ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Joplin, MO

Browse umbrella insurance agents serving Joplin, Missouri. Updated 2026-07-14.

The top-rated umbrella insurance agent in Joplin, Missouri is Mueller Insurance - Medicare & Health Insurance, rated 5.0 stars across 1,030 reviews. Other highly rated options include Andrew Parker - State Farm Insurance Agent, Eddy Insurance LLC American Family Insurance, Joe Kim - Missouri Farm Bureau Insurance. This directory lists 20 umbrella insurance agents serving Joplin.

Showing 20 umbrella insurance agents in Joplin, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mueller Insurance - Medicare & Health Insurance2401 E 32nd St #1(417) 510-4469
2Andrew Parker - State Farm Insurance Agent1027 S Main St Ste 106(417) 781-2245
3Eddy Insurance LLC American Family Insurance2020 E 7th St(417) 623-6363
4Joe Kim - Missouri Farm Bureau Insurance705 S Illinois Ave Ste 25A(417) 782-4285
5Winnett Insurance Agency Inc629 S Schifferdecker Ave(417) 624-5724
6Johnny Murray - Missouri Farm Bureau Insurance3929 E 7th St Ste B2(417) 553-7770
7Kyle Hickam - State Farm Insurance Agent2606 E 32nd St(417) 624-8443
8Kraft Insurance Services2701 Bird Ave(417) 624-6565
9First Missouri Insurance - Don Gould Agency, Inc.1331 S Illinois Ave(417) 781-8343
10Shelter Insurance - Matthew Sherrel2131 S Connecticut Ave(417) 624-2220
MI
2401 E 32nd St #1
Mueller Insurance - Medicare & Health Insurance
Umbrella Insurance Agent · Joplin, MO

Mueller Insurance - Medicare & Health Insurance serves the Joplin, Missouri, metro area, specializing as an umbrella insurance agency. This agency provides additional liability coverage that extends beyond standard homeowners and auto policies. By working with local clients, it assesses personal risk to recommend appropriate excess liability protection for assets. The agency also handles a variety of supplemental health-related policies, including hospital indemnity and critical illness insurance, which assist residents in managing out-of-pocket medical expenses.

AP
1027 S Main St Ste 106
Andrew Parker - State Farm Insurance Agent
Umbrella Insurance Agent · Joplin, MO

Andrew Parker - State Farm Insurance Agent provides umbrella insurance services to clients in Joplin, Missouri, offering an additional layer of liability coverage that extends beyond standard homeowners and auto policies. These policies are designed to protect assets against major claims or lawsuits, and regular policy reviews help ensure that coverage limits remain appropriate as personal circumstances evolve. The agent assists customers in securing protection for various properties, including single-family homes, apartments, retail establishments, and restaurants.

EI
2020 E 7th St
Eddy Insurance LLC American Family Insurance
Umbrella Insurance Agent · Joplin, MO

Eddy Insurance LLC American Family Insurance serves homeowners, local businesses, and property managers in Joplin, Missouri, who need coverage beyond standard policy limits. This agency provides umbrella insurance policies that extend liability protection for major claims or lawsuits. Such coverage is essential for assets like rental properties and commercial buildings. The agency helps clients assess their risks and review policy options. It also serves surrounding communities in Jasper County, including the neighboring city of Webb City.

JK
705 S Illinois Ave Ste 25A
Joe Kim - Missouri Farm Bureau Insurance
Umbrella Insurance Agent · Joplin, MO

Joe Kim - Missouri Farm Bureau Insurance provides umbrella liability coverage that protects clients from major claims and lawsuits, distinguishing between a one-time policy purchase and a recurring annual renewal option. Serving the Joplin area, the agency offers additional liability limits that extend beyond standard home and auto policies. This service helps safeguard personal assets against unforeseen incidents such as accidents on the property or automobile-related liabilities. Coverage adjustments and policy reviews are available on a scheduled basis for existing clients.

WI
629 S Schifferdecker Ave
Winnett Insurance Agency Inc
Umbrella Insurance Agent · Joplin, MO

Winnett Insurance Agency Inc serves clients in Joplin, Missouri, and the surrounding communities. This agency handles umbrella insurance policies, which provide extra liability coverage beyond standard homeowners or auto policies. For a typical job, an agent first reviews the client’s existing insurance limits and personal assets. Then, the agent recommends appropriate levels of additional coverage for broader protection. The approach focuses on carefully matching the policy to each client’s specific risk factors and financial situation.

JM
3929 E 7th St Ste B2
Johnny Murray - Missouri Farm Bureau Insurance
Umbrella Insurance Agent · Joplin, MO

Johnny Murray - Missouri Farm Bureau Insurance specializes in providing umbrella liability coverage designed to extend protection beyond standard auto and homeowner policies. It serves clients throughout the Joplin, MO area by assessing individual risk exposures and securing additional layers of financial security. The agent works to help customers safeguard their assets against major claims or lawsuits. As severe spring storms and flooding commonly affect the region, the agency helps clients evaluate whether increased liability limits are necessary to address potential property and injury claims during these high-risk weather months.

