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Compare Umbrella Insurance Agents in Lake St Louis, MO
Browse umbrella insurance agents serving Lake St Louis, Missouri. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Lake St Louis, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 13 umbrella insurance agents in Lake St Louis, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Amy Edmonds
1311 Hrc Plaza Dr, Lake St Louis, MO 63367
(314) 327-6377
agents.farmers.com
Spectrum Insurance Solutions
1194 Lake St Louis Blvd Suite 211, Lake St Louis, MO 63367
(855) 747-2013
spectrumstl.com
Andrew Hill's Insurance Services
128 Sunglow Dr, Lake St Louis, MO 63367
(314) 518-7471
andrewhillsinsuranceservices.com
Shelter Insurance - John Dickey, Lutcf
3401 Technology Dr Ste 214, Lake St Louis, MO 63367
(636) 755-5390
shelterinsurance.com
Oscar Marroquin: Allstate Insurance
181 Civic Center Dr, Lake St Louis, MO 63367
(636) 625-3039
agents.allstate.com
Dan Day - State Farm Insurance Agent
740 Lakeside Plaza, Lake St Louis, MO 63367
(636) 978-8858
dandayinsuranceagency.com
Jennifer Hutcheson & Associates LLC American Family Insurance
1000 Lake St Louis Blvd Ste. 206, Lake St Louis, MO 63367
(636) 947-4080
amfam.com
Shelter Insurance - Hunter Feldewerth
930 Bent Oak Ct Ste 109, Lake St Louis, MO 63367
(636) 240-2100
shelterinsurance.com
Farmers Insurance - Jeremiah Essmyer
950 Bent Oak Ct, Lake St Louis, MO 63367
(636) 283-2072
agents.farmers.com
Stuckey & Company
3401 Technology Dr suite 180, Lake St Louis, MO 63367
(800) 828-3452
stuckey.com
Farmers Insurance - Rick Smith
1000 Lake St Louis Blvd #22, Lake St Louis, MO 63367
(636) 561-4577
agents.farmers.com
The Insurance Angels
1000 Lake St Louis Blvd, Lake St Louis, MO 63367
(636) 243-1200
State Farm Insurance
740 Lakeside Plaza, Lake St Louis, MO 63367
(636) 561-5111
An umbrella insurance agent in Lake St Louis Missouri helps you secure extra liability protection beyond your auto or home policy. Missouri law requires minimum auto liability limits of 25/50/25, but a lawsuit can exceed those amounts quickly. An agent can explain how an umbrella policy provides an additional layer of security for your savings and future earnings.
What Does a Umbrella Insurance Agent in Lake St Louis Cost?
In Missouri, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage amounts cost more, often 75 to 150 dollars per additional million. Premiums depend on your driving record, home value, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lake St Louis do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides coverage above the limits of your home and auto insurance. The agent reviews your assets and risks to recommend an appropriate coverage amount.
Who needs umbrella insurance in Missouri?
Anyone with significant assets or future income potential may benefit from umbrella insurance. Missouri courts allow judgments to attach to wages and property. An umbrella policy helps protect those assets from large liability claims.
How much umbrella coverage do I need in Lake St Louis?
Common coverage amounts are 1 million to 5 million dollars. Your agent will consider your net worth, income, and lifestyle risks. A general rule is to have enough coverage to protect your total assets.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.