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Find Umbrella Insurance Agents Near You in Troy, NY

Browse umbrella insurance agents serving Troy, New York. Updated 2026-07-14.

The top-rated umbrella insurance agent in Troy, New York is Mick Butler - State Farm Insurance Agent, rated 4.9 stars across 262 reviews. Other highly rated options include Kelly McGrath - State Farm Insurance Agent, Attanasio Agency, LLC, John Loughlin - State Farm Insurance Agent. This directory lists 12 umbrella insurance agents serving Troy.

Showing 12 umbrella insurance agents in Troy, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mick Butler - State Farm Insurance Agent961 Hoosick Rd(518) 237-6425
2Kelly McGrath - State Farm Insurance Agent233 N Greenbush Rd(518) 272-7000
3Attanasio Agency, LLC235 Pawling Ave(518) 266-0311
4John Loughlin - State Farm Insurance Agent160 Oakwood Ave(518) 266-9965
5Freeway Insurance351 Broadway(518) 520-0450
6Culnan Insurance Agency LLC16C N Greenbush Rd(518) 326-1191
7Wm. J. Fagan & Sons, Inc15 1st St(518) 272-3471
8Brundige Insurance Agency8 Grange Rd(518) 279-1940
9Insurance Depot639 Pawling Ave(518) 279-1190
10De Genero Insurance225 N Greenbush Rd(518) 283-1164
MB
961 Hoosick Rd
Mick Butler - State Farm Insurance Agent
Umbrella Insurance Agent · Troy, NY

Mick Butler - State Farm Insurance Agent serves the Troy, New York metro area and surrounding communities, offering umbrella insurance coverage. This type of policy provides additional liability protection beyond standard home and auto limits. Clients often seek umbrella insurance to safeguard their assets against major claims or lawsuits. The agency works with individuals and families to assess their personal risk exposure and select appropriate coverage levels. It also handles auto insurance and homeowners insurance, both of which can be paired with umbrella protection for comprehensive financial security.

KM
233 N Greenbush Rd
Kelly McGrath - State Farm Insurance Agent
Umbrella Insurance Agent · Troy, NY

Kelly McGrath - State Farm Insurance Agent in Troy, NY, provides a full range of umbrella insurance services to safeguard personal assets against major liability claims. Its policies offer broad extended coverage that goes beyond standard homeowners and auto limits, protecting clients from unforeseen lawsuits. The agency focuses on delivering clear policy explanations and helping customers adjust their coverage as their needs evolve. It serves local property owners of single-family homes, apartments, retail spaces, and restaurants.

AA
235 Pawling Ave
Attanasio Agency, LLC
Umbrella Insurance Agent · Troy, NY

Attanasio Agency, LLC serves local homeowners, businesses, and property managers in Troy, New York, by providing umbrella insurance policies that extend liability coverage beyond standard limits. This extra layer of protection helps safeguard personal assets and commercial holdings against major claims or lawsuits. As an independent agency, it focuses on tailoring umbrella options to meet individual risk profiles and budget needs. Its coverage area also includes communities across the greater Capital Region, such as Albany.

JL
160 Oakwood Ave
John Loughlin - State Farm Insurance Agent
Umbrella Insurance Agent · Troy, NY

Serving Troy, New York, and the surrounding communities of Rensselaer and Albany counties, John Loughlin - State Farm Insurance Agent handles umbrella insurance policies that provide extra liability coverage beyond standard homeowners or auto limits. This agent works with clients to understand their personal asset exposure and potential legal risks. A typical job begins with a thorough review of the client’s existing policies and coverage gaps, followed by tailoring an additional umbrella layer to match the individual’s specific needs.

FI
351 Broadway
Freeway Insurance
Umbrella Insurance Agent · Troy, NY

Freeway Insurance provides a range of umbrella insurance services designed to offer additional liability protection beyond standard policies. The team works with clients to secure broader coverage for unexpected incidents and larger claims. Service plans include reviewing existing policies, identifying coverage gaps, and recommending appropriate limit increases for individual risk profiles. Maintenance involves periodic policy reassessments to ensure coverage adjusts with changing assets and liabilities. Freeway Insurance serves clients protecting their single-family homes, apartment buildings, retail spaces, and restaurants throughout the greater Troy area.

