The top-rated umbrella insurance agent in Murfreesboro, Tennessee is AmeriAgency, rated 4.9 stars across 1,013 reviews. Other highly rated options include Farm Bureau Insurance, Synergy Insurance, Shane Miller at Comparion Insurance Agency. This directory lists 21 umbrella insurance agents serving Murfreesboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AmeriAgency | 1850 Memorial Blvd | (888) 851-5572 |
| 2 | Farm Bureau Insurance | 818 S Church St | (615) 893-1213 |
| 3 | Synergy Insurance | 530 Brandies Cir | (615) 439-2555 |
| 4 | Shane Miller at Comparion Insurance Agency | 2615 Medical Center Pkwy Suite 680 | (629) 207-4009 |
| 5 | The Client's Insurance Agency | 508 S Church St C | (615) 669-4904 |
| 6 | BAM Insurance, Inc. | 925 S Church St C-300 | (615) 867-8839 |
| 7 | Conner Insurance Group, LLC | 603 W Burton St B | (615) 263-0888 |
| 8 | Middle TN Insurance Group, Inc | 730 A Middle Tennessee Blvd #7 | (615) 898-0053 |
| 9 | Miller Loughry Beach Insurance | 214 W College St | (800) 998-9016 |
| 10 | Dana Womack - State Farm Insurance Agent | 805 S Church St STE 10 | (615) 900-0877 |
AmeriAgency serves the Murfreesboro metropolitan area as an umbrella insurance agent. It provides excess liability coverage that extends beyond the limits of standard homeowners and auto policies. This company helps clients protect their assets against large claims or lawsuits that could exceed primary insurance caps. It has expertise in handling personal umbrella policies for residents in Rutherford County. It also assists local business owners with commercial umbrella coverage to guard against major liability exposures.
Farm Bureau Insurance in Murfreesboro, TN provides umbrella insurance agent services to help clients secure additional liability coverage beyond standard policies. Its service plans include policy assessments and consultations to determine appropriate coverage limits for individual financial situations. Maintenance plans involve periodic coverage reviews to ensure limits remain adequate as assets or circumstances change. The agency services single-family homes, apartments, retail properties, and restaurants in the Murfreesboro area.
Synergy Insurance serves homeowners, businesses, and property managers in Murfreesboro, Tennessee, by providing umbrella insurance policies that extend liability coverage beyond standard limits. This agent helps clients protect assets from major claims or lawsuits, ensuring financial security in an increasingly litigious environment. Coverage applies both locally and across wider operations, simplifying risk management for diverse customer needs. The company also serves the broader Rutherford County area, including communities such as Smyrna and La Vergne.
Shane Miller at Comparion Insurance Agency in Murfreesboro, Tennessee, serves that city and its surrounding communities with umbrella insurance policies. It handles both personal and commercial excess liability needs, providing an additional layer of coverage above standard home and auto policies. For a typical job, the agent assesses a client's existing insurance assets and liability exposure to determine an appropriate level of further protection, then carefully presents the options available from its network of carriers.
The Client’s Insurance Agency in Murfreesboro specializes in helping clients secure umbrella liability coverage that extends protection beyond standard home and auto policies. They assist homeowners, drivers, and business owners by reinforcing personal liability safeguards against major claims or lawsuits. This service is particularly valuable following a severe storm season or a significant accident, when local property damage or injury risks may unexpectedly exceed conventional coverage limits.
BAM Insurance, Inc., located in Murfreesboro, TN, offers both one-time umbrella policy consultations for clients who need a single liability assessment and recurring service options for those requiring annual coverage reviews and adjustments. This coverage extends personal or commercial liability limits beyond standard auto or homeowners policies, protecting assets from major claims in the region. Their service operates on an as-needed basis, with clients contacting the agent when policy updates or new coverage requests arise.
As spring storms and unexpected liabilities become a concern for residents of Murfreesboro, Conner Insurance Group, LLC helps local homeowners and drivers secure umbrella coverage that fills gaps left by standard policies. This agency focuses on adding an extra layer of protection against lawsuits and major claims that could exceed primary limits. They also assist in tailoring policies to cover assets like rental properties or recreational vehicles. The process begins with a thorough, no-obligation review of existing coverage to assess individual liability needs and recommend appropriate limits.
Middle TN Insurance Group, Inc serves clients in Murfreesboro, Tennessee, by providing general liability coverage and then specializing in umbrella insurance add-ons for extra protection above standard limits. This specialist work helps safeguard personal assets and business properties from major claims or lawsuits. The company can assist a range of offices, warehouses, and food service operations in managing their exposure to large liability risks.
Miller Loughry Beach Insurance provides umbrella insurance for residential properties in Murfreesboro and the surrounding area. The agency also offers commercial coverage for local businesses that require additional liability protection beyond standard policies. Their service area extends throughout Rutherford County and into neighboring communities. Clients often contact them for policy reviews or new service between their regular scheduled visits with other insurance providers.
Dana Womack - State Farm Insurance Agent is an umbrella insurance agent in Murfreesboro, TN, known for providing supplemental liability protection. The agency helps clients secure extra coverage beyond standard home and auto policies, handling claims assistance as part of its service range. The team focuses on explaining policy terms and ensuring appropriate coverage limits. Umbrella insurance can provide protection against major claims or lawsuits. The agency can also add on personal liability coverage for vacant properties or rental units.
What Does an a Umbrella Insurance Agent in Murfreesboro Cost?
Umbrella insurance costs in Tennessee typically range from 150 to 350 dollars per year for a 1 million dollar policy. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Rates vary based on your home value, number of cars, and claims history. This is general information and not insurance advice.
About umbrella insurance agents in Murfreesboro
Umbrella insurance agents in Murfreesboro Tennessee help residents add a layer of personal liability protection above their standard auto and homeowners policies. Tennessee law requires minimum liability limits on auto insurance but umbrella policies can cover gaps for larger claims. Local agents can explain how Tennessee courts handle personal injury judgments and why extra coverage matters.
Frequently Asked Questions
What does an umbrella insurance agent in Murfreesboro do?
An umbrella insurance agent in Murfreesboro helps you buy a policy that provides extra liability coverage after your auto or home insurance limits are used up. They assess your assets and risks to recommend a coverage amount. Tennessee does not require umbrella insurance but it can protect savings and future income from lawsuits.
Who needs umbrella insurance in Tennessee?
Tennessee residents with significant assets like a home, savings, or rental properties may benefit from umbrella insurance. It also helps if you have a dog breed often sued for bites, a swimming pool, or teenage drivers. Umbrella policies typically cover legal defense costs for claims like libel or slander.
How much umbrella coverage do I need in Murfreesboro?
Most agents recommend at least 1 million dollars in umbrella coverage for Tennessee homeowners. The amount depends on your net worth and risk factors. Your agent will review your assets and suggest a limit that covers potential judgments in Tennessee courts.
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