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HomeUmbrella Insurance AgentsMissouri › Chesterfield

Find Umbrella Insurance Agents Near You in Chesterfield, MO

Browse umbrella insurance agents serving Chesterfield, Missouri. Updated 2026-07-14.

The top-rated umbrella insurance agent in Chesterfield, Missouri is Ben Rister - State Farm Insurance Agent, rated 4.9 stars across 566 reviews. Other highly rated options include Weiss Insurance Agency, Bess Agency & Associates Inc American Family Insurance, Thomas Insurance Advisors, LLC. This directory lists 20 umbrella insurance agents serving Chesterfield.

Showing 20 umbrella insurance agents in Chesterfield, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ben Rister - State Farm Insurance Agent14159 Clayton Rd(636) 227-2010
2Weiss Insurance Agency683 Trade Center Blvd #100(636) 306-5526
3Bess Agency & Associates Inc American Family Insurance14500 S Outer Forty Rd # 205(314) 275-8500
4Thomas Insurance Advisors, LLC632 B Trade Center Blvd(636) 536-2229
5The ICON Group500 Chesterfield Center Suite 110(636) 534-7204
6Azteca Insurance LLC500 Chesterfield Center Suite 110(314) 940-4954
7Shelter Insurance - Bryan Howse1 McBride and Son Center Dr(636) 391-6688
8Farmers Insurance - Mark Puccio42 Four Seasons Shopping Center # 103(314) 434-3777
9Best Shot Insurance400 Chesterfield Center Suite 320(636) 537-5041
10Hebbeln Insurance744 H, 744 Spirit of Saint Louis Blvd(636) 519-0059
BR
14159 Clayton Rd
Ben Rister - State Farm Insurance Agent
Umbrella Insurance Agent · Chesterfield, MO

Ben Rister - State Farm Insurance Agent serves the Chesterfield, MO area and surrounding communities by offering umbrella insurance coverage. This type of policy provides an extra layer of liability protection beyond standard home and auto insurance limits. It can help safeguard personal assets and future earnings from major claims or lawsuits. The agent assists local residents in evaluating their potential financial risks and securing appropriate supplementary coverage. Additional services include tailoring personal umbrella policies to meet the specific liability needs of policyholders living in this region.

WI
683 Trade Center Blvd #100
Weiss Insurance Agency
Umbrella Insurance Agent · Chesterfield, MO

Weiss Insurance Agency in Chesterfield, MO, provides umbrella insurance policies that offer extended liability coverage beyond standard home and auto limits. Its service includes personalized risk assessments and the ongoing maintenance of client policies to ensure adequate protection as circumstances change. Regular policy reviews are conducted to adjust coverage levels when necessary. The agency serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.

BA
14500 S Outer Forty Rd # 205
Bess Agency & Associates Inc American Family Insurance
Umbrella Insurance Agent · Chesterfield, MO

Bess Agency & Associates Inc American Family Insurance in Chesterfield, MO, serves homeowners, businesses, and property managers seeking personalized umbrella insurance solutions. These policies provide extra liability coverage beyond standard limits, protecting clients from major claims and lawsuits. The agency guides customers through selecting appropriate layers of coverage to safeguard their assets and future earnings. Bess Agency & Associates also assists clients in neighboring communities throughout west St. Louis County.

TI
632 B Trade Center Blvd
Thomas Insurance Advisors, LLC
Umbrella Insurance Agent · Chesterfield, MO

Thomas Insurance Advisors, LLC serves clients in Chesterfield, MO and the surrounding communities, handling umbrella insurance policies that provide extra liability coverage beyond standard auto and homeowners limits. The company focuses on protecting clients against major claims and lawsuits, offering a safety net for personal assets and future earnings. To manage a typical job, Thomas Insurance Advisors reviews each client’s existing coverage and risk exposures thoroughly, then customizes an umbrella policy to address those specific needs.

IG
500 Chesterfield Center Suite 110
The ICON Group
Umbrella Insurance Agent · Chesterfield, MO

The ICON Group in Chesterfield, MO offers homeowners umbrella liability coverage accessed either through a single policy transaction or as part of an ongoing service plan that adjusts limits as assets change. This local agency provides an extra layer of protection beyond standard auto and home policies to safeguard personal assets against major claims. Their service operates on a recurring scheduled basis for policy reviews, with as-needed updates to coverage following life events.

AI
500 Chesterfield Center Suite 110
Azteca Insurance LLC
Umbrella Insurance Agent · Chesterfield, MO

As winter ice and spring storms bear down on Chesterfield, Azteca Insurance LLC provides umbrella insurance to local homeowners seeking added liability protection beyond standard policies. This agency works with area residents to secure extra coverage for accident-related claims that exceed base limits. Azteca Insurance LLC focuses on matching policies to individual property and lifestyle risks throughout the region. An initial assessment of existing coverage is scheduled during a complimentary consultation at the client’s home or office.

