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Find Umbrella Insurance Agents Near You in Knoxville, TN

Browse umbrella insurance agents serving Knoxville, Tennessee. Updated 2026-07-14.

The top-rated umbrella insurance agent in Knoxville, Tennessee is 21st Insurance Agency, rated 4.9 stars across 3,512 reviews. Other highly rated options include William Knight Insurance Agency, Sparks Insurance, ISG Insurance LLC. This directory lists 29 umbrella insurance agents serving Knoxville.

Showing 29 umbrella insurance agents in Knoxville, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
121st Insurance Agency620 Market St(866) 727-4712
2William Knight Insurance Agency1717 Winston Rd(865) 670-2990
3Sparks Insurance10101 Sherrill Blvd(865) 687-1855
4ISG Insurance LLC5418 Clinton Hwy(865) 689-1900
5Meridian Insurance, Inc.6025 Brookvale Ln NW Suite 208(937) 567-8900
6Applegate Insurance Agency301 S Gallaher View Rd # 229(865) 240-2348
7Shafer Insurance Agency1100 Marion St #200(865) 546-0761
8Bolton Insurance200 Fox Rd(865) 690-5000
9IRM Insurance11002 Kingston Pike #103(865) 579-0500
10Beacon Insurance Advisers150 Fox Rd(865) 213-2111
2I
620 Market St
21st Insurance Agency
Umbrella Insurance Agent · Knoxville, TN

21st Insurance Agency serves Knoxville and the surrounding Knox County area as an umbrella insurance agent, specializing in excess liability coverage that extends beyond standard home and auto policies. This professional provides crucial protection for personal assets, offering a safety net against major claims and lawsuits. Clients in the region benefit from tailored coverage that safeguards their financial security. The agency specifically handles personal umbrella policies and excess liability insurance for high-net-worth individuals.

WK
1717 Winston Rd
William Knight Insurance Agency
Umbrella Insurance Agent · Knoxville, TN

Serving Knoxville and the surrounding communities in East Tennessee, William Knight Insurance Agency handles umbrella insurance policies designed to provide an extra layer of liability protection. This coverage helps safeguard personal assets when the limits on a standard auto or homeowners policy have been exceeded. The agency focuses on evaluating each client’s overall risk profile and financial exposure. For a typical job, it begins by reviewing existing primary policies to identify coverage gaps, then customizes umbrella limits to match the client’s individual needs and potential liability scenarios.

SI
10101 Sherrill Blvd
Sparks Insurance
Umbrella Insurance Agent · Knoxville, TN

Sparks Insurance offers both one-time policies for specific projects or events and scheduled coverage for ongoing personal liability protection. As an umbrella insurance agent in Knoxville, Tennessee, this company helps clients secure supplemental liability coverage that extends beyond the limits of standard homeowners and auto policies. Additional coverage can protect against major claims and lawsuits. Service runs on a one-time or as-needed basis, depending on the client's request for a new policy or an update to an existing one.

II
5418 Clinton Hwy
ISG Insurance LLC
Umbrella Insurance Agent · Knoxville, TN

ISG Insurance LLC specializes in accessing umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. In Knoxville, TN, it works to help local residents and businesses manage risk from claims that could exceed primary policy caps. This general service includes reviewing existing coverage to identify gaps and coordinating with primary insurers for seamless protection. During the spring storm season, it assists clients in securing higher liability limits to guard against potential lawsuits from weather-related accidents or property damage.

MI
6025 Brookvale Ln NW Suite 208
Meridian Insurance, Inc.
Umbrella Insurance Agent · Knoxville, TN

Meridian Insurance, Inc. in Knoxville, TN assists clients with managing risk through general liability coverage and related insurance policies. The agency specializes in umbrella insurance, which provides an extra layer of protection beyond standard policy limits for individuals and businesses facing significant liability exposures. This additional coverage can safeguard assets from unexpected claims or lawsuits. Commercial clients the firm serves include offices needing higher liability limits, warehouses with large inventory exposures, and food service operations facing diverse on-site risks.

