premium. This is general information, not insurance advice.

About umbrella insurance agents in Syracuse

Umbrella insurance agents in Syracuse help residents secure additional liability coverage beyond auto and homeowners policies. New York law requires minimum liability limits on auto insurance, but an umbrella policy can provide extra protection against large claims. Agents in Syracuse can explain how this coverage works with local risk factors like winter weather accidents.

Frequently Asked Questions

What does an umbrella insurance agent in Syracuse do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. They assess your assets and risks to recommend appropriate coverage amounts. In New York, agents must be licensed by the state Department of Financial Services.

How much umbrella insurance do I need in New York?

Most experts suggest coverage equal to your net worth or at least 1 million dollars. New York courts often award higher settlements in liability cases, making larger policies advisable. An agent can help you calculate the right amount based on your home value, savings, and income.

Can I get umbrella insurance if I have a rental property in Syracuse?

Yes, umbrella insurance typically covers personal liability from rental properties you own. New York landlord-tenant laws create specific risks, such as slip and fall claims. Your agent can confirm that your rental property is included in the policy.

Umbrella Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.