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HomeUmbrella Insurance AgentsMissouri › Kansas City

Find Umbrella Insurance Agents Near You in Kansas City, MO

Browse umbrella insurance agents serving Kansas City, Missouri. Updated 2026-07-14.

The top-rated umbrella insurance agent in Kansas City, Missouri is Prime Insurance Agency, rated 4.9 stars across 238 reviews. Other highly rated options include Farmers Insurance - Thomas Angier, Cole Insure, Bargain Insurance Connection. This directory lists 27 umbrella insurance agents serving Kansas City.

Showing 27 umbrella insurance agents in Kansas City, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Prime Insurance Agency9601 NE Barry Rd Ste 120(816) 479-0595
2Farmers Insurance - Thomas Angier404 Bannister Rd E(816) 416-8077
3Cole Insure1712 Main St Fl 3(816) 307-6165
4Bargain Insurance Connection2635 NE Vivion Rd(816) 453-7722
5Abbott Insurance Inc.8117 N Oak Trafficway(816) 452-8810
6Midwest Professional Insurance4037 Central St(913) 747-1000
7Bukaty Companies Property & Casualty - North9200 NE Barry Rd Ste. 200(816) 781-4922
8Nominal Insurance5545 N Oak Trafficway Suite 12A(816) 569-6611
9A 1 Insurance7823 Wornall Rd(816) 363-2265
10Robert Redmond Agency Inc American Family Insurance6315 Brookside Plaza #104(816) 361-8600
PI
9601 NE Barry Rd Ste 120
Prime Insurance Agency
Umbrella Insurance Agent · Kansas City, MO

Prime Insurance Agency serves the Kansas City, Missouri metro area as an umbrella insurance agent. This agency helps local residents and businesses secure extra liability coverage that extends beyond the limits of standard home or auto policies. Umbrella policies can protect personal assets in the event of a costly lawsuit or major accident. The company also assists clients with evaluating their current liability risks. Prime Insurance Agency handles coverage for personal umbrella policies and high-net-worth liability protection.

FI
404 Bannister Rd E
Farmers Insurance - Thomas Angier
Umbrella Insurance Agent · Kansas City, MO

Serving clients in Kansas City, Missouri, this agency provides a range of personal umbrella insurance policies designed to offer additional liability coverage beyond standard auto or homeowners limits. The company works with policyholders to assess their existing coverage and recommend appropriate liability limits. Its maintenance service includes periodic policy reviews to ensure coverage aligns with changing assets or risk exposures. The agent handles policies for a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.

CI
1712 Main St Fl 3
Cole Insure
Umbrella Insurance Agent · Kansas City, MO

Cole Insure serves Kansas City, Missouri, and its surrounding communities as an umbrella insurance agent. It handles providing excess liability coverage that extends beyond the limits of homeowners, auto, and watercraft policies. The company assesses each client’s individual risk exposure to determine appropriate additional protection for major assets. It then generally works to secure a policy that offers broader coverage against large claims or lawsuits beyond standard policy amounts. To complete a typical job, it reviews existing underlying policies carefully to ensure seamless integration of the umbrella coverage.

BI
2635 NE Vivion Rd
Bargain Insurance Connection
Umbrella Insurance Agent · Kansas City, MO

Bargain Insurance Connection serves homeowners, property managers, and small business owners seeking umbrella liability coverage for extra protection above standard policies. As an umbrella insurance agent in Kansas City, Missouri, the company helps clients evaluate potential risks to determine appropriate excess liability limits for their assets. Policies are structured to address common local exposures, including auto liability gaps and residential premises claims. The agency also reviews coverage for insureds in adjacent areas such as Overland Park within the broader Kansas City metro.

AI
8117 N Oak Trafficway
Abbott Insurance Inc.
Umbrella Insurance Agent · Kansas City, MO

Abbott Insurance Inc. in Kansas City, MO offers both one-time policies for short-term coverage needs and recurring annual policies to maintain continuous umbrella insurance protection. Umbrella insurance in this area provides an extra layer of liability coverage beyond standard homeowners and auto policies, protecting clients from large claims and lawsuits. Such coverage often covers legal defense costs and claims for bodily injury or property damage. Service arrangements for policies run on either a one-time or scheduled renewal basis, as determined by the client’s preference.

MP
4037 Central St
Midwest Professional Insurance
Umbrella Insurance Agent · Kansas City, MO

Midwest Professional Insurance specializes in providing umbrella insurance agent services to clients in Kansas City, Missouri. Its work helps policyholders secure additional liability coverage beyond standard home or auto policies. The agent primarily assists individuals in extending their financial protection against major claims. It also guides clients through the process of raising their overall policy limits for more comprehensive risk management. During severe storm seasons that frequently affect the region, the agency helps address gaps in coverage that may arise from increased property damage liability.

BC
9200 NE Barry Rd Ste. 200
Bukaty Companies Property & Casualty - North
Umbrella Insurance Agent · Kansas City, MO

Bukaty Companies Property & Casualty - North in Kansas City, MO, functions primarily as an insurance brokerage for businesses. Its team further specializes in securing umbrella insurance, which provides an extra layer of liability protection beyond standard policies. This service helps companies guard against potentially devastating lawsuits. Its agents review client risk profiles to recommend appropriate coverage limits. These solutions readily apply to commercial locations such as offices, warehouses, and food service operations.

