The top-rated umbrella insurance agent in Wantagh, New York is Remco Agency, rated 4.9 stars across 339 reviews. Other highly rated options include Christina Shaw: Allstate Insurance, National Security Brokerage Inc., Coverage Plus Insurance Brokerage & Triple R Coverage Corp.. This directory lists 11 umbrella insurance agents serving Wantagh.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Remco Agency | 3265 Merrick Rd | (516) 488-3040 |
| 2 | Christina Shaw: Allstate Insurance | 2086 Wantagh Ave | (516) 900-1234 |
| 3 | National Security Brokerage Inc. | 3254 Railroad Ave | (516) 781-6262 |
| 4 | Coverage Plus Insurance Brokerage & Triple R Coverage Corp. | 3285 Sunrise Hwy #200 | (516) 887-8100 |
| 5 | RLH Diamond Group | 1414 Wantagh Ave | (516) 399-1970 |
| 6 | Goosehead Insurance - Stephanie Rodriguez | 2079 Wantagh Ave | (516) 308-9983 |
| 7 | Phil Pro Insurance | 1941 Wantagh Ave Suite 203 | (516) 566-7330 |
| 8 | USA+ Insurance Agency | 1220 Wantagh Ave Suite 5 | (516) 882-5410 |
| 9 | Lighthouse Insurance - Wantagh | 3245 Merrick Rd | (516) 541-9600 |
| 10 | Diego Furnari - Prudential Financial | 3366 Park Ave #213 | (516) 783-0673 |
Remco Agency serves Wantagh and the surrounding Nassau County area as an umbrella insurance agent. This agency helps individuals and businesses secure additional liability coverage that extends beyond the limits of standard auto, homeowners, or commercial policies. Their work focuses on protecting assets against major claims and lawsuits that could otherwise result in significant financial loss. They handle personal umbrella policies for added homeowner liability protection as well as commercial umbrella coverage for local business operations.
Christina Shaw: Allstate Insurance provides umbrella insurance services to clients in Wantagh, NY, offering liability coverage that extends beyond standard home and auto policies. Service plans include assistance with evaluating personal risk exposure and guidance on how to structure comprehensive coverage for increased financial protection. Policyholders receive ongoing support for questions about liability limits and are helped throughout the application process. The company services properties including single-family homes, apartments, retail establishments, and restaurants seeking added layers of protection against major claims or lawsuits.
National Security Brokerage Inc. serves homeowners, businesses, and property managers in Wantagh, NY, by offering umbrella insurance policies that provide additional liability coverage beyond standard limits. This extra layer of protection helps clients safeguard assets against major claims or lawsuits. The agency works closely with policyholders to assess their unique risk profiles and select appropriate coverage amounts. Its services extend to clients throughout Nassau County, including nearby communities such as Massapequa and Merrick.
Coverage Plus Insurance Brokerage & Triple R Coverage Corp. serves clients in Wantagh and the surrounding Nassau County communities. It handles umbrella insurance policies that provide additional liability coverage beyond standard homeowners and auto limits. The agent typically begins by reviewing a client’s existing policies and specific asset exposure, then identifies suitable layers of protection to reduce personal risk in the event of major accidents or lawsuits. To complete a typical job, it coordinates with the client’s primary carriers to ensure seamless policy integration and adequate total coverage levels.
RLH Diamond Group in Wantagh, NY provides umbrella insurance agent services with a clear distinction between one-time policy placements for specific coverage needs and recurring service options for ongoing liability protection. Their work centers on securing supplemental insurance layers above standard auto, homeowners, or commercial policies to shield clients from major claims. These services are available on a one-time, scheduled, or as-needed basis, depending entirely on each client’s unique risk exposure and evolving circumstances.
Goosehead Insurance - Stephanie Rodriguez in Wantagh, NY offers personalized coverage options as an umbrella insurance agent. The agency specializes in providing additional liability protection that extends beyond the limits of standard home and auto policies, helping clients safeguard their assets in a densely populated suburban area near New York City. It serves local residents by reviewing existing policies to identify gaps in coverage. The agent assists homeowners and drivers preparing for the increased liability risks of winter storms, when slippery conditions can lead to accidents and costly claims.
In coastal Wantagh, seasonal storms can create liability concerns for homeowners and small businesses. Phil Pro Insurance helps local clients examine their current coverage and identify areas where an umbrella policy adds crucial protection beyond standard limits. The agent reviews each client's property and lifestyle risks, working to understand specific exposure before presenting options from available carriers. A thorough conversation about assets and daily activities begins the process, followed by a personal assessment of the client's current policies and potential gaps.
USA+ Insurance Agency serves clients in Wantagh, NY, by providing general liability protection and specializing in umbrella insurance add-ons to extend coverage limits. This extra layer helps guard assets against major claims after primary policies are exhausted. The firm assists offices by filling gaps in liability coverage, protects warehouses from unforeseen property exposures, and shields food service operations against costly customer or employee claims. These tailored commercial sectors benefit from the agency’s focused approach to risk management and higher policy ceilings for comprehensive security.
Lighthouse Insurance in Wantagh advises homeowners on umbrella liability policies that add extra protection beyond standard home insurance. The agency also assists local businesses seeking to close coverage gaps with commercial umbrella plans, serving clients throughout Nassau County and neighboring Long Island communities. Using careful evaluation of existing policies, agents help residents and commercial customers understand potential exposure to lawsuits or major claims. After initial service, the office stays in contact to adjust coverage before each renewal period and following any significant life or business changes.
Diego Furnari – Prudential Financial serves Wantagh, New York, as a local resource for umbrella insurance agent services. This firm assists residents and businesses in assessing their existing liability coverage to identify potential gaps in protection. It then offers personal umbrella policies that provide an extra layer of security beyond standard home and auto insurance limits. Using a straightforward process, it helps clients determine appropriate coverage amounts to safeguard assets and future income. The company also offers add-on excess liability endorsements tailored for those with higher-risk exposures or valuable property.
What Does an a Umbrella Insurance Agent in Wantagh Cost?
Typical umbrella insurance costs in New York range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 to 5 million dollars, may cost 300 to 600 dollars annually. Premiums depend on your number of vehicles, home value, and claims history. This is general information and not insurance advice.
About umbrella insurance agents in Wantagh
An umbrella insurance agent in Wantagh, New York can help you secure additional liability coverage that goes beyond your home and auto policies. New York law requires minimum liability limits for drivers, but umbrella policies provide extra protection against large claims or lawsuits. Local agents understand the specific risks for Long Island homeowners and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Wantagh do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your underlying insurance limits. They assess your assets and risk factors to recommend appropriate coverage amounts. This is especially important in New York where lawsuits can involve high medical costs and property damage.
How much umbrella insurance do I need in New York?
Most agents recommend at least 1 million dollars in umbrella coverage, though higher limits are common for high net worth individuals. New York courts often award large settlements, so your agent will evaluate your home value, savings, and future earnings to determine adequate protection. Minimum underlying auto liability in New York is 25,000 dollars per person and 50,000 dollars per accident.
Can I get umbrella insurance if I have a rental property in Wantagh?
Yes, umbrella insurance can cover liability from rental properties you own in Wantagh or elsewhere. New York landlords face unique risks like slip and fall claims or tenant disputes. Your agent will ensure your rental property is listed as an underlying policy for full coverage.
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