The top-rated long-term care insurance agent in Huntersville, North Carolina is Annette Burkhard - State Farm Insurance Agent, rated 4.9 stars across 1,046 reviews. Other highly rated options include Moheyer Insurance Advisors, Health Care All Year, Summit Insurance Group, Inc.. This directory lists 15 long-term care insurance agents serving Huntersville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Annette Burkhard - State Farm Insurance Agent | 14316A Reese Blvd W | (704) 948-5600 |
| 2 | Moheyer Insurance Advisors | 16501 Northcross Dr d1 | (704) 895-3044 |
| 3 | Health Care All Year | 16501 Northcross Dr # D | (704) 595-7729 |
| 4 | Summit Insurance Group, Inc. | 14314 Statesville Rd | (704) 659-2141 |
| 5 | NC Farm Bureau Insurance | 15815 Brookway Dr | (704) 892-2640 |
| 6 | Comparion Insurance Agency | 9826 Gilead Rd Suite C-105 | (704) 916-3889 |
| 7 | Rankin Insurance Group, Inc | 15716 N Old Statesville Rd | (704) 896-9393 |
| 8 | Larry Chester at Comparion Insurance Agency | 9826 Gilead Rd Suite C-105 | (704) 916-3858 |
| 9 | Fogle Insurance Group | 10105 Hickorywood Hill Ave Suite A | (704) 875-3060 |
| 10 | Good Insurance Services | 16507A Northcross Dr | (704) 946-5700 |
Annette Burkhard - State Farm Insurance Agent serves the Huntersville, North Carolina area. As a long-term care insurance agent, the agency helps clients plan for future care needs, including assistance with daily living activities. This type of coverage is designed to protect personal savings from the high costs of extended care. The office offers one-on-one consultations to evaluate individual financial situations and policy options. Specific services it handles in this area include facility planning for nursing home or assisted living expenses.
Moheyer Insurance Advisors provides long-term care insurance guidance to individuals and families in Huntersville, NC. It assists clients in evaluating policy options that help cover the costs of extended custodial care, including home health aides and assisted living arrangements. The agency supports policy maintenance by reviewing coverage needs during annual enrollment periods and assisting clients with claims filing and benefit coordination as circumstances change. Its services serve local single-family homes, apartments, retail establishments, and restaurants that facilitate ongoing care for residents and employees.
Health Care All Year serves local seniors, families, and individuals planning for future healthcare needs in Huntersville, North Carolina. The agency assists clients with long-term care insurance options that help cover expenses related to nursing homes, assisted living, and in-home care. Policies are designed to protect personal savings from the high cost of extended medical services. The agents work closely with each customer to match coverage with specific health circumstances and financial goals. The company also serves residents in nearby Cornelius and the greater Lake Norman area.
Summit Insurance Group, Inc. serves Huntersville, NC, and the surrounding Lake Norman and Charlotte metro communities, handling long-term care insurance needs for local residents. The company assists clients in comparing policies that help cover expenses like home care, assisted living, and nursing facility stays. It also guides individuals in examining coverage options to protect personal savings from future care costs. To handle a typical job, the agent begins by reviewing a client’s current health and financial situation before presenting suitable policy choices from multiple carriers.
Serving Huntersville and the surrounding Lake Norman communities, NC Farm Bureau Insurance handles long-term care insurance policies designed to help manage the costs of extended personal or custodial care. It assists clients in evaluating coverage options for nursing home stays, assisted living facilities, or home-based care. The agent’s general approach involves reviewing an individual’s current financial situation and health concerns, then presenting specific plan features and benefit periods tailored to each person’s potential future needs.
As a long-term care insurance agent, Comparion Insurance Agency in Huntersville, NC can help clients choose between a one-time policy purchase or recurring service options for plan adjustments. They assist individuals in understanding coverage options that address the high costs of extended care in local facilities or at home. Service appointments at this agency run on a scheduled basis.
Rankin Insurance Group, Inc. specializes in providing long-term care insurance solutions designed to protect assets and secure future care needs for residents of Huntersville, NC. The agency also works with clients to evaluate various policy options that address home health care, assisted living, and nursing facility expenses. These services help individuals plan for extended care while preserving financial independence. As the seasons change and cold weather increases the risk of slips or illness, the agency assists clients in reassessing their coverage before potential injury occurs.
As Huntersville residents begin planning for the future during the new year, many consider how to protect their savings from extended medical costs. Larry Chester at Comparion Insurance Agency helps local clients understand and compare long-term care insurance policies suited to their retirement goals. He explains the benefits of covering services like home health aides or nursing facility care that Medicare does not cover. The process typically starts with a no-pressure initial assessment of the client’s health history and financial situation.
Fogle Insurance Group works with individuals and families seeking financial protection against the costs of extended care, specializing in long-term care insurance policies. Based in Huntersville, NC, the company helps clients evaluate options for covering nursing home, assisted living, or home-based care expenses. These plans are designed to safeguard personal assets and provide access to quality care services as needed. Fogle Insurance Group can serve clients from various commercial sectors, including offices, warehouses, and food service businesses, offering tailored benefits for their employees or ownership structures.
Good Insurance Services provides long-term care insurance guidance to residents in Huntersville, North Carolina, helping individuals plan for future needs related to chronic illness or disability. The agency also offers commercial coverage for businesses seeking group long-term care policies for their employees. Service is available throughout the greater Huntersville area. Clients often return for policy reviews or adjustments during scheduled annual check-ins, ensuring coverage remains aligned with changing circumstances between regular visits.
What Does a a Long-Term Care Insurance Agent in Huntersville Cost?
Typical annual premiums for a 55-year-old in North Carolina range from 1500 to 3000 dollars for a policy with 150 dollars daily benefit and three-year benefit period. Costs vary based on age health benefits selected and inflation protection. This is general information not insurance advice.
About long-term care insurance agents in Huntersville
Long-term care insurance agents in Huntersville help residents plan for future care needs. North Carolina offers a Long-Term Care Partnership Program that allows policyholders to protect assets equal to benefits paid. An agent can explain how this program works with local care costs and state regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Huntersville do?
An agent helps you compare policies from multiple carriers and explains coverage options. They can show how North Carolina partnership policies differ from standard plans. The agent also assists with underwriting and application paperwork.
How does North Carolina Long-Term Care Partnership Program work?
This program lets you keep assets equal to the benefits your policy pays out. For example if you receive 100000 dollars in benefits you can protect that amount from Medicaid estate recovery. An agent can verify if a policy qualifies as a partnership plan.
What are the age limits for buying long-term care insurance in North Carolina?
Most carriers offer policies to people ages 18 to 84. Premiums increase with age so buying earlier often results in lower rates. North Carolina does not have a state age limit but individual insurers set their own rules.
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