The top-rated long-term care insurance agent in Winston-Salem, North Carolina is Healthcare Solutions Team, rated 4.9 stars across 3,211 reviews. Other highly rated options include Highstreet Insurance, Formerly Peak Insurance Group, ALLCHOICE Insurance, Jackson Phipps Insurance Agency, LLC.. This directory lists 18 long-term care insurance agents serving Winston-Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Healthcare Solutions Team | 450 W Hanes Mill Rd | (630) 261-3000 |
| 2 | Highstreet Insurance, Formerly Peak Insurance Group | 108 Cambridge Plaza Dr | (336) 773-1322 |
| 3 | ALLCHOICE Insurance | 401 Olive St | (336) 765-1971 |
| 4 | Jackson Phipps Insurance Agency, LLC. | 500 Lynhaven Ct | (336) 816-7119 |
| 5 | MedCost | 3330 Healy Dr # 105 | (800) 217-5097 |
| 6 | Wilson Insurance Services, Inc. | 511 Shepherd St Suite 102 | (336) 794-2810 |
| 7 | Summit Insurance LLC | 420 Jonestown Rd | (336) 831-9925 |
| 8 | Secure Nest Health & Wealth | 11212 Old U.S. Hwy 52 Suite 4 | (336) 729-2145 |
| 9 | Piedmont Triad Insurance | 300 7th St W | (336) 631-9304 |
| 10 | Cameron Insurance, an Epperson Insurance Group company | 300 7th St W | (336) 896-0706 |
Healthcare Solutions Team serves Winston-Salem and Forsyth County, offering long-term care insurance guidance. The agency helps clients understand policy options for covering assisted living, home health care, and nursing home expenses. It assists with comparing plan features from multiple carriers to find suitable coverage. Professionals here also provide support during the initial application process. The agency handles policy analysis for both individual plans and partnership-qualified long-term care coverage.
Highstreet Insurance, formerly Peak Insurance Group, provides long-term care insurance planning for individuals and families in the Winston-Salem area. Its services include policy evaluation, coverage comparisons, and guidance on selecting plans that address future care needs. The agency also assists clients with annual policy reviews to ensure coverage remains aligned with changing health and financial goals. It serves a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
ALLCHOICE Insurance, based in Winston-Salem, North Carolina, helps clients distinguish between one-time policy consultations and recurring service plans for managing their financial futures. As a Long-Term Care Insurance Agent, the company focuses on coverage that protects assets and access to care as individuals age. General agents in this area work to explain policy benefits, including inflation protection and elimination periods, allowing clients to plan for extended care needs. Service can be arranged on a one-time, scheduled, or as-needed basis depending on each policyholder's requirements.
Serving Winston-Salem and the surrounding Piedmont Triad communities, Jackson Phipps Insurance Agency, LLC handles long-term care insurance matters for local residents. It assists with policies that help cover the costs of assisted living, nursing home care, and home-based support. The agency works with clients to understand coverage options and plan for future needs. It generally assesses a client's financial situation, reviews available policy features, and then presents suitable choices for their unique circumstances.
Long-term care insurance agents at MedCost help seniors, pre-retirees, and adult children in Winston-Salem plan for future custodial and home-based care needs. They consult with clients on policy options that cover nursing home stays, assisted living, and in-home support services. Guidance focuses on protecting personal assets while securing necessary care. Serving the greater Forsyth County region, the agency’s licensed professionals also support families in the nearby communities of Clemmons and Lewisville.
Wilson Insurance Services, Inc., based in Winston-Salem, NC, helps clients choose between one-time consultation for a single policy review or recurring service to adjust coverage as needs change over time. Their coverage options focus on long-term care insurance, addressing costs for in-home care, assisted living, and nursing facility stays that Medicare does not fully cover. This local agent provides guidance on navigating individual policy features relevant to the area. Service is available on an as-needed basis when clients require support or policy adjustments.
Summit Insurance LLC specializes in arranging long-term care insurance policies for clients in Winston-Salem, North Carolina. Its general service work includes assessing individual needs and comparing coverage options from various providers to help residents prepare financially for future care requirements. As many people begin to consider their retirement planning, Summit Insurance LLC can assist with navigating decisions about protecting assets and securing support if extended care becomes necessary later in life.
Secure Nest Health & Wealth handles the complexities of long-term care insurance planning for individuals and families in Winston-Salem. As an independent agent, the company specializes in structuring policies that protect assets from the high costs of extended care. Clients typically consult the agency to find coverage for in-home care, assisted living, and nursing facility expenses. Secure Nest Health & Wealth serves professionals working in local offices, large warehouses, and food service establishments needing customized policy options.
Serving clients in and around Winston-Salem, North Carolina, Piedmont Triad Insurance assists residents with securing long-term care insurance coverage. Working as an insurance agent, the company also helps businesses in the region understand group policy options applicable to their workplace needs. Through careful explanation of policy features and benefit structures, they guide individuals and families through the selection process. Between regular service visits, clients are welcome to reach back for follow-up assistance with policy adjustments or coverage questions.
As the leaves turn and families gather in Winston-Salem, many begin weighing how to protect savings from future care costs. Cameron Insurance, an Epperson Insurance Group company, helps local residents navigate long-term care insurance options. The firm explains how policies can cover home health aides, assisted living, or nursing home stays, preserving assets and reducing family stress. They clarify benefit triggers, elimination periods, and inflation riders to match each client’s budget and health situation. After discussing needs, the agent schedules a no-obligation personal assessment to compare plans from multiple carriers.
What Does a a Long-Term Care Insurance Agent in Winston-Salem Cost?
The cost of long-term care insurance in North Carolina varies by age health and coverage level. A typical annual premium for a 55 year old might range from 1500 to 3000 dollars. For a 65 year old the cost could be 2500 to 5000 dollars per year. These are estimates and your actual cost will depend on your specific situation. This is general information and not insurance advice.
About long-term care insurance agents in Winston-Salem
Long-term care insurance agents in Winston-Salem help residents plan for future care needs. North Carolina offers a Partnership for Long-Term Care program that allows policyholders to protect some assets. An agent can explain how this state-specific program works with your financial plan.
Frequently Asked Questions
What does a long-term care insurance agent do in Winston-Salem?
An agent helps you compare policies from different insurance companies. They explain coverage options like home care and nursing facility benefits. They also help you understand North Carolina specific rules like the Partnership program.
How does the North Carolina Partnership for Long-Term Care work?
This program lets you keep a certain amount of assets equal to the benefits your policy pays. You must buy a Partnership qualified policy from a licensed agent. This helps you qualify for Medicaid later without spending down all your assets.
What are the age requirements for buying long-term care insurance in North Carolina?
Most insurers in North Carolina offer policies to people ages 18 to 84. Premiums are usually lower if you buy a policy when you are younger and healthier. An agent can show you quotes for your specific age and health status.
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