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Looking for a umbrella insurance agent in Oak Ridge? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Oak Ridge, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 15 umbrella insurance agents in Oak Ridge, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bradley Roberts: Allstate Insurance
106 S Illinois Ave, Oak Ridge, TN 37830
(865) 482-9596
agents.allstate.com
Wholesure Oak Ridge, TN (Appalachian Underwriters Inc.)
800 Oak Ridge Turnpike # A1000, Oak Ridge, TN 37830
(888) 376-9633
appund.com
Madison Insurance Group, Inc.
795 Main St W Suite 200, Oak Ridge, TN 37830
(865) 425-7300
miginsgroup.com
Fox Insurance Group
110 S Illinois Ave, Oak Ridge, TN 37830
(865) 482-0513
grayfoxins.com
Thompson Insurance Group
697 Emory Valley Rd E, Oak Ridge, TN 37830
(865) 685-5069
thompsoninsured.com
Chris Smith Insurance
471 Oak Ridge Turnpike Ste.B, Oak Ridge, TN 37830
(865) 272-3387
csmithagency.com
Herron-Connell Insurance
665A Emory Valley Rd, Oak Ridge, TN 37830
(865) 483-8483
herronconnell.com
Southern Protection Insurance TN
113 Raleigh Rd, Oak Ridge, TN 37830
(865) 290-0191
Complete Cover Insurance Group
207 S Purdue Ave, Oak Ridge, TN 37830
(615) 488-1250
Assurance Center
681C Emory Valley Rd, Oak Ridge, TN 37830
(423) 380-0924
Shelter Insurance - Nathan Mizer
107A W Tennessee Ave, Oak Ridge, TN 37830
(865) 483-0670
shelterinsurance.com
Carriage Hill Insurance
108 S Illinois Ave, Oak Ridge, TN 37830
(865) 483-3200
carriagehillinsurance.com
Howard Hildreth Insurance & Realty
1062 Oak Ridge Turnpike # 200, Oak Ridge, TN 37830
(865) 483-8476
howardhildrethins.com
Ridge Insurance
100 Tulsa Rd # 28, Oak Ridge, TN 37830
(865) 482-0214
Nationwide Insurance: Fox Insurance Group Inc.
110 S Illinois Ave, Oak Ridge, TN 37830
(865) 482-0513
agency.nationwide.com
An umbrella insurance agent in Oak Ridge Tennessee can help you secure extra liability coverage beyond your standard auto or home policy. This type of policy is especially useful in Tennessee where state law requires minimum liability limits that may not fully protect your assets. A local agent understands the specific risks in the Oak Ridge area and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Oak Ridge Cost?
In Tennessee, a one million dollar umbrella insurance policy typically costs between 150 and 500 dollars per year. Premiums increase with higher coverage limits and additional risk factors such as young drivers or rental properties. Your agent will review your specific circumstances to provide an accurate quote. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Oak Ridge do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides additional coverage above your auto and homeowners insurance limits. The agent assesses your risk profile and recommends an appropriate coverage amount.
How much umbrella coverage do I need in Tennessee?
Common coverage amounts start at one million dollars and go up to five million dollars or more. Your agent will consider your assets, income, and potential liability risks. Tennessee law does not require umbrella insurance but it is recommended for those with significant assets.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.