ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Ballwin, MO

Browse umbrella insurance agents serving Ballwin, Missouri. Updated 2026-07-14.

The top-rated umbrella insurance agent in Ballwin, Missouri is Shelter Insurance - David Keane, rated 5.0 stars across 82 reviews. Other highly rated options include Susan Daigle - State Farm Insurance Agent, Kyle Uhlig: Allstate Insurance, Associated Insurance Brokers. This directory lists 10 umbrella insurance agents serving Ballwin.

Showing 10 umbrella insurance agents in Ballwin, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shelter Insurance - David Keane119 Woods Mill Rd(636) 391-8684
2Susan Daigle - State Farm Insurance Agent14691 Clayton Rd(636) 394-1933
3Kyle Uhlig: Allstate Insurance110A Holloway Rd(636) 227-2229
4Associated Insurance Brokers410 Sovereign Ct STE 6(636) 391-3500
5D Smith Agency & Associates LLC American Family Insurance15332 Manchester Rd Suite 220(636) 238-0084
6Mitchel Granier American Family Insurance14772 Clayton Rd(314) 481-1720
7Farmers Insurance - Craig Berry15332 Manchester Rd Ste 211(636) 230-3377
8Farmers Insurance - Steve Rhodes13975 Manchester Rd Ste 5 Unit 24(314) 828-6637
9Meadow Park Insurance Agency Manchester301 Sovereign Ct Suite 117(636) 386-8815
10Ballwin Insurance15009 Manchester Rd(314) 569-1010
SI
119 Woods Mill Rd
Shelter Insurance - David Keane
Umbrella Insurance Agent · Ballwin, MO

Shelter Insurance - David Keane provides umbrella insurance coverage to protect against liability claims that exceed standard policy limits. Its services help safeguard clients from major financial losses by extending coverage over homeowners or auto insurance policies. Service or maintenance plans include policy reviews to ensure adequate limits adjust with changes in a customer’s assets or risk exposure. The agency services single-family homes, apartments, retail businesses, and restaurants in the Ballwin, Missouri area.

SD
14691 Clayton Rd
Susan Daigle - State Farm Insurance Agent
Umbrella Insurance Agent · Ballwin, MO

Susan Daigle - State Farm Insurance Agent serves the St. Louis metro area, including Ballwin, MO. The agency provides personalized umbrella insurance solutions to help local clients protect their assets and future with broad liability coverage. These policies offer an additional layer of security beyond standard home and auto policies. The agent helps residents understand how umbrella coverage can safeguard savings from unexpected lawsuits. Specific services in this area include policy consultations and comprehensive liability protection for households.

KU
110A Holloway Rd
Kyle Uhlig: Allstate Insurance
Umbrella Insurance Agent · Ballwin, MO

Homeowners, businesses, and property managers in Ballwin rely on Kyle Uhlig: Allstate Insurance for umbrella liability coverage that extends beyond standard policy limits. This agency helps clients protect their assets by filling gaps in underlying homeowners or auto insurance. Additional layers of coverage offer crucial financial safeguards against major claims or lawsuits. By designing personalized policies, the agent ensures families and enterprises face reduced risk from unforeseen incidents. The agency also serves nearby communities throughout the western St. Louis metro area, including Wildwood and Chesterfield.

AI
410 Sovereign Ct STE 6
Associated Insurance Brokers
Umbrella Insurance Agent · Ballwin, MO

Serving Ballwin, Missouri, and the surrounding communities in St. Louis County, Associated Insurance Brokers handles policies that extend personal liability coverage beyond the limits of standard home and auto plans. This coverage protects assets against significant claims, such as those resulting from accidents on the insured's property or incidents involving family members. To handle a typical job, the agent first reviews client assets to determine appropriate coverage levels, then recommends a policy that integrates with existing insurance to close any gaps in protection.

DS
15332 Manchester Rd Suite 220
D Smith Agency & Associates LLC American Family Insurance
Umbrella Insurance Agent · Ballwin, MO

D Smith Agency & Associates LLC American Family Insurance in Ballwin, MO provides umbrella insurance either as a one-time policy purchase for added liability coverage or as a recurring service option integrated with other insurance renewals. This extra coverage can protect local homeowners and drivers from major claims that exceed standard policy limits. Services are available on an as-needed basis, allowing clients to request a quote or update their coverage without a set schedule.

