The top-rated umbrella insurance agent in Yonkers, New York is Jordan Washington - State Farm Insurance Agent, rated 5.0 stars across 690 reviews. Other highly rated options include Consuelo Santiago-Martinez - State Farm Insurance Agent, Victoria Anderson - State Farm Insurance Agent, Gladys Quinones - State Farm Insurance Agent. This directory lists 21 umbrella insurance agents serving Yonkers.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jordan Washington - State Farm Insurance Agent | 1730 Central Park Ave Ste 3F2 | (914) 361-3133 |
| 2 | Consuelo Santiago-Martinez - State Farm Insurance Agent | 777 Central Park Ave | (914) 327-2954 |
| 3 | Victoria Anderson - State Farm Insurance Agent | 733 Yonkers Ave Suite 304 | (914) 349-9600 |
| 4 | Gladys Quinones - State Farm Insurance Agent | 54 Warburton Ave | (914) 207-8818 |
| 5 | Farmers Insurance - Lorena Gonzalez | 32 Douglas Ave | (914) 296-0065 |
| 6 | Farmers Insurance - Richard Arana Agency | 215 Nepperhan Ave | (914) 613-9200 |
| 7 | JWI Group, Inc | 125 Corporate Blvd Ste 304 | (914) 968-1344 |
| 8 | DC Ranieri Insurance Agency | 457 Palmer Rd | (914) 376-2560 |
| 9 | Joseph Alfassa: Allstate Insurance | 939 McLean Ave | (914) 237-3800 |
| 10 | Marco Marsella: Allstate Insurance | 475 Tuckahoe Rd Fl 2 | (914) 779-2300 |
Jordan Washington - State Farm Insurance Agent serves Yonkers and the surrounding Westchester County communities, specializing in umbrella insurance protection. An umbrella insurance policy provides an extra layer of liability coverage beyond standard home and auto limits. Jordan Washington - State Farm Insurance Agent helps clients secure this coverage to safeguard their assets against large claims or lawsuits. The agency also assists with related personal liability policies and overarching coverage gaps. It handles supplemental liability insurance through affordable extensions for residents.
Consuelo Santiago-Martinez offers umbrella insurance coverage to help clients secure additional liability protection beyond standard policies. Service includes personalized consultations to assess risk exposure and ensure adequate coverage limits for unforeseen incidents. Policy reviews are available to adjust plans as clients’ needs change. The agent serves properties throughout Yonkers, New York, including single-family homes, apartments, retail establishments, and local restaurants.
Homeowners, business owners, and property managers in Yonkers turn to Victoria Anderson’s State Farm agency for umbrella insurance coverage that extends liability limits beyond standard policies. This additional layer of protection can help safeguard assets against larger claims or lawsuits arising from accidents on a property or within a business. The agency works closely with clients to explain how an umbrella policy integrates with existing auto and homeowners insurance. Its services also reach customers throughout neighboring Westchester County communities, including Mount Vernon and New Rochelle.
Gladys Quinones - State Farm Insurance Agent serves Yonkers, New York, and the surrounding communities. As an umbrella insurance agent, the company handles excess liability coverage that extends beyond the limits of standard homeowners and auto policies, offering additional financial protection against major claims or lawsuits. This agent works closely with clients to assess their individual asset exposure and risk factors. The general approach used to handle a typical job involves a thorough review of existing policies to determine appropriate coverage limits.
Farmers Insurance - Lorena Gonzalez in Yonkers, NY, offers umbrella insurance through both one-time policy purchases for specific liability gaps and recurring annual coverage for ongoing asset protection. This added layer of liability insurance extends beyond standard home and auto limits, safeguarding against major claims. For individuals seeking extra financial security, the agency tailors coverage for local needs. Service for umbrella policies runs on an as-needed basis for inquiries and adjustments, with scheduled annual reviews to reassess coverage limits.
Farmers Insurance - Richard Arana Agency in Yonkers, NY, offers umbrella liability insurance to provide extra coverage beyond standard auto and homeowners policies, protecting clients from major claims and lawsuits. The agency also assists local residents with bundling various personal insurance needs into comprehensive plans. As an umbrella insurance agent, it helps shield assets from unexpected financial risks. This service is especially valuable during the winter season, when snow and ice can lead to slip-and-fall incidents on properties.
As spring rains increase flood risks across the Hudson Valley, property owners in Yonkers seek protection beyond standard policies. JWI Group, Inc, an umbrella insurance agent in the area, addresses this need by offering supplementary liability coverage that extends past home and auto policy limits. Their work focuses on shielding local clients from costly lawsuits or accident claims that might otherwise deplete personal assets. To begin service, an agent schedules a thorough inspection of the client's property and current insurance portfolio, evaluating potential gaps before recommending an appropriate coverage level.
DC Ranieri Insurance Agency in Yonkers, NY assists clients with general liability coverage and related risk management needs. While the firm handles standard insurance policies, its specialty is umbrella insurance, which provides additional liability protection beyond the limits of underlying policies. This extra layer of coverage helps safeguard assets for businesses and individuals alike. For commercial operations, the agency can serve a variety of sectors, including offices, warehouses, and food service establishments.
Marco Marsella: Allstate Insurance is known for providing personalized umbrella insurance coverage in Yonkers, NY, to help clients protect their assets beyond standard policy limits. The agency serves local homeowners, drivers, and renters seeking an extra layer of liability protection against major claims or lawsuits. An umbrella policy can cover legal expenses and settlements not included in primary home or auto insurance. This agency can specialize in tailoring additional liability coverage for properties with pools or recreational vehicles to mitigate higher risk exposure.
What Does an a Umbrella Insurance Agent in Yonkers Cost?
The cost of umbrella insurance in New York typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Factors like your driving record home value and number of properties affect the premium. In Yonkers, rates may be slightly higher due to local risk factors. This is general information and not insurance advice.
About umbrella insurance agents in Yonkers
Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Yonkers New York, agents help residents protect assets against large claims or lawsuits. New York law requires minimum liability limits for auto insurance, and an umbrella policy can add one million dollars or more in additional coverage.
Frequently Asked Questions
What does an umbrella insurance agent in Yonkers do?
An agent helps you assess your liability risks and find an umbrella policy that fits your needs. They explain coverage limits exclusions and how the policy interacts with your existing home and auto insurance. In New York, agents must be licensed by the Department of Financial Services.
How much umbrella insurance do I need in New York?
Most experts recommend at least one million dollars in umbrella coverage, especially if you own property or have significant assets. New York courts can award large judgments, so higher limits may be wise. Your agent can help you calculate the right amount based on your net worth and risk factors.
Is umbrella insurance required by law in New York?
No, umbrella insurance is not required by New York state law. However, it is often required by landlords or homeowners associations in Yonkers. It also provides important protection if you face a lawsuit that exceeds your primary policy limits.
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