The top-rated umbrella insurance agent in Mt. Juliet, Tennessee is Hutsenpiller Insurance, rated 4.9 stars across 517 reviews. Other highly rated options include Jeff Gannon - State Farm Insurance Agent, Carlson Insurance Group, Guess Insurance Agency LLC. This directory lists 18 umbrella insurance agents serving Mt. Juliet.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hutsenpiller Insurance | 2093 N Mt Juliet Rd | (615) 773-2886 |
| 2 | Jeff Gannon - State Farm Insurance Agent | 820 N Mt Juliet Rd Suite 210 | (615) 773-9000 |
| 3 | Carlson Insurance Group | 166 Belinda Pkwy Suite 100 | (615) 200-7464 |
| 4 | Guess Insurance Agency LLC | 1002 Meb Ct | (615) 754-6003 |
| 5 | Farmers Insurance - Dustin Rodgers | 1984 Providence Pkwy Ste 202A | (615) 562-5100 |
| 6 | Farm Bureau Insurance | 635 S Mt Juliet Rd | (615) 758-7022 |
| 7 | Farmers Insurance - Patrick Brown | 105 Industrial Dr #4 | (615) 288-2086 |
| 8 | Advantage Insurance Group LLC | 13026 Lebanon Rd #200 | (615) 547-2400 |
| 9 | Bodiford Insurance | 2624 N Mt Juliet Rd | (615) 758-9004 |
| 10 | Foundation Insurance | 2416 N Mt Juliet Rd | (615) 543-0905 |
Hutsenpiller Insurance serves the Mt. Juliet, Tennessee area as an umbrella insurance agent. This company helps clients obtain additional liability coverage that extends beyond the limits of standard home and auto policies. Umbrella insurance from this agent protects individuals and families from major claims and lawsuits, offering a crucial layer of financial security for personal assets. The agency assists with evaluating each client's risk exposure to recommend an appropriate coverage amount. It handles personal umbrella policies and excess liability protection for residential clients.
Jeff Gannon's State Farm agency in Mt. Juliet, TN provides comprehensive umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. The agency assists clients in evaluating their personal risk exposure to ensure sufficient protection against major claims or lawsuits. Service plans include periodic policy reviews to adjust coverage as assets or circumstances change. Close coordination with existing home and auto policies streamlines the claims process. The agency services single-family homes, apartments, retail locations, and restaurants.
Carlson Insurance Group in Mt. Juliet, TN, assists homeowners, businesses, and property managers in securing umbrella liability coverage that extends beyond the limits of their standard policies. This coverage helps protect personal or commercial assets from major claims and lawsuits. Agents guide clients in evaluating their liability risks and choosing appropriate policy limits for their specific needs. The firm also serves clients in nearby Lebanon and throughout the greater Nashville metropolitan area.
Guess Insurance Agency LLC serves Mount Juliet and the surrounding Wilson County communities, handling a range of umbrella insurance policies for local residents and small business owners. This coverage provides additional liability protection beyond standard home and auto policies, helping to safeguard personal assets from major claims or lawsuits. The agency approaches each client’s needs by first reviewing their existing insurance portfolio and then recommending an appropriate liability limit to close potential coverage gaps.
Farmers Insurance - Dustin Rodgers in Mt. Juliet, TN, offers umbrella insurance policies that provide an extra layer of liability coverage beyond standard auto or homeowners limits. Service can be arranged as a single, one-time policy to address a specific need or as an ongoing recurring endorsement added to an existing insurance package. This coverage is designed to protect personal assets against large claims or lawsuits. Service runs strictly on an as-needed basis when clients request a review or policy update.
Farm Bureau Insurance serves clients in Mt. Juliet, Tennessee, and surrounding communities in Wilson County. It handles umbrella insurance policies for individuals needing extra liability coverage beyond standard home and auto limits. The agency works with local residents to assess their specific risk exposure from potential accidents or property damage claims. It generally customizes each policy to bridge gaps in existing coverage. To handle a typical job, it reviews the client’s current policies and personal assets before recommending appropriate liability limits.
Farmers Insurance - Patrick Brown in Mt. Juliet, TN specializes in umbrella insurance policies that provide additional liability coverage beyond standard home or auto limits. This agency also handles general insurance needs for local residents, helping to protect assets from unexpected lawsuits or major claims. Patrick works with clients to understand risks and expand financial safeguards where necessary. During the holiday season, he particularly helps families hosting gatherings secure extra protection against potential accidents on their property.
When the heavy rains of a Middle Tennessee spring threaten to turn driveways into rivers, homeowners in Mt. Juliet need protection beyond standard policies. Advantage Insurance Group LLC reviews local property exposures as an umbrella insurance agent, helping residents extend liability coverage into the gap left by auto or homeowners limits. Each assessment begins with an inspection of the client’s current policies and property to properly calculate necessary additional coverage.
Bodiford Insurance assists clients in the Mt. Juliet, TN area with their general insurance needs. Its specialty add-ons focus on umbrella coverage, which offers an extra layer of liability protection beyond standard policies. This type of insurance helps safeguard personal assets against major claims and lawsuits. The agency frequently serves commercial sectors such as small offices, warehouses, and food service establishments.
Some umbrella insurance services are arranged on a single annual policy term, while others offer renewal options each year to maintain continuous coverage for the client. Foundation Insurance provides personal umbrella liability policies that extend protection beyond standard home and auto limits, helping to defend assets in Mount Juliet, Tennessee. Umbrella coverage commonly protects against costly lawsuits and medical claims from certain accidents. Their service for new policies and ongoing reviews runs on an as-needed or scheduled basis, depending on each client’s request.
What Does an a Umbrella Insurance Agent in Mt. Juliet Cost?
Umbrella insurance premiums in Tennessee typically range from 150 to 300 dollars per year for one million dollars in coverage. Costs vary based on your risk profile, number of properties, and driving record. An agent in Mt. Juliet can provide a personalized quote. This is general information and not insurance advice.
About umbrella insurance agents in Mt. Juliet
An umbrella insurance agent in Mt. Juliet Tennessee helps you secure additional liability protection beyond your auto or homeowners policy. Tennessee law does not require umbrella insurance, but it can protect your assets in case of a large lawsuit. Local agents understand the risks specific to the Mt. Juliet area, such as accidents on Old Hickory Lake or incidents involving rental properties.
Frequently Asked Questions
What does an umbrella insurance agent in Mt. Juliet do?
An umbrella insurance agent helps you find a policy that provides extra liability coverage above your existing home and auto limits. In Tennessee, umbrella policies typically start at one million dollars in coverage. The agent can explain how this coverage works with your current insurance.
How much umbrella insurance do I need in Tennessee?
The amount you need depends on your assets and risk level. Many agents recommend at least one million dollars in coverage. Tennessee courts can award large judgments in personal injury cases, so higher limits may be wise if you own a home or have significant savings.
Is umbrella insurance required by Tennessee law?
No, Tennessee law does not require umbrella insurance. However, if you cause an accident or are sued for damages, your standard policy limits may not be enough. Umbrella insurance can cover legal fees and settlements that exceed your primary policy limits.
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