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Find Umbrella Insurance Agents Near You in Vestal, NY

Browse umbrella insurance agents serving Vestal, New York. Updated 2026-07-14.

The top-rated umbrella insurance agent in Vestal, New York is Alexa Langeland - State Farm Insurance Agent, rated 5.0 stars across 470 reviews. Other highly rated options include Kyle Murray at Comparion Insurance Agency, Empire Insurance Agency, Timothy Grassi at Comparion Insurance Agency. This directory lists 16 umbrella insurance agents serving Vestal.

Showing 16 umbrella insurance agents in Vestal, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Alexa Langeland - State Farm Insurance Agent237 Vestal Pkwy E(607) 748-1557
2Kyle Murray at Comparion Insurance Agency3951 Vestal Pkwy E(607) 251-7265
3Empire Insurance Agency4100 Vestal Rd #102(607) 724-0404
4Timothy Grassi at Comparion Insurance Agency3951 Vestal Pkwy E(607) 251-7269
5Comparion Insurance Agency3951 Vestal Pkwy E(607) 797-7587
6AAA Vestal3701 Vestal Pkwy E(607) 722-7255
7Broome Co-Operative Insurance Company1923 Vestal Pkwy E(607) 321-2655
8Kolcun Insurance Agency, Inc.144 N Jensen Rd(607) 763-1111
9Alivia Myers at Comparion Insurance Agency3951 Vestal Pkwy E(607) 251-7267
10Benedict Diaz: Allstate InsuranceVestal, NY 13850(607) 772-9122
AL
237 Vestal Pkwy E
Alexa Langeland - State Farm Insurance Agent
Umbrella Insurance Agent · Vestal, NY

Alexa Langeland - State Farm Insurance Agent serves Vestal and surrounding Broome County, offering protection planning through umbrella insurance policies. This category of coverage provides additional liability limits beyond standard home and auto policies, helping clients safeguard their assets from major claims or lawsuits. The agency also assists with personalized risk assessments to determine appropriate coverage amounts. Specific services handled include personal umbrella liability insurance and excess liability policies for local homeowners and drivers.

KM
3951 Vestal Pkwy E
Kyle Murray at Comparion Insurance Agency
Umbrella Insurance Agent · Vestal, NY

Kyle Murray at Comparion Insurance Agency in Vestal, NY, provides umbrella insurance policies that extend personal liability coverage beyond standard home and auto limits. The agency offers annual maintenance of coverage to ensure clients remain protected against major financial claims like lawsuits or large settlements. Clients receive guidance upon signing and periodic policy reviews. The agency serves property owners of single-family homes, apartments, retail spaces, and restaurants.

EI
4100 Vestal Rd #102
Empire Insurance Agency
Umbrella Insurance Agent · Vestal, NY

Empire Insurance Agency serves homeowners, businesses, and property managers in Vestal, New York, seeking umbrella insurance coverage that provides additional liability protection beyond standard policies. The agency helps clients secure extra layers of financial safety against major claims or lawsuits. This supplementary coverage can protect personal assets or commercial holdings from unforeseen catastrophic events. Empire Insurance Agency also offers its umbrella insurance services to clients throughout the broader Binghamton metropolitan area, including nearby communities such as Endicott and Johnson City.

TG
3951 Vestal Pkwy E
Timothy Grassi at Comparion Insurance Agency
Umbrella Insurance Agent · Vestal, NY

Serving Vestal, New York, and the surrounding Broome County communities, Timothy Grassi at Comparion Insurance Agency provides umbrella insurance coverage to local residents and businesses. This firm handles liability protection that extends beyond the limits of standard home and auto policies, safeguarding clients against major claims and lawsuits. For a typical job, the agent begins by reviewing a customer’s existing policies and lifestyle risks, then customizes a policy layer that fits their specific situation while ensuring a seamless connection with their primary carriers.

CI
3951 Vestal Pkwy E
Comparion Insurance Agency
Umbrella Insurance Agent · Vestal, NY

Comparion Insurance Agency serves homeowners, businesses, and property managers in Vestal, New York, by offering umbrella insurance policies that provide additional liability coverage beyond standard limits. These policies protect clients against major claims and lawsuits, covering costs that could otherwise deplete personal or business assets. The agency helps residents assess their existing coverage to determine the right level of extended protection for their property and operations. Comparion Insurance Agency also serves clients in nearby Johnson City and the broader Binghamton metro area.

AV
3701 Vestal Pkwy E
AAA Vestal
Umbrella Insurance Agent · Vestal, NY

AAA Vestal in Vestal, NY offers clients a choice between one-time umbrella insurance policies that cover a single incident or recurring annual policies that renew each year. Umbrella coverage provides extra liability protection above the limits of homeowners and auto insurance, helping to safeguard personal assets from major claims. These policies are available on either a one-time, scheduled, or as-needed basis depending on individual risk management needs.

