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Compare umbrella insurance agents in Knoxville. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Knoxville, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 20 umbrella insurance agents in Knoxville, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
21st Insurance Agency
620 Market St, Knoxville, TN 37902
(866) 727-4712
21stinsuranceagency.com
William Knight Insurance Agency
1717 Winston Rd, Knoxville, TN 37919
(865) 670-2990
wkia.com
Sparks Insurance
10101 Sherrill Blvd, Knoxville, TN 37932
(865) 687-1855
sparksinsurance.com
ISG Insurance LLC
5418 Clinton Hwy, Knoxville, TN 37912
(865) 689-1900
insurancebrokerknoxville.com
Meridian Insurance, Inc.
6025 Brookvale Ln NW Suite 208, Knoxville, TN 37919
Umbrella insurance provides an extra layer of liability coverage that kicks in after your auto or homeowners policy limits are exhausted. In Knoxville Tennessee this coverage can be especially valuable given the state's comparative fault laws which may increase your exposure in a lawsuit. A local agent can help you assess your personal risk and secure a policy that fits your needs.
What Does a Umbrella Insurance Agent in Knoxville Cost?
In Tennessee umbrella insurance typically costs between 150 and 300 dollars per year for one million dollars in coverage. Premiums can vary based on your risk profile, number of vehicles, and property type. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Knoxville do?
An umbrella insurance agent helps you evaluate your current liability limits and recommends an umbrella policy to cover gaps. They explain how Tennessee law affects your coverage and assist with policy selection and claims support.
How much umbrella insurance coverage do I need in Tennessee?
Most agents suggest at least one million dollars in umbrella coverage, but the right amount depends on your assets and risk factors. Tennessee does not set a minimum requirement for umbrella insurance, so your agent will help you decide based on your personal situation.
Is umbrella insurance required by Tennessee law?
No, Tennessee law does not require umbrella insurance. However it is a smart choice if you have significant assets or face higher liability risks, such as owning rental property or having a teenage driver.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.