MG
14772 Clayton Rd
Mitchel Granier American Family Insurance
Umbrella Insurance Agent · Ballwin, MO

Mitchel Granier American Family Insurance specializes in umbrella liability coverage, which extends protection beyond standard auto and homeowners policies. The agency provides comprehensive insurance services for residents in Ballwin, MO. Their agents help clients assess personal liability risks and select appropriate policy limits to safeguard assets. As local advisors, they assist in integrating umbrella coverage with existing insurance plans for seamless protection. Spring storms often prompt residents to review their coverage, ensuring adequate liability limits for potential incidents involving guests or property damage from severe weather.

FI
15332 Manchester Rd Ste 211
Farmers Insurance - Craig Berry
Umbrella Insurance Agent · Ballwin, MO

As the seasons change in Ballwin, local homeowners often evaluate their existing liability coverage. Farmers Insurance - Craig Berry provides umbrella insurance policies designed to extend protection beyond standard auto and home limits. These policies can help cover unexpected claims that exceed underlying coverage, offering broader financial safeguards for property owners. Residents can contact this Ballwin agent to review their current exposure. Scheduling a personal consultation allows the agent to inspect a client’s assets and discuss initial coverage needs.

FI
13975 Manchester Rd Ste 5 Unit 24
Farmers Insurance - Steve Rhodes
Umbrella Insurance Agent · Ballwin, MO

Farmers Insurance - Steve Rhodes provides personal umbrella coverage that extends liability protection beyond standard home and auto policies. In the Ballwin, Missouri area, this additional layer of insurance helps safeguard assets from major claims and lawsuits. Umbrella policies create a higher limit of coverage, bridging gaps where existing policies may fall short. For businesses, Steve Rhodes also offers commercial umbrella insurance to protect larger exposures. This coverage can serve offices, warehouses, and food service operations needing extra liability limits.

MP
301 Sovereign Ct Suite 117
Meadow Park Insurance Agency Manchester
Umbrella Insurance Agent · Ballwin, MO

Meadow Park Insurance Agency Manchester in Ballwin, MO provides umbrella insurance to residential clients seeking additional liability protection beyond standard home policies. Commercial coverage is also available for local businesses requiring extra layers of risk management. Serving Ballwin and the broader St. Louis area, the agency works to discuss policy options in plain terms, matching coverage limits to individual asset levels and exposure. Clients returning for policy reviews or updating their excess liability limits between scheduled visits can rely on consistent, personalized service from the same agent.

BI
15009 Manchester Rd
Ballwin Insurance
Umbrella Insurance Agent · Ballwin, MO

Ballwin Insurance, based in Ballwin, MO, is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. This agency serves clients seeking supplemental security against major claims and lawsuits. It assists homeowners and auto policyholders in Ballwin and surrounding areas in acquiring higher coverage limits. An additional service includes reviewing existing liability exposures to recommend appropriate umbrella policy limits.

What Does an a Umbrella Insurance Agent in Ballwin Cost?

In Missouri umbrella insurance typically costs between 150 and 400 dollars per year for 1 million dollars of coverage. Additional million-dollar increments usually cost 75 to 150 dollars each. Your actual premium depends on your vehicles, property, driving record, and number of residents in your home. This is general information and not insurance advice.

About umbrella insurance agents in Ballwin

An umbrella insurance agent in Ballwin Missouri helps you secure additional liability coverage beyond your auto or homeowners policy. Missouri law does not require umbrella insurance but it can protect your savings and future earnings if you face a large lawsuit. Local agents understand the specific liability risks in St. Louis County and can tailor coverage to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Ballwin do?

An umbrella insurance agent in Ballwin helps you buy a personal liability umbrella policy that provides extra coverage above your auto and home insurance. This policy pays for legal fees and settlements if you are sued for damages exceeding your underlying limits.

How much umbrella coverage do I need in Missouri?

Most Missouri agents recommend at least 1 million dollars in umbrella coverage. Your needs depend on your assets, income, and risk factors like owning a pool or rental property. A Ballwin agent can help you calculate an appropriate amount.

Can I get umbrella insurance if I have a teenage driver in Ballwin?

Yes, you can still get umbrella insurance with a teenage driver in Ballwin. However the premium may be higher because young drivers increase your liability risk. Your agent will review your auto policy limits first.

Umbrella Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.