The top-rated long-term care insurance agent in Raleigh, North Carolina is Osborne Insurance Services, rated 5.0 stars across 549 reviews. Other highly rated options include Carolina Insurance Professionals, All About Insurance, Medicare Mentors. This directory lists 18 long-term care insurance agents serving Raleigh.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Osborne Insurance Services | 4928 Windy Hill Dr #A | (919) 213-8895 |
| 2 | Carolina Insurance Professionals | 5540 Centerview Dr STE 200 | (919) 285-4732 |
| 3 | All About Insurance | 8404 Six Forks Rd STE 203 | (919) 747-9926 |
| 4 | Medicare Mentors | 4913 Professional Ct Ste 236 | (919) 295-0187 |
| 5 | Dan Thompson Agency | 3130 Fairhill Dr Suite 106 | (919) 781-6564 |
| 6 | Goodman Insurance Solutions | 9121 Anson Way Suite 200 | (919) 849-5832 |
| 7 | Lamm Insurance Group | 8801 Fast Park Dr #301 | (919) 747-2988 |
| 8 | Capital Insurance & Financial Services, Inc. | 3701 Lake Boone Trail #200 | (919) 571-0685 |
| 9 | Lee Winters Insurance Agency | 1330 St Marys St #250 | (919) 828-7130 |
| 10 | Griffin Insurance Solutions | 8305 Six Forks Rd #201 | (919) 704-6147 |
Osborne Insurance Services serves the Raleigh, North Carolina metro area as a long-term care insurance agent. The firm helps local clients assess their future care needs and navigate plan options available in this region. A long-term care insurance broker in this community offers guidance on policies that cover home health aides and assisted living facility costs. Osborne Insurance Services also assists with comparing traditional and hybrid long-term care policies that combine life insurance benefits.
Carolina Insurance Professionals in Raleigh, North Carolina provides guidance on long-term care insurance policies designed to help individuals plan for future care needs. Their service includes explaining policy options, helping clients compare coverage structures, and assisting with the initial application process. Ongoing support is available for policy maintenance, such as updating beneficiary information or adjusting coverage as circumstances change. The company services the insurance needs of clients residing in single-family homes, apartments, retail establishments, and restaurants across the local area.
Residents planning for future care needs, families in Raleigh seeking asset protection, and individuals approaching retirement turn to All About Insurance for long-term care insurance policies. The agency assists clients in evaluating policy options to cover potential home health aids, assisted living, or nursing home expenses. Its agents explain coverage details, helping customers select appropriate benefit periods and daily benefit amounts. They operate in the Raleigh area and also serve clients in the nearby town of Cary.
Medicare Mentors in Raleigh, NC distinguishes between one-time consultations that assess immediate needs and recurring service options for ongoing planning adjustments. Their coverage guidance helps clients understand long-term care insurance policies that protect assets against future care costs. An agent reviews policy options including hybrid plans and daily benefit amounts. Services run on a one-time, scheduled, or as-needed basis to accommodate changing health circumstances or financial goals.
Serving Raleigh, North Carolina, and the surrounding Wake County communities, the Dan Thompson Agency handles the placement of long-term care insurance policies. It assists individuals with navigating coverage options that help protect assets against the high costs of extended care at home or in a facility. The agency provides guidance on policy features such as benefit triggers, inflation protection, and elimination periods. To manage each case, it begins with a thorough review of the client’s personal health history and financial situation before recommending suitable products.
Goodman Insurance Solutions specializes in helping individuals navigate the complexities of long-term care insurance, offering tailored policy options that address future care needs. Its work in the Raleigh area involves educating clients on coverage benefits, including facility and home-based care, while guiding them through plan selection and application procedures. Whether a family is planning for an aging parent’s growing needs or a younger professional seeking to safeguard assets before a health event arises, the agency provides practical advice for these situational financial decisions.
Lamm Insurance Group operates as a long-term care insurance agent in Raleigh, NC. This company helps individuals plan for future care needs through policies that cover home health aides, assisted living, and nursing home expenses. It focuses on building financial strategies that protect personal savings from the high cost of extended care. Lamm Insurance Group can serve the commercial sectors of offices, warehouses, and food service businesses.
As North Carolina seniors and their families plan for winter, securing coverage for potential home health or facility-based care becomes urgent. Capital Insurance & Financial Services, Inc. in Raleigh helps clients review options for long-term care insurance that might protect savings from rising care costs. The agency explains how policies work to cover services Medicare does not, guided by each person’s health and financial situation. An initial interview is conducted to assess needs and compare suitable plan choices before any application is submitted.
Lee Winters Insurance Agency serves Raleigh residents seeking long-term care insurance. The agency assists individuals in protecting assets from future care costs. In addition to residential coverage, the firm addresses policy options for commercial clients and extends services throughout the Raleigh area. An agent guides clients through plan comparisons and application details. After a policy is in place, the agency remains available for periodic reviews, adjusting coverage as personal circumstances change. Clients can also return between regular visits to update beneficiaries or examine new product benefits.
Griffin Insurance Solutions in Raleigh, North Carolina, is known for guiding clients through the complexities of long-term care planning. Its services cover the evaluation of individual needs versus traditional policies and hybrid life insurance options. The firm also advises clients on how to incorporate long-term care coverage into an overall retirement strategy. A specialty service it can add on is assistance with selecting policies that include inflation protection riders to preserve future purchasing power.
What Does a a Long-Term Care Insurance Agent in Raleigh Cost?
Long-term care insurance premiums in North Carolina vary by age, health, and coverage level. For a 55-year-old in Raleigh, a typical policy might cost between 150 and 300 dollars per month. For a 65-year-old, premiums often range from 250 to 500 dollars per month. These are estimates only. This is general information and not insurance advice.
About long-term care insurance agents in Raleigh
Long-term care insurance agents in Raleigh help residents plan for future care needs. North Carolina offers a Partnership Program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how this program works with your financial plan.
Frequently Asked Questions
What does a long-term care insurance agent in Raleigh do?
An agent helps you compare policies from different carriers. They explain benefit triggers, elimination periods, and inflation protection options. They also ensure the policy meets North Carolina state requirements.
Does North Carolina have special rules for long-term care insurance?
Yes. North Carolina requires a 30-day free look period for new policies. The state also has a Partnership Program that provides asset protection. Agents must be licensed by the North Carolina Department of Insurance.
How long does it take to get a long-term care insurance policy in Raleigh?
The application process usually takes 2 to 6 weeks. This includes medical underwriting and policy review. North Carolina law gives you 30 days to cancel for a full refund if you change your mind.
Long-Term Care Insurance Agents in Other North Carolina Cities
Apex · Asheboro · Asheville · Burlington · Cary · Chapel Hill · Charlotte · Clayton · Concord · Cornelius · Durham · Fayetteville · Fuquay-Varina · Garner · Gastonia