AI
301 S Gallaher View Rd # 229
Applegate Insurance Agency
Umbrella Insurance Agent · Knoxville, TN

Applegate Insurance Agency, based in Knoxville, Tennessee, provides umbrella insurance policies designed to offer extra liability protection beyond standard home and auto coverage. Its services help local residents and businesses safeguard their assets against major claims and lawsuits, filling gaps left by underlying policies. The agency assists clients throughout the Knoxville region in determining appropriate coverage limits for their specific needs. In addition to standard umbrella policies, the company can add on coverage for personal injury liability, including libel and slander claims.

SI
1100 Marion St #200
Shafer Insurance Agency
Umbrella Insurance Agent · Knoxville, TN

Shafer Insurance Agency serves Knoxville, Tennessee homeowners seeking umbrella liability coverage to extend their residential policy protections against major claims. Commercial clients also obtain this extra layer of security to safeguard business assets. The agency focuses on this Knoxville region, helping local policyholders coordinate coverage with underlying home or commercial policies. Follow-up service is provided to adjust coverage levels as property values or business operations change between the agent’s regular policy reviews to ensure continuous alignment with changing client needs.

BI
200 Fox Rd
Bolton Insurance
Umbrella Insurance Agent · Knoxville, TN

Bolton Insurance serves Knoxville, Tennessee, and the surrounding county by providing umbrella insurance coverage. This business assists clients in securing additional liability protection beyond the limits of standard home and auto policies. Such coverage helps safeguard assets from major claims or lawsuits. The agents evaluate individual risk factors to recommend appropriate policy levels. Bolton Insurance handles personal umbrella policies for homeowners and also works on commercial umbrella insurance for local business owners in Knoxville.

II
11002 Kingston Pike #103
IRM Insurance
Umbrella Insurance Agent · Knoxville, TN

IRM Insurance offers personal umbrella liability coverage to clients in Knoxville, Tennessee. These policies extend liability protection beyond the limits of standard homeowners and auto insurance policies, providing additional financial security against major claims or lawsuits. The company assists clients in evaluating their current coverage to determine appropriate additional liability limits. It advises on maintaining sufficient underlying insurance policies to support the umbrella coverage. IRM Insurance serves a variety of properties, including single-family homes, apartments, retail properties, and restaurants.

BI
150 Fox Rd
Beacon Insurance Advisers
Umbrella Insurance Agent · Knoxville, TN

Beacon Insurance Advisers serves homeowners, businesses, and property managers in Knoxville, Tennessee, seeking extra liability protection beyond standard policy limits. The agency provides guidance on selecting umbrella policies that help safeguard assets against major lawsuits or accidents. They focus on clear explanations of policy terms and coverage needs. Their work ensures clients understand how umbrella insurance interacts with underlying homeowners or auto policies. They also offer services to clients in the resurgent downtown area and surrounding Knox County neighborhoods.

