The top-rated umbrella insurance agent in Kansas City, Missouri is Prime Insurance Agency, rated 4.9 stars across 238 reviews. Other highly rated options include Farmers Insurance - Thomas Angier, Cole Insure, Bargain Insurance Connection. This directory lists 27 umbrella insurance agents serving Kansas City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Prime Insurance Agency | 9601 NE Barry Rd Ste 120 | (816) 479-0595 |
| 2 | Farmers Insurance - Thomas Angier | 404 Bannister Rd E | (816) 416-8077 |
| 3 | Cole Insure | 1712 Main St Fl 3 | (816) 307-6165 |
| 4 | Bargain Insurance Connection | 2635 NE Vivion Rd | (816) 453-7722 |
| 5 | Abbott Insurance Inc. | 8117 N Oak Trafficway | (816) 452-8810 |
| 6 | Midwest Professional Insurance | 4037 Central St | (913) 747-1000 |
| 7 | Bukaty Companies Property & Casualty - North | 9200 NE Barry Rd Ste. 200 | (816) 781-4922 |
| 8 | Nominal Insurance | 5545 N Oak Trafficway Suite 12A | (816) 569-6611 |
| 9 | A 1 Insurance | 7823 Wornall Rd | (816) 363-2265 |
| 10 | Robert Redmond Agency Inc American Family Insurance | 6315 Brookside Plaza #104 | (816) 361-8600 |
Prime Insurance Agency serves the Kansas City, Missouri metro area as an umbrella insurance agent. This agency helps local residents and businesses secure extra liability coverage that extends beyond the limits of standard home or auto policies. Umbrella policies can protect personal assets in the event of a costly lawsuit or major accident. The company also assists clients with evaluating their current liability risks. Prime Insurance Agency handles coverage for personal umbrella policies and high-net-worth liability protection.
Serving clients in Kansas City, Missouri, this agency provides a range of personal umbrella insurance policies designed to offer additional liability coverage beyond standard auto or homeowners limits. The company works with policyholders to assess their existing coverage and recommend appropriate liability limits. Its maintenance service includes periodic policy reviews to ensure coverage aligns with changing assets or risk exposures. The agent handles policies for a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
Cole Insure serves Kansas City, Missouri, and its surrounding communities as an umbrella insurance agent. It handles providing excess liability coverage that extends beyond the limits of homeowners, auto, and watercraft policies. The company assesses each client’s individual risk exposure to determine appropriate additional protection for major assets. It then generally works to secure a policy that offers broader coverage against large claims or lawsuits beyond standard policy amounts. To complete a typical job, it reviews existing underlying policies carefully to ensure seamless integration of the umbrella coverage.
Bargain Insurance Connection serves homeowners, property managers, and small business owners seeking umbrella liability coverage for extra protection above standard policies. As an umbrella insurance agent in Kansas City, Missouri, the company helps clients evaluate potential risks to determine appropriate excess liability limits for their assets. Policies are structured to address common local exposures, including auto liability gaps and residential premises claims. The agency also reviews coverage for insureds in adjacent areas such as Overland Park within the broader Kansas City metro.
Abbott Insurance Inc. in Kansas City, MO offers both one-time policies for short-term coverage needs and recurring annual policies to maintain continuous umbrella insurance protection. Umbrella insurance in this area provides an extra layer of liability coverage beyond standard homeowners and auto policies, protecting clients from large claims and lawsuits. Such coverage often covers legal defense costs and claims for bodily injury or property damage. Service arrangements for policies run on either a one-time or scheduled renewal basis, as determined by the client’s preference.
Midwest Professional Insurance specializes in providing umbrella insurance agent services to clients in Kansas City, Missouri. Its work helps policyholders secure additional liability coverage beyond standard home or auto policies. The agent primarily assists individuals in extending their financial protection against major claims. It also guides clients through the process of raising their overall policy limits for more comprehensive risk management. During severe storm seasons that frequently affect the region, the agency helps address gaps in coverage that may arise from increased property damage liability.
Bukaty Companies Property & Casualty - North in Kansas City, MO, functions primarily as an insurance brokerage for businesses. Its team further specializes in securing umbrella insurance, which provides an extra layer of liability protection beyond standard policies. This service helps companies guard against potentially devastating lawsuits. Its agents review client risk profiles to recommend appropriate coverage limits. These solutions readily apply to commercial locations such as offices, warehouses, and food service operations.
Nominal Insurance helps homeowners in Kansas City secure umbrella liability coverage for added protection beyond standard policies. The agency also assists local businesses with commercial umbrella policies to address broader risk exposures. Service extends throughout the Kansas City metropolitan area, ensuring clients in surrounding communities can access these multilayered liability solutions. After an initial policy is placed, the agent remains available to review coverage limits and recommend adjustments as personal or business circumstances change, often coordinating follow-up service between regular visits.
A 1 Insurance serves Kansas City, Missouri, as a dedicated umbrella insurance agent. Its primary focus is helping clients obtain additional liability coverage that extends beyond the limits of standard homeowners and auto policies. This specialized protection addresses the financial risks of major accidents or lawsuits, offering a broader safety net for personal assets. Local clients can consult with the agency to determine appropriate policy limits. The company also routinely assists with matching umbrella policies to existing underlying coverage for a seamless protection plan.
What Does an a Umbrella Insurance Agent in Kansas City Cost?
In Missouri, umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars of coverage. Premiums increase for higher limits or if you have multiple properties or vehicles. Costs vary by carrier and your personal risk profile. This is general information, not insurance advice.
About umbrella insurance agents in Kansas City
Umbrella insurance provides additional liability coverage beyond the limits of your auto or homeowners policy. In Kansas City, Missouri, this extra layer of protection can help safeguard your savings and future earnings. Missouri law does not require umbrella insurance, but it is a smart option for homeowners, drivers, and professionals who face higher liability risks.
Frequently Asked Questions
What does an umbrella insurance agent in Kansas City do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that extends your coverage limits. They explain how umbrella insurance works with your existing auto and home policies in Missouri.
How much umbrella insurance do I need in Missouri?
Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your assets, income, and potential liability exposure. Your agent can help calculate a suitable limit based on your situation.
Does umbrella insurance cover lawsuits in Kansas City?
Yes, umbrella insurance covers legal defense costs and settlements for covered claims, including bodily injury and property damage. Missouri courts handle liability cases, and umbrella policies provide an extra layer of financial protection.
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