NI
5545 N Oak Trafficway Suite 12A
Nominal Insurance
Umbrella Insurance Agent · Kansas City, MO

Nominal Insurance helps homeowners in Kansas City secure umbrella liability coverage for added protection beyond standard policies. The agency also assists local businesses with commercial umbrella policies to address broader risk exposures. Service extends throughout the Kansas City metropolitan area, ensuring clients in surrounding communities can access these multilayered liability solutions. After an initial policy is placed, the agent remains available to review coverage limits and recommend adjustments as personal or business circumstances change, often coordinating follow-up service between regular visits.

1I
7823 Wornall Rd
A 1 Insurance
Umbrella Insurance Agent · Kansas City, MO

A 1 Insurance serves Kansas City, Missouri, as a dedicated umbrella insurance agent. Its primary focus is helping clients obtain additional liability coverage that extends beyond the limits of standard homeowners and auto policies. This specialized protection addresses the financial risks of major accidents or lawsuits, offering a broader safety net for personal assets. Local clients can consult with the agency to determine appropriate policy limits. The company also routinely assists with matching umbrella policies to existing underlying coverage for a seamless protection plan.

RR
6315 Brookside Plaza #104
Robert Redmond Agency Inc American Family Insurance
Umbrella Insurance Agent · Kansas City, MO
RI
5752 N Broadway
Rich Insurance Agency LLC
Umbrella Insurance Agent · Kansas City, MO
(816) 479-4747
richinsuranceagency.com
FB
536 Benton Blvd
Francisco Banuelos Insurance
Umbrella Insurance Agent · Kansas City, MO
(816) 920-5400
banuelosagency.com
LA
7000 NW Prairie View Rd Ste 100
The Lisaka Agency
Umbrella Insurance Agent · Kansas City, MO
(816) 621-3111
thelisakaagency.com
FI
851 NW 45th St UNIT 305
Farmers Insurance - Alisha Elliott
Umbrella Insurance Agent · Kansas City, MO
(816) 841-9494
agents.farmers.com/mo/kansas-city/alisha-elliott
TO
6405 N Oak Trafficway
Tony Osborn & Associates Inc American Family Insurance
Umbrella Insurance Agent · Kansas City, MO
(816) 454-6555
amfam.com/agents/missouri/kansas-city/Tony-Osborn
BM
213 Walnut St #103
Broker Medicare Insurance
Umbrella Insurance Agent · Kansas City, MO
(816) 507-3317
brokermedicareinsurance.com
RE
903 E 104 St Suite 800
The Robert E. Miller Group
Umbrella Insurance Agent · Kansas City, MO
(816) 333-3000
millercares.com
NI
9233 Ward Pkwy #124
Nestel Insurance Agency LLC
Umbrella Insurance Agent · Kansas City, MO
(816) 361-6442
nestelinsurance.com
SI
11125 Locust St
Shelter Insurance - John Goodwin
Umbrella Insurance Agent · Kansas City, MO
(816) 363-5848
shelterinsurance.com/CA/agent/JOHNGOODWIN
HI
7611 State Line Rd Suite 160
Heartland Insurance Agency
Umbrella Insurance Agent · Kansas City, MO
(816) 308-4778
heartlandinsagency.com
PM
507 NW 72nd St
Policy Maker's Insurance LLC.
Umbrella Insurance Agent · Kansas City, MO
(816) 207-5050
DB
9916 Holmes Rd D
David Beard American Family Insurance
Umbrella Insurance Agent · Kansas City, MO
(816) 765-6400
amfam.com/agents/missouri/kansas-city/David-Beard
MC
221 E 63rd St #1
Monica Cervantes Agency, LLC American Family Insurance
Umbrella Insurance Agent · Kansas City, MO
(816) 915-3029
amfam.com/agents/missouri/kansas-city/rosa-monica-cervantes
TI
406 W 34th St Suite 806
Tallman Insurance
Umbrella Insurance Agent · Kansas City, MO
(816) 753-2345
tallmaninsurance.com
CJ
10525 N Ambassador Dr
Cowell James Forge Insurance Group
Umbrella Insurance Agent · Kansas City, MO
(816) 471-4245
cjfig.com/contact/kansas-city-mo-insurance
WG
10034 N Ambassador Dr
White, Grego & White Insurance
Umbrella Insurance Agent · Kansas City, MO
(816) 436-4132
wgwinsurance.com
FI
400 E Red Bridge Rd Ste 207
Farmers Insurance - Scott Hense
Umbrella Insurance Agent · Kansas City, MO
(816) 875-1966
agents.farmers.com/mo/kansas-city/scott-hense

What Does an a Umbrella Insurance Agent in Kansas City Cost?

In Missouri, umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars of coverage. Premiums increase for higher limits or if you have multiple properties or vehicles. Costs vary by carrier and your personal risk profile. This is general information, not insurance advice.

About umbrella insurance agents in Kansas City

Umbrella insurance provides additional liability coverage beyond the limits of your auto or homeowners policy. In Kansas City, Missouri, this extra layer of protection can help safeguard your savings and future earnings. Missouri law does not require umbrella insurance, but it is a smart option for homeowners, drivers, and professionals who face higher liability risks.

Frequently Asked Questions

What does an umbrella insurance agent in Kansas City do?

An umbrella insurance agent helps you assess your personal liability risks and find a policy that extends your coverage limits. They explain how umbrella insurance works with your existing auto and home policies in Missouri.

How much umbrella insurance do I need in Missouri?

Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your assets, income, and potential liability exposure. Your agent can help calculate a suitable limit based on your situation.

Does umbrella insurance cover lawsuits in Kansas City?

Yes, umbrella insurance covers legal defense costs and settlements for covered claims, including bodily injury and property damage. Missouri courts handle liability cases, and umbrella policies provide an extra layer of financial protection.

Umbrella Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.