SI
1 McBride and Son Center Dr
Shelter Insurance - Bryan Howse
Umbrella Insurance Agent · Chesterfield, MO

Shelter Insurance - Bryan Howse specializes in helping clients secure umbrella insurance policies, offering an extra layer of liability protection beyond standard home and auto coverage. In Chesterfield, MO, the agency works with local residents to assess their personal exposure risks and customize higher coverage limits. This service is particularly valuable during the winter months, when increased liability from slip-and-fall accidents on icy properties can put personal assets at financial risk.

FI
42 Four Seasons Shopping Center # 103
Farmers Insurance - Mark Puccio
Umbrella Insurance Agent · Chesterfield, MO

Farmers Insurance - Mark Puccio provides general insurance services in Chesterfield, MO, with a specialty in umbrella insurance agent work. This type of coverage adds an extra layer of liability protection beyond standard home, auto, or watercraft policies. It typically helps safeguard assets against large claims or lawsuits. The company can serve various commercial sectors needing this added security, including offices, warehouses, and food service operations.

BS
400 Chesterfield Center Suite 320
Best Shot Insurance
Umbrella Insurance Agent · Chesterfield, MO

Best Shot Insurance provides residential umbrella liability coverage for homeowners in Chesterfield, Missouri, helping protect personal assets against major claims. The agency also serves commercial clients, extending extra liability protection for businesses in the greater St. Louis area. Additional coverage is available throughout local communities as needed. Following an initial policy setup, the agency offers streamlined follow-up support and repeat service adjustments during regular renewal periods.

HI
744 H, 744 Spirit of Saint Louis Blvd
Hebbeln Insurance
Umbrella Insurance Agent · Chesterfield, MO
FC
17107 Chesterfield Airport Rd Suite 200
First Community Insurance Agency
Umbrella Insurance Agent · Chesterfield, MO
(636) 978-6620
midwestagency.com
IS
1415 Elbridge Payne Rd #230
Insurance Store Inc.
Umbrella Insurance Agent · Chesterfield, MO
(636) 532-0100
insurancestoreinc.com
JW
146 Long Rd
Jeff Weiss Agency LLC American Family Insurance
Umbrella Insurance Agent · Chesterfield, MO
(636) 519-0800
amfam.com/agents/missouri/chesterfield/jeffrey-weiss
IS
14323 S Outer Forty Suite 501s
Insurance Store Inc.
Umbrella Insurance Agent · Chesterfield, MO
(636) 532-0100
insurancestoreinc.com
BI
17600 Chesterfield Airport Rd #204
Brightway Insurance, The Silverman Family Agency
Umbrella Insurance Agent · Chesterfield, MO
(636) 422-3260
brightway.com/agencies/MO/Chesterfield/0143
DJ
733 Crown Industrial Ct STE M
David Johnson American Family Insurance
Umbrella Insurance Agent · Chesterfield, MO
(636) 530-1199
amfam.com/agents/missouri/chesterfield/david-johnson
DI
390 S Woods Mill Rd #100
DeWitt Insurance Agency Inc
Umbrella Insurance Agent · Chesterfield, MO
(314) 966-6300
dewittinsurance.com
HI
16100 Swingley Ridge Rd #250
Heffernan Insurance Brokers
Umbrella Insurance Agent · Chesterfield, MO
(636) 536-2082
heffins.com
MM
825 Maryville Centre Dr #200
Marsh McLennan Agency / St. Louis
Umbrella Insurance Agent · Chesterfield, MO
(314) 594-2700
marshmma.com/us/locations/missouri/st-louis.html
IS
14323 S Outer Forty Suite 501s
Insurance Store Inc. : John W Hawkins
Umbrella Insurance Agent · Chesterfield, MO
(636) 532-0100
insurancestoreinc.com

What Does an a Umbrella Insurance Agent in Chesterfield Cost?

The cost of umbrella insurance in Missouri typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Additional millions may cost 50 to 100 dollars each per year. Your actual premium depends on your risk factors, such as driving record and number of properties. This is general information and not insurance advice.

About umbrella insurance agents in Chesterfield

Umbrella insurance agents in Chesterfield Missouri help you add a layer of liability protection beyond your auto and homeowners policies. This coverage is especially important in Missouri because state law does not cap personal injury awards in many civil cases. An agent can review your current policies and recommend an appropriate umbrella limit based on your assets and risk profile.

Frequently Asked Questions

What does an umbrella insurance agent in Chesterfield do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that kicks in after your underlying auto or home insurance limits are exhausted. The agent assesses your total assets and liability exposure to recommend a coverage amount, typically starting at one million dollars.

How much umbrella insurance do I need in Chesterfield Missouri?

The amount you need depends on your net worth and potential lawsuit risks. Many agents recommend at least one million dollars in coverage, but higher limits may be wise if you own rental properties or have a high income. Missouri courts can award large judgments, so a higher limit provides stronger protection.

Is umbrella insurance required by law in Missouri?

No, umbrella insurance is not required by Missouri law. However, it is strongly recommended for anyone with significant assets or high liability risk. Missouri follows a modified comparative fault rule, which means you can still be held liable even if you are only partially at fault for an accident.

Umbrella Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.