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HomeUmbrella Insurance AgentsMissouri › Lee's Summit

Find Umbrella Insurance Agents Near You in Lee's Summit, MO

Browse umbrella insurance agents serving Lee's Summit, Missouri. Updated 2026-07-14.

The top-rated umbrella insurance agent in Lee's Summit, Missouri is Apollo Health Insurance, rated 4.9 stars across 451 reviews. Other highly rated options include Jim Hubbard Insurance, Yahir Insurance Agency LLC, Farmers Insurance - Storm Martin Agency. This directory lists 20 umbrella insurance agents serving Lee's Summit.

Showing 20 umbrella insurance agents in Lee's Summit, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Apollo Health Insurance330 SE Douglas St(816) 282-1599
2Jim Hubbard Insurance111 SW Raintree Plaza Dr(816) 489-7800
3Yahir Insurance Agency LLC459 SW Ward Rd(816) 761-2010
4Farmers Insurance - Storm Martin Agency821 NE Lakewood Blvd(816) 607-5105
5AIM Insurance700 NW Commerce Dr(816) 525-9246
6Total Insurance Solutions300 Unity Cir N #600(816) 833-4480
7Polaris Insurance Solutions721 NE Lakewood Blvd(816) 800-2873
8Farmers Insurance - Bret Ballentine16 SE 3rd St(816) 868-1787
9Family Union Insurance200 NE Missouri Rd(816) 537-1504
10Epic Insurance, LLC4045 NE Lakewood Way #100(816) 795-6600
AH
330 SE Douglas St
Apollo Health Insurance
Umbrella Insurance Agent · Lee's Summit, MO

Apollo Health Insurance provides umbrella insurance agent services in Lee’s Summit, Missouri, offering liability coverage that extends above standard policy limits for added financial security. The company assists clients with evaluating existing insurance portfolios to identify coverage gaps, then structures comprehensive umbrella policies to protect against major claims. Service includes periodic policy reviews to ensure limits remain adequate as assets and risks change. Apollo Health Insurance serves single-family homes, apartments, retail establishments, and restaurants throughout the local area.

JH
111 SW Raintree Plaza Dr
Jim Hubbard Insurance
Umbrella Insurance Agent · Lee's Summit, MO

Jim Hubbard Insurance serves the Lee's Summit, Missouri, metro area as an umbrella insurance agent. This agency helps local residents and businesses obtain extra liability coverage that extends beyond the limits of standard home and auto policies. Umbrella insurance provides important protection against large claims and lawsuits that could otherwise threaten personal assets. For clients in Lee's Summit needing higher liability limits, the agency manages policies that layer over existing homeowners coverage and also integrates with personal auto policies.

YI
459 SW Ward Rd
Yahir Insurance Agency LLC
Umbrella Insurance Agent · Lee's Summit, MO

Yahir Insurance Agency LLC provides umbrella insurance coverage designed to extend liability protection beyond the limits of standard home and auto policies. The agency offers detailed risk assessments to help clients determine appropriate coverage levels, along with annual policy reviews to adjust for changing personal assets or liability exposures. These services are tailored to protect against major claims and lawsuits, serving single-family homes, apartments, retail businesses, and locally owned restaurants across the Lee's Summit area.

FI
821 NE Lakewood Blvd
Farmers Insurance - Storm Martin Agency
Umbrella Insurance Agent · Lee's Summit, MO

Homeowners in Lee's Summit exploring umbrella insurance can choose between a single one-time policy for existing claims or ongoing recurring coverage that extends across multiple auto and home policies. This local Farmers Insurance agency offers liability protection above standard limits, guarding against major lawsuits or accidents that exceed base coverage. Umbrella insurance here covers legal defense costs and damage claims for incidents like rental property issues or dog bites. Scheduled reviews are available on an as-needed basis to adjust coverage as personal assets change over time.

AI
700 NW Commerce Dr
AIM Insurance
Umbrella Insurance Agent · Lee's Summit, MO

AIM Insurance provides umbrella insurance services to clients in Lee's Summit, Missouri, and the surrounding communities. An umbrella insurance agent handles excess liability coverage that extends beyond the limits of standard homeowners and auto policies. This firm helps residents secure additional protection against major claims and lawsuits. The company works with each individual client to evaluate their specific risk exposure and then present suitable policy options for broader financial security.

TI
300 Unity Cir N #600
Total Insurance Solutions
Umbrella Insurance Agent · Lee's Summit, MO

Total Insurance Solutions in Lee’s Summit, MO provides umbrella insurance agent services that extend liability coverage beyond standard policies, helping clients protect assets such as savings and future earnings. The agency also assists in selecting appropriate policy limits and explaining how umbrella coverage works alongside homeowners or auto insurance. For local residents, this extra layer of protection can be especially important during the winter months, when increased risks of ice-related incidents on driveways and walkways can lead to costly claims.