BC
1923 Vestal Pkwy E
Broome Co-Operative Insurance Company
Umbrella Insurance Agent · Vestal, NY

Broome Co-Operative Insurance Company in Vestal, NY offers specialty umbrella insurance services designed to extend liability protection beyond standard homeowners and auto policies. It serves local clients seeking broader coverage that helps safeguard their assets and future earnings. The company assists individuals in managing risks associated with daily life. It helps resolve concerns about potential lawsuits arising from unexpected accidents on one’s property. Many clients seek this extra layer of security during the winter months when icy walkways can lead to serious injury claims from visitors or passersby.

KI
144 N Jensen Rd
Kolcun Insurance Agency, Inc.
Umbrella Insurance Agent · Vestal, NY

As the frozen months in Vestal can bring unexpected ice dams or thaw-related roof leaks, Kolcun Insurance Agency, Inc. provides umbrella liability policies that extend coverage above a standard homeowner or auto base. This added layer of protection becomes increasingly relevant during storm seasons that raise the risk of costly claims or accidental injuries on a property. The agency focuses on matching each policy’s limits to the specific exposure profile of the homeowner. Their service typically begins with a review of existing underlying coverages to identify potential gaps in protection.

AM
3951 Vestal Pkwy E
Alivia Myers at Comparion Insurance Agency
Umbrella Insurance Agent · Vestal, NY

Alivia Myers at Comparion Insurance Agency provides essential umbrella insurance coverage to clients in Vestal, NY. This type of policy adds an extra layer of liability protection beyond standard home and auto policies. It safeguards against claims that could exceed primary policy limits. The agency offers commercial umbrella coverage suited for various business operations. Local enterprises seek such policies to manage risks associated with office facilities, warehouses, and food service establishments.

BD
Vestal, NY 13850
Benedict Diaz: Allstate Insurance
Umbrella Insurance Agent · Vestal, NY

For umbrella insurance, one-time policies provide a single layer of additional liability coverage, whereas scheduled renewals maintain continuous protection beyond a standard auto or home policy. Serving the Vestal, New York area, Benedict Diaz: Allstate Insurance assists clients in understanding how this extra coverage can protect personal assets from major claims or lawsuits. This agent’s service operates on a scheduled basis for current policyholders, with as-needed appointments available for new consultations.

FI
3321 Vestal Pkwy E
Farmers Insurance - Melissa Lantz
Umbrella Insurance Agent · Vestal, NY
(607) 723-2386
agents.farmers.com/ny/vestal/melissa-lantz
ML
3951 Vestal Pkwy E
Mark Lyons at Comparion Insurance Agency
Umbrella Insurance Agent · Vestal, NY
(607) 251-7264
comparioninsurance.com/insurance-agent/new-york/vestal-0826/marklyons
HB
441 Commerce Rd # 1
Harding Brooks Insurance Agency
Umbrella Insurance Agent · Vestal, NY
(607) 729-9292
hardingbrooks.com
SB
300 Plaza Dr
Smith Brothers Insurance
Umbrella Insurance Agent · Vestal, NY
(607) 754-1411
smithbrothersusa.com
MG
423 Commerce Rd #2
Mirabito-Gresham Insurance & Bonds Agency, LLC
Umbrella Insurance Agent · Vestal, NY
(607) 217-4610
mirabitogresham.com
BJ
4100 Vestal Rd
Brian J Stout Insurance Inc
Umbrella Insurance Agent · Vestal, NY
(888) 853-4777
empireinsagency.com

What Does an a Umbrella Insurance Agent in Vestal Cost?

The cost of umbrella insurance in New York typically ranges from 150 to 400 per year for 1 million in coverage. Higher limits may cost 300 to 800 annually. Your premium depends on your assets, driving record, and number of properties. This is general information and not insurance advice.

About umbrella insurance agents in Vestal

An umbrella insurance agent in Vestal, New York helps you obtain personal umbrella liability coverage that extends beyond the limits of your home and auto policies. New York law requires minimum auto liability limits of 25,000 per person and 50,000 per accident, but umbrella policies often start at 1 million in additional coverage. A local Vestal agent can assess your assets and recommend appropriate coverage for your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Vestal do?

An umbrella insurance agent in Vestal helps you purchase a personal umbrella liability policy. This policy provides extra coverage above your existing home and auto insurance limits, protecting you from major claims or lawsuits.

Do I need umbrella insurance in New York?

Umbrella insurance is not required by New York law, but it is recommended if you have significant assets or face higher liability risks. New York courts can award large judgments, and umbrella coverage helps shield your savings and future earnings.

How much umbrella coverage can I get in Vestal?

Typical umbrella policies in New York start at 1 million in coverage and go up to 5 million or more. Your Vestal agent will help you choose a limit based on your net worth and risk factors.

Umbrella Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.