The top-rated long-term care insurance agent in Wilmington, North Carolina is Sizemore Insurance - Wilmington, rated 4.9 stars across 664 reviews. Other highly rated options include Atlantic Coast Insurance Agency, Acrisure Wilmington, NC (Don Bullard), Superior Insurance. This directory lists 23 long-term care insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sizemore Insurance - Wilmington | 4815 Oleander Dr Ste 100 | (910) 791-1011 |
| 2 | Atlantic Coast Insurance Agency | 29 S Kerr Ave | (910) 343-0030 |
| 3 | Acrisure Wilmington, NC (Don Bullard) | 110 Dungannon Blvd #150 | (910) 791-5400 |
| 4 | Superior Insurance | 2390 Carolina Beach Rd #101 | (910) 399-6628 |
| 5 | April Jones Insurance | 1213 Culbreth Dr Suite 455 | (910) 660-0215 |
| 6 | Insurance Solutions | 1201 Floral Pkwy | (910) 332-0404 |
| 7 | Brightlight Insurance Services | 1209 Culbreth Dr Suite 208 | (910) 745-6625 |
| 8 | ALLCHOICE Insurance | 2018 Eastwood Rd | (910) 500-6116 |
| 9 | THG Insurance | 1985 Eastwood Rd Suite 204 | (910) 338-1773 |
| 10 | Sheally Insurance Group | 34 Covil Ave | (910) 452-9877 |
Sizemore Insurance - Wilmington provides access to long-term care insurance policies that help individuals cover the cost of extended care services. It offers guidance in comparing plans from different carriers and can assist with policy service needs and questions. The agency also helps clients adjust existing coverage as their circumstances change over time. In Wilmington, North Carolina, this agent works with a range of clients, including those who own single-family homes, apartments, retail spaces, and restaurants.
Atlantic Coast Insurance Agency serves Wilmington homeowners, families, and individuals planning for future health and financial security by offering guidance on long-term care insurance policies. These local agents help clients understand coverage options for in-home care, assisted living, and nursing facility expenses. The agency works with residents throughout the city of Wilmington and also provides its services to communities across New Hanover County, including neighboring areas such as Leland and Carolina Beach.
Acrisure Wilmington, NC (Don Bullard) serves clients in Wilmington, North Carolina, and the surrounding coastal communities. It handles long-term care insurance needs for individuals planning for future assisted living or home health care expenses. The agency assesses each client’s financial situation and health profile to match them with suitable policy options. It generally follows a thorough fact-finding process to recommend appropriate coverage levels and plan structures for individual circumstances.
Unlike a one-time policy that provides coverage for a single care event, a recurring long-term care plan offers ongoing protection through multiple episodes of need. Based in Wilmington, NC, Superior Insurance works with individuals to evaluate these options and secure suitable coverage that aligns with local care costs and personal circumstances. The agency typically operates on a one-time, scheduled, or as-needed basis, depending on the client’s specific needs for planning and policy updates.
As coastal North Carolina residents plan for family care needs during the busy hurricane season, April Jones Insurance in Wilmington helps individuals evaluate long-term care insurance options. The agency guides local clients through policies that cover home health aides or assisted living facilities when daily tasks become difficult. Understanding the specific retirement and health challenges facing the Cape Fear region, the agent explains coverage for chronic conditions such as Alzheimer’s disease. To begin, an insurance agent reviews the applicant’s current health status and financial goals during an initial needs-assessment consultation.
Insurance Solutions in Wilmington, NC, is known for helping clients navigate the complexities of protecting savings from unprecedented healthcare costs. The agency supports local families and individuals by clarifying policy options, comparing multiple carriers for appropriate coverage levels, and guiding enrollment in plans that address future care needs. Its service range includes assessing retirement assets and potential medical inflation risks. A specialty service the company can add on is offering a review of existing home health care benefits to ensure they still match the client’s current lifestyle.
Brightlight Insurance Services in Wilmington, North Carolina helps clients understand the difference between one-time policy purchases and recurring premiums for long-term care coverage. Their agents explain how plans protect savings from the rising costs of in-home or facility care. They guide individuals through complex benefit structures tailored to future needs. All consultations focus on matching coverage to personal retirement strategies. Service runs on a scheduled basis, with annual policy reviews and as-needed updates for changing health circumstances.
ALLCHOICE Insurance is known for assisting clients in Wilmington, North Carolina, with personalized long-term care planning. The company helps individuals evaluate their future needs for nursing home, assisted living, and home health care coverage. It offers a range of policy options designed to protect assets and provide financial security during extended care periods. For those seeking additional protection, ALLCHOICE Insurance can also arrange for a linked-benefit life insurance policy that combines long-term care coverage with a death benefit.
THG Insurance specializes in connecting clients with tailored long-term care insurance policies, assessing individual needs and budgets to recommend suitable coverage plans. Based in Wilmington, North Carolina, the agency guides residents through the complexities of protecting assets and securing care options for chronic illnesses or disabilities. This assistance becomes especially vital when a spouse or parent suddenly requires extended nursing or home health care, helping families manage unexpected expenses and care coordination challenges.
As families in coastal Wilmington plan for their future, securing coverage for extended care needs becomes a common priority. Sheally Insurance Group assists local residents by comparing Long-Term Care policies to address this specific financial risk. Their agents provide straightforward guidance through the range of available plans, focusing on coverage details that suit individual health situations and budgets. This process often begins with a complimentary initial-assessment step, where the agent reviews current health circumstances and financial goals to determine the most appropriate policy options for each client.
What Does a a Long-Term Care Insurance Agent in Wilmington Cost?
The cost of working with a long-term care insurance agent in North Carolina is usually paid through commissions from the insurance company. Policy premiums vary widely based on age health and coverage level. A typical policy for a 55 year old might cost 150 to 300 dollars per month. This is general information not insurance advice.
About long-term care insurance agents in Wilmington
Long-term care insurance agents in Wilmington North Carolina help residents plan for future care needs. North Carolina offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. An agent can explain how this state program works with private insurance.
Frequently Asked Questions
What does a long-term care insurance agent in Wilmington do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options for nursing home care home health care and assisted living. The agent also guides you through North Carolina specific rules like the Partnership program.
Is long-term care insurance required in North Carolina?
No North Carolina does not require long-term care insurance. However having a policy can help protect your savings if you need care. Many people buy it to avoid spending down assets for Medicaid eligibility.
How do I choose a long-term care insurance agent in Wilmington?
Look for an agent licensed in North Carolina with experience in long-term care policies. Ask about their knowledge of the North Carolina Partnership program. Check their credentials and read client reviews before deciding.
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