PI
721 NE Lakewood Blvd
Polaris Insurance Solutions
Umbrella Insurance Agent · Lee's Summit, MO

When spring storms in Lee's Summit bring sudden hail and wind, property owners face heightened liability from fallen branches or flooded basements. Polaris Insurance Solutions addresses this potential gap through umbrella insurance, offering supplemental coverage that extends beyond standard homeowner or auto policies. Acting as an additional safety net, this agent helps local clients protect personal assets against unforeseen claims. To begin, a review of existing insurance declarations is conducted as the initial inspection step, identifying current limits and specific liability exposures.

FI
16 SE 3rd St
Farmers Insurance - Bret Ballentine
Umbrella Insurance Agent · Lee's Summit, MO

Farmers Insurance - Bret Ballentine in Lee's Summit, MO, provides residential umbrella insurance coverage that protects homeowners and renters from major liability claims. The agency also extends commercial umbrella policies to safeguard local businesses operating in the metro area. Clients in and around Lee's Summit can discuss how additional liability layers beyond standard policies may apply to their properties or operations. After implementing a policy, the agent frequently follows up on coverage needs between regular visits to ensure adjustments address any changes in assets or exposures.

FU
200 NE Missouri Rd
Family Union Insurance
Umbrella Insurance Agent · Lee's Summit, MO

Family Union Insurance in Lee’s Summit, MO, is known for providing umbrella liability coverage that extends beyond underlying home and auto policies. Its service range helps local residents protect assets and future income from major claims or lawsuits. The agency tailors policy limits to fit individual financial exposures. This extra layer of protection can also cover legal defense costs from these types of claims. A specialty add-on service includes coverage for personal injury claims, such as slander or libel.

EI
4045 NE Lakewood Way #100
Epic Insurance, LLC
Umbrella Insurance Agent · Lee's Summit, MO
IS
500 SW Market St STE B
Issac Smith American Family Insurance
Umbrella Insurance Agent · Lee's Summit, MO
(816) 524-2627
amfam.com/agents/missouri/lees-summit/issac-smith
II
300 Wilson St
Inszone Insurance Services
Umbrella Insurance Agent · Lee's Summit, MO
(816) 524-0031
inszoneinsurance.com/locations/inszone-insurance-lees-summit-mo-64063
PI
1201 Oldham Pkwy
Pinnacle Insurance Services, LLC
Umbrella Insurance Agent · Lee's Summit, MO
(816) 477-0180
pinsbroker.com
IG
905 F SE Langsford Rd
The Insurance Groupe
Umbrella Insurance Agent · Lee's Summit, MO
(816) 525-8558
theinsurancegroupe.com
TL
2641 NE McBaine Dr
Twin Lakes Insurance Agency
Umbrella Insurance Agent · Lee's Summit, MO
(816) 525-2125
twinlakesins.com
SA
410a SE 3rd St Suite 101
The Stonum Agency
Umbrella Insurance Agent · Lee's Summit, MO
(816) 554-8887
thestonumagency.com
MA
415 SW Jefferson St
Morehead Agency
Umbrella Insurance Agent · Lee's Summit, MO
(816) 525-6159
moreheadagency.com
BW
200 NW Oldham Pkwy
Brett Wyatt Agency
Umbrella Insurance Agent · Lee's Summit, MO
(816) 607-7079
brettwyattinsures.com
KL
620 Rte 291 Ste 103
Kristin L Scholl Agency LLC American Family Insurance
Umbrella Insurance Agent · Lee's Summit, MO
(816) 554-4811
amfam.com/agents/missouri/lees-summit/kristin-wright
SI
846 SW Blue Pkwy
Shelter Insurance - Jason Key
Umbrella Insurance Agent · Lee's Summit, MO
(816) 246-5900
shelterinsurance.com/CA/agent/JKEY

What Does an a Umbrella Insurance Agent in Lee's Summit Cost?

The cost of umbrella insurance in Missouri typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars can cost 300 to 600 dollars annually. Factors like your driving record, number of properties, and claims history affect the price. This is general information and not insurance advice.

About umbrella insurance agents in Lee's Summit

An umbrella insurance agent in Lee's Summit Missouri helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Missouri law requires minimum liability limits for drivers, but umbrella policies can provide extra protection against large claims or lawsuits. Local agents understand the specific risks in the Kansas City metro area and can tailor coverage to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Lee's Summit do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing insurance limits. This can protect your savings and future income if you are sued for damages. Agents in Lee's Summit can review your current policies and recommend appropriate coverage amounts.

How much umbrella coverage do I need in Missouri?

Most experts recommend at least 1 million dollars in umbrella coverage, but your needs depend on your assets and risk factors. Missouri does not require umbrella insurance, but it is a good idea if you own a home, have significant savings, or engage in activities like swimming pools or rental properties. An agent can help you calculate the right amount.

Can I bundle umbrella insurance with other policies in Missouri?

Yes, many insurance companies in Missouri offer discounts when you bundle umbrella insurance with your auto and homeowners policies. This can lower your overall premium. Your agent can compare options from multiple carriers to find the best value for your situation.

Umbrella Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.