CI
16C N Greenbush Rd
Culnan Insurance Agency LLC
Umbrella Insurance Agent · Troy, NY

Culnan Insurance Agency LLC in Troy, NY offers both one-time umbrella policies for a single policy period and recurring annual coverage that automatically renews. Clients can obtain an umbrella liability policy that provides additional liability protection beyond the limits of their homeowners and auto insurance policies. Service is available for policy purchases, renewals, and claims management on either a one-time or as-needed schedule, with scheduled annual reviews for existing recurring policies.

WJ
15 1st St
Wm. J. Fagan & Sons, Inc
Umbrella Insurance Agent · Troy, NY

Wm. J. Fagan & Sons, Inc in Troy, NY specializes in providing umbrella insurance agency services, offering supplementary liability coverage that extends beyond the limits of standard home or auto policies. The agency works to help local residents and businesses protect their assets from major claims or lawsuits as part of a comprehensive risk management strategy. During the winter months, it assists clients in evaluating additional liability exposure related to snow removal equipment or property ice hazards.

BI
8 Grange Rd
Brundige Insurance Agency
Umbrella Insurance Agent · Troy, NY

With the changing seasons and unpredictable weather patterns in the Troy area, protecting your assets with proper liability coverage becomes essential. Brundige Insurance Agency helps local residents secure umbrella insurance policies that extend beyond the limits of standard home and auto plans. This extra layer of personal liability protection is designed to safeguard against large claims or lawsuits. An initial consultation with the agency typically begins with a thorough review of your existing policies to assess your specific exposure and coverage gaps.

ID
639 Pawling Ave
Insurance Depot
Umbrella Insurance Agent · Troy, NY

Insurance Depot provides general insurance agency services to clients in the Troy area, with a specialty focus on umbrella insurance coverage. This agent helps residents and businesses secure additional liability protection beyond standard policies. Umbrella insurance acts as an extra layer of security against major claims or lawsuits. The agent can serve various local commercial sectors, including offices, warehouses, and food service establishments.

DG
225 N Greenbush Rd
De Genero Insurance
Umbrella Insurance Agent · Troy, NY

De Genero Insurance provides residential umbrella insurance to homeowners in Troy, New York, extending liability protection beyond standard policies. The agency also offers commercial umbrella coverage for local businesses in the surrounding area. By serving the greater Capital Region, they assist clients in safeguarding assets against major claims or lawsuits. Policyholders can contact the office for annual policy reviews and adjustments between regular visits to ensure continued adequate protection.

BL
615 Pawling Ave
Bright Line Insurance NY
Umbrella Insurance Agent · Troy, NY
(518) 394-1808
SA
321 Farm to Market Rd
Schmidt Agency, Inc
Umbrella Insurance Agent · Troy, NY
(518) 283-2201
schmidtagency.com

What Does an a Umbrella Insurance Agent in Troy Cost?

The cost of an umbrella insurance policy in New York typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Additional coverage for higher limits may cost 50 to 100 dollars per million. Your actual premium depends on your risk profile, claims history, and the underlying insurance policies you hold. This is general information, not insurance advice.

About umbrella insurance agents in Troy

Umbrella insurance provides an extra layer of liability protection beyond your standard auto and homeowners policies. In Troy, New York, this coverage can help safeguard your savings and future earnings against large claims or lawsuits. New York law requires minimum liability limits on auto policies, but an umbrella policy can extend that protection significantly.

Frequently Asked Questions

What does an umbrella insurance policy cover in New York?

An umbrella policy covers claims that exceed the limits of your underlying auto or home insurance. It typically includes personal injury liability, property damage, and certain lawsuits. In New York, it can also cover claims like libel or slander that are not covered by standard policies.

How much umbrella insurance do I need in Troy New York?

Most experts recommend at least 1 million dollars in umbrella coverage. The right amount depends on your assets, income, and risk factors. A local Troy agent can help you assess your specific situation and liability exposure.

Who needs an umbrella insurance policy in New York?

Anyone with significant assets, a high income, or a higher risk of being sued should consider umbrella insurance. This includes homeowners with pools, landlords, and professionals. New York courts can award large judgments, making extra liability coverage valuable.

Umbrella Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.