AB
118 Huxley Rd #2
Ayres Brackfield Insurance
Umbrella Insurance Agent · Knoxville, TN
(865) 288-4288
ayresbrackfieldinsurance.com
IA
6209 Baum Dr
Inter-Agency Insurance Services
Umbrella Insurance Agent · Knoxville, TN
(865) 637-4519
inter-agencyinsurance.com
EI
113 Legacy View Way
Elite Insurance Knoxville
Umbrella Insurance Agent · Knoxville, TN
(865) 687-5140
eliteinsuranceknoxville.com
BJ
7121 Afton Dr
Bob Johnson Insurance Inc
Umbrella Insurance Agent · Knoxville, TN
(865) 922-3111
bobjohnsonins.com
AI
820 Loop Rd
AAA Insurance - Samar I Insurance Agency
Umbrella Insurance Agent · Knoxville, TN
(865) 312-8777
locator.acg.aaa.com/tn/knoxville/aaa-insurance-samar-i-insurance-agency
BI
102 E Adair Dr
Broadway Insurance Agency
Umbrella Insurance Agent · Knoxville, TN
(865) 689-6228
broadway-ins.com
SI
126 S David Ln
Summit Insurance, LLC
Umbrella Insurance Agent · Knoxville, TN
(865) 240-3315
erieinsurance.com/agencies/tn/knoxville/hh1873
SI
800 Concord Rd
Samar I Insurance Agency / AAA Tennessee
Umbrella Insurance Agent · Knoxville, TN
(865) 312-8777
insurewithsamar.com
BI
9219 Middlebrook Pike STE 100
Bailey Insurance Service
Umbrella Insurance Agent · Knoxville, TN
(865) 691-9111
baileyins.com
BM
123 Center Park Dr #231
Beach Mountain Insurance Group
Umbrella Insurance Agent · Knoxville, TN
(888) 254-3599
beachmountainins.com
DI
6505 Oak Ridge Hwy
Daniel Insurance Agency LLC
Umbrella Insurance Agent · Knoxville, TN
(865) 909-0082
danielins.com
GC
11911 Kingston Pike suite 101-b
Graham and Cook Insurance
Umbrella Insurance Agent · Knoxville, TN
(865) 671-0754
grahamandcook.com
IG
11304 Station W Dr
The Insurance Group LLC
Umbrella Insurance Agent · Knoxville, TN
(865) 670-0911
tigknoxville.com
JH
10259 Kingston Pike
John H. Hildreth, CLU, LLC
Umbrella Insurance Agent · Knoxville, TN
(865) 691-4652
hildrethins.com
AA
8001 Chapman Hwy Ste 5
AWB Agency LLC
Umbrella Insurance Agent · Knoxville, TN
(865) 910-6902
awbagency.com
MD
11020 Kingston Pike Suite 320
The Mike Dyer Agency
Umbrella Insurance Agent · Knoxville, TN
(865) 966-2111
mikedyerinsuranceagency.com
SI
105 Center Park Dr #102
Summit Insurance Group
Umbrella Insurance Agent · Knoxville, TN
(865) 324-0957
privettinsurancegroup.com
GI
5401 Kingston Pike
Guthe Insurance
Umbrella Insurance Agent · Knoxville, TN
(865) 330-9656
gutheinsurance.com
PI
105 Center Park Dr #102
Privett Insurance Group
Umbrella Insurance Agent · Knoxville, TN
(865) 862-4858
privettinsurancegroup.com

What Does an a Umbrella Insurance Agent in Knoxville Cost?

In Tennessee umbrella insurance typically costs between 150 and 300 dollars per year for one million dollars in coverage. Premiums can vary based on your risk profile, number of vehicles, and property type. This is general information and not insurance advice.

About umbrella insurance agents in Knoxville

Umbrella insurance provides an extra layer of liability coverage that kicks in after your auto or homeowners policy limits are exhausted. In Knoxville Tennessee this coverage can be especially valuable given the state's comparative fault laws which may increase your exposure in a lawsuit. A local agent can help you assess your personal risk and secure a policy that fits your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Knoxville do?

An umbrella insurance agent helps you evaluate your current liability limits and recommends an umbrella policy to cover gaps. They explain how Tennessee law affects your coverage and assist with policy selection and claims support.

How much umbrella insurance coverage do I need in Tennessee?

Most agents suggest at least one million dollars in umbrella coverage, but the right amount depends on your assets and risk factors. Tennessee does not set a minimum requirement for umbrella insurance, so your agent will help you decide based on your personal situation.

Is umbrella insurance required by Tennessee law?

No, Tennessee law does not require umbrella insurance. However it is a smart choice if you have significant assets or face higher liability risks, such as owning rental property or having a teenage driver.

Umbrella Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.