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Find Umbrella Insurance Agents Near You in Cape Girardeau, MO
Browse umbrella insurance agents serving Cape Girardeau, Missouri. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Cape Girardeau, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 19 umbrella insurance agents in Cape Girardeau, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Discount Insurance Group
1009 N Kingshighway St, Cape Girardeau, MO 63701
(573) 339-1100
discountinsurancegroup.com
Goosehead Insurance - Nick Laiben
338 Broadway St Ste 311, Cape Girardeau, MO 63701
(573) 334-9999
goosehead.com
TIG Thomas Insurance Group
56 Doctors Park Dr, Cape Girardeau, MO 63703
(573) 651-3652
tig-ins.com
Coalter Insurance Group
1001 Independence St, Cape Girardeau, MO 63703
(573) 339-1222
coalterinsurancegroup.com
Farmers Insurance - Tom Smith
1928 Golden Eagle Ct #3, Cape Girardeau, MO 63701
(573) 651-6515
agents.farmers.com
Shelter Insurance - Sarah Reilly
339 Broadway St Suite 148, Cape Girardeau, MO 63701
(573) 803-3999
shelterinsurance.com
Hoesli Insurance Agency
338 Broadway St Suite 505, Cape Girardeau, MO 63701
(573) 290-7777
hoesliagency.com
Landon Besand - Insurance Agent
1917 William St, Cape Girardeau, MO 63703
(573) 517-7734
Laurel Adkisson Agency LLC American Family Insurance
760 S Kingshighway D, Cape Girardeau, MO 63703
(573) 334-1095
amfam.com
Arnold Insurance
875 N Kingshighway St, Cape Girardeau, MO 63701
(573) 651-0509
myarnoldteam.com
AAA Cape Girardeau Insurance and Member Services
1903 Broadway St, Cape Girardeau, MO 63701
(573) 334-3038
ace.aaa.com
Nick Rapisardo American Family Insurance
1930 Broadway St Ste A, Cape Girardeau, MO 63701
(573) 334-9597
amfam.com
Shelter Insurance - Rebecca Tosarello
87 S Plaza Way, Cape Girardeau, MO 63703
(573) 335-5287
shelterinsurance.com
Rob Rueseler & Associates
113 S Broadview St, Cape Girardeau, MO 63703
(573) 334-5086
rueselerandassociates.com
Shelter Insurance - Terri Shaw
1418 N Kingshighway St, Cape Girardeau, MO 63701
(573) 335-8116
shelterinsurance.com
Fraternal Insurance Agency
207 S Kingshighway, Cape Girardeau, MO 63703
(573) 258-5096
Michelle Latham American Family Insurance
1020 N Kingshighway St Ste C, Cape Girardeau, MO 63701
(573) 334-2892
amfam.com
Capital Insurance & Associates, Inc.
326 S Broadview St, Cape Girardeau, MO 63703
(573) 335-2300
capitalinsagency.com
Julie Kelley - Missouri Farm Bureau Insurance
2504 William St, Cape Girardeau, MO 63703
(573) 651-3231
agents.mofbinsurance.com
Umbrella insurance agents in Cape Girardeau help residents and businesses secure extra liability coverage that goes beyond standard auto or home policies. This type of policy is important in Missouri because state law allows large personal injury and property damage verdicts. A local agent can review your assets and recommend a coverage limit that fits your needs.
What Does a Umbrella Insurance Agent in Cape Girardeau Cost?
Umbrella insurance in Missouri typically costs between 150 and 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 600 dollars annually. Costs vary based on your assets, driving record, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Cape Girardeau do?
An umbrella insurance agent helps you buy a policy that provides additional liability coverage above your existing home and auto insurance. In Cape Girardeau, agents often work with local carriers and national insurers to find a policy that protects against lawsuits and large claims.
How much umbrella coverage do I need in Missouri?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your assets and risk. Missouri does not set a minimum for umbrella policies, but your underlying auto or home policy must meet the carrier requirements. An agent can help you calculate a suitable limit.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.