The top-rated long-term care insurance agent in Kannapolis, North Carolina is Mary Beth Burgess - State Farm Insurance Agent, rated 4.7 stars across 218 reviews. Other highly rated options include Pethel Insurance Group, IGC | Insurance Group of the Carolinas, Lauren McDowell - State Farm Insurance Agent. This directory lists 18 long-term care insurance agents serving Kannapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mary Beth Burgess - State Farm Insurance Agent | 1460 Dale Earnhardt Blvd | (704) 938-4628 |
| 2 | Pethel Insurance Group | 2622 Dale Earnhardt Blvd | (704) 933-9488 |
| 3 | IGC | Insurance Group of the Carolinas | 246 Oak Ave | (704) 788-1415 |
| 4 | Lauren McDowell - State Farm Insurance Agent | 6043 Gateway Center Dr | (704) 870-8300 |
| 5 | Cabarrus Rowan Insurance | 2506 S Cannon Blvd | (704) 925-3800 |
| 6 | Cook Insurance | 1222 S Main St | (704) 938-1119 |
| 7 | Relation Insurance - Glick Group | 1473 Dale Earnhardt Blvd | (704) 938-7701 |
| 8 | LaVaughn Rodgers Insurance | 411 Jackson Park Rd | (704) 932-0159 |
| 9 | Allied Insurance Agency | 2113 Dale Earnhardt Blvd | (704) 934-2890 |
| 10 | Advanced Benefit Plans, Inc. | 309 S Main St | (704) 933-6047 |
Mary Beth Burgess - State Farm Insurance Agent serves the Kannapolis, North Carolina area and surrounding Cabarrus County. The agency specializes in long-term care insurance, helping clients plan for potential future needs related to aging or chronic illness. This type of coverage helps cover costs not paid by standard health insurance or Medicare, such as assistance with daily living activities. The agency works with individuals to compare policy options suited to their personal situation. It handles long-term care insurance policy enrollment and claims support for local residents.
Pethel Insurance Group, based in Kannapolis, NC, provides long-term care insurance policies designed to help clients cover the costs of extended personal or medical care. The company offers initial consultations to explain coverage options and assists with plan maintenance through periodic policy reviews and claim support. These services help residents protect assets and prepare for future care needs. The agency serves single-family homes, apartments, retail, and restaurants in the local area.
IGC | Insurance Group of the Carolinas serves individuals and families in Kannapolis, North Carolina, who are planning for future health and financial security. As a long-term care insurance agent, the company helps clients understand policies that cover assisted living, nursing home care, and in-home support services. They focus on explaining coverage options tailored to personal retirement needs. The agency also extends its guidance to nearby Concord and other communities throughout the greater Charlotte metro area.
Serving Kannapolis and the surrounding communities in Cabarrus and Rowan Counties, Lauren McDowell - State Farm Insurance Agent provides long-term care insurance services. This agency handles policies that help cover costs for extended medical or personal care, which is often not covered by standard health insurance. The agent works with clients to explain coverage options and assess individual financial planning needs. A typical job begins with a consultation to review personal assets and potential future care requirements, then builds a customized policy recommendation from available plans.
For one-time needs, a long-term care insurance agent helps clients compare individual policy options to address a single planning goal. Regular recurring services involve reviewing an existing portfolio or adjusting coverage after life changes. Serving the Kannapolis, NC area, Cabarrus Rowan Insurance provides guidance on policy features such as daily benefit amounts and inflation protection. Coverage is designed to protect savings against the high expense of extended care. Service is offered on a one-time, scheduled, or as-needed basis.
As Kannapolis residents begin to consider how rising healthcare costs might affect their retirement savings, Cook Insurance offers guidance on long term care coverage. They help families evaluate policies that address potential assistance needs within the local area. The agent works directly with individuals to compare plan benefits and premiums, striving to tailor protection to personal financial goals. An initial review of current assets and health factors is typically conducted to help clients understand their options before any application is submitted.
Relation Insurance - Glick Group helps individuals plan for the financial burdens of extended care, specializing in long-term care insurance policies. Located in Kannapolis, NC, the agency guides clients in evaluating coverage options that protect assets and provide access to necessary services. The firm assists with comparing benefits and premiums tailored to different life stages and health circumstances. It can serve residential clients, local professional offices, warehouses, and food service businesses seeking to offer long-term care benefits as part of employee compensation packages.
LaVaughn Rodgers Insurance specializes in long-term care insurance planning, helping clients in Kannapolis, North Carolina prepare for potential future healthcare needs. The agency provides guidance on policies that cover nursing home stays, assisted living, and in-home care services. It works with individuals and families to evaluate coverage options suited to their circumstances and financial goals. As individuals approach retirement or face health changes affecting their independence, the agency assists with obtaining coverage that addresses the rising local costs of extended care.
Allied Insurance Agency provides long-term care insurance guidance to residents of Kannapolis and the surrounding region. The agency also assists clients with commercial coverage needs in the local area. Their long-term care policies help individuals plan for future health-related expenses while protecting personal savings. With a focus on careful needs assessment, the agency ensures that each policy aligns with the client’s financial situation and care preferences. Clients often return for annual policy reviews or when their circumstances change between regular visits, allowing the agent to adjust coverage as necessary.
Advanced Benefit Plans, Inc. is a long-term care insurance agent serving Kannapolis, NC. The firm assists clients in evaluating coverage options designed to help manage potential future care costs. It guides individuals through policy selection and the often-complex application process. Recognizing that each person’s financial situation and health outlook differ, the agency works to align plan choices with personal needs. For those already managing care needs, it can also provide guidance on filing claims and understanding policy benefits as a supplementary service.
What Does a a Long-Term Care Insurance Agent in Kannapolis Cost?
Long-term care insurance premiums in North Carolina vary based on age, health, and coverage level. A typical policy for a 55-year-old might cost $1,500 to $3,000 per year. For a 65-year-old, costs often range from $2,500 to $5,000 annually. These are general estimates and your actual cost will depend on your specific case. This is general information, not insurance advice.
About long-term care insurance agents in Kannapolis
Long-term care insurance agents in Kannapolis, North Carolina help residents plan for future care costs. North Carolina law requires agents to be licensed and follow specific rules for policy sales. Local agents can explain how these policies work with Medicare and Medicaid in the state.
Frequently Asked Questions
What does a long-term care insurance agent in Kannapolis do?
An agent helps you compare policies from different companies. They explain coverage options for home care, assisted living, and nursing homes. They also help you understand North Carolina insurance regulations.
How do I choose a long-term care insurance agent in Kannapolis?
Look for an agent licensed in North Carolina with experience in long-term care policies. Check their credentials with the North Carolina Department of Insurance. Ask about their knowledge of state-specific rules like the 30-day free look period.
What is the 30-day free look period in North Carolina?
North Carolina law gives you 30 days to review a long-term care policy after purchase. If you cancel within this time, you get a full refund. Your agent can explain this right in detail.
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