KH
2606 E 32nd St
Kyle Hickam - State Farm Insurance Agent
Umbrella Insurance Agent · Joplin, MO

In Joplin, Missouri, spring storms can bring sudden liability risks from wind damage or fallen tree limbs. Kyle Hickam - State Farm Insurance Agent helps local homeowners and drivers evaluate their coverage needs against these unpredictable events. An umbrella insurance policy provides added protection when standard home or auto policies reach their limits. This agent discusses individual situations to determine appropriate liability layers. A free consultation begins with reviewing current policies and identifying potential gaps in coverage. The initial assessment involves a careful review of personal assets.

KI
2701 Bird Ave
Kraft Insurance Services
Umbrella Insurance Agent · Joplin, MO

Kraft Insurance Services is an insurance agency in Joplin, Missouri, providing general coverage solutions. It specifically offers umbrella insurance policies, which deliver extended liability protection beyond standard policy limits. This added layer of coverage safeguards clients against substantial claims and legal expenses that exceed underlying policy caps. The agency can serve commercial sectors such as offices, warehouses, and food service businesses, addressing their distinct risk management needs.

FM
1331 S Illinois Ave
First Missouri Insurance - Don Gould Agency, Inc.
Umbrella Insurance Agent · Joplin, MO

First Missouri Insurance - Don Gould Agency, Inc. serves Joplin homeowners by arranging umbrella insurance policies that add extra liability protection above standard home limits. The agency also assists local businesses with commercial umbrella coverage to safeguard their assets. Their professional network extends throughout the surrounding Missouri region. Following each policy renewal or claim adjustment, the agency proactively contacts clients to discuss any changing coverage needs. This attentive follow-up ensures their recommendations remain current between regular scheduled visits.

SI
2131 S Connecticut Ave
Shelter Insurance - Matthew Sherrel
Umbrella Insurance Agent · Joplin, MO
JI
1531 W 32nd St #208B
Jadwin Insurance Services
Umbrella Insurance Agent · Joplin, MO
(417) 221-3497
jadwininsurance.com
VS
4130 S Main St
Volk's Avanti Insurance Agency Inc.
Umbrella Insurance Agent · Joplin, MO
(417) 624-3072
volkins.com
SI
2002 S Wall Ave
Shelter Insurance - Bill Williams
Umbrella Insurance Agent · Joplin, MO
(417) 626-8332
shelterinsurance.com/CA/agent/BILLWILLIAMS
4S
301 E 32nd St
4 State Insurance Agency - Joplin MO
Umbrella Insurance Agent · Joplin, MO
(417) 624-5757
4stateinsurance.com
SI
1840 N Rangeline Rd Suite 7
Shelter Insurance - Kerri Williams
Umbrella Insurance Agent · Joplin, MO
(417) 624-7728
shelterinsurance.com/CA/agent/KWILLIAMS
SI
1425 E 32nd St Ste B
Shelter Insurance - Spencer Layne
Umbrella Insurance Agent · Joplin, MO
(417) 781-5286
shelterinsurance.com/CA/agent/SLAYNE
IN
2901 Arizona Ave
The Insurancenter
Umbrella Insurance Agent · Joplin, MO
(417) 623-7500
theinsurancenter.com
FI
801 E 20th St #2
Farmers Insurance - Steven Smith
Umbrella Insurance Agent · Joplin, MO
(417) 623-4121
agents.farmers.com/mo/joplin/steven-smith
SK
2601 E 4th St
Sheila Kersey Agency
Umbrella Insurance Agent · Joplin, MO
(417) 623-4636
agents.horacemann.com/SheilaKersey
SI
712 E 32nd St Ste 5
Shelter Insurance - Joy A. Long
Umbrella Insurance Agent · Joplin, MO
(417) 624-3144
shelterinsurance.com/CA/agent/JOYLONG

What Does an a Umbrella Insurance Agent in Joplin Cost?

In Missouri umbrella insurance premiums usually range from 150 to 300 dollars annually for 1 million dollars of coverage. For 2 million dollars coverage costs may be 250 to 500 dollars per year. Factors such as driving record number of properties and prior claims affect the final price. This is general information and not insurance advice.

About umbrella insurance agents in Joplin

Umbrella insurance agents in Joplin Missouri help residents secure extra liability coverage that goes beyond standard auto and homeowners policies. Missouri law requires minimum liability limits for drivers but umbrella policies provide an additional layer of protection against major claims or lawsuits. Local agents can explain how umbrella insurance interacts with Missouri's comparative fault rules and asset protection needs.

Frequently Asked Questions

What does an umbrella insurance agent in Joplin do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your auto or home insurance limits. They assess your risk based on assets and lifestyle and recommend appropriate coverage amounts. In Missouri umbrella policies typically start at 1 million dollars in coverage.

Who needs umbrella insurance in Joplin Missouri?

Anyone with significant assets such as a home savings or investment accounts should consider umbrella insurance. Missouri does not require umbrella insurance but it protects against lawsuits that exceed standard policy limits. Landlords and business owners in Joplin may also benefit from extra liability coverage.

How much does umbrella insurance cost in Missouri?

Umbrella insurance in Missouri typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Costs increase with higher coverage limits and depend on your risk factors like number of properties or vehicles. Premiums are generally lower than other liability insurance types.

Umbrella Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.