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Find Umbrella Insurance Agents Near You in Kirkwood, MO
Directory of umbrella insurance agents in Kirkwood, Missouri. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
Kirkwood, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 11 umbrella insurance agents in Kirkwood, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Anthony Luster - State Farm Insurance Agent
1045 N Harrison Ave, Kirkwood, MO 63122
(314) 462-0399
anthonyluster.com
Jake Molitor - State Farm Insurance Agent
338 S Kirkwood Rd Unit 102, Kirkwood, MO 63122
(314) 821-4500
kirkwoodmoinsurance.com
The Crismore Agency
117 W Woodbine Ave 2nd floor, Kirkwood, MO 63122
(314) 480-3720
Farmers Insurance - Brody Jackson
12166 Old Big Bend Rd Suite 302, Kirkwood, MO 63122
(636) 600-0720
agents.farmers.com
Kirk D Faubel Insurance Advisors
10135 Manchester Rd Apt 202, Kirkwood, MO 63122
(618) 363-5272
faubelinsurance.com
Hardy R Washington Jr - State Farm Insurance Agent
800 S Kirkwood Rd, Kirkwood, MO 63122
(314) 821-8488
hardywashington.com
Shelter Insurance - Jim Summers
710 S Kirkwood Rd, Kirkwood, MO 63122
(314) 394-9661
shelterinsurance.com
Kalender & Associates LLC American Family Insurance
734 N Harrison Ave, Kirkwood, MO 63122
(314) 471-0045
amfam.com
Koury Insurance Agency
11039 Manchester Rd, Kirkwood, MO 63122
(314) 822-9275
kouryinsurance.com
Hashley Insurance Agency
101 W Argonne Dr Ste 244, Kirkwood, MO 63122
(314) 569-1440
hashleyinsurance.com
West County Insurance
103 N Taylor Ave suite b, Kirkwood, MO 63122
(314) 835-9800
westcountyins.com
Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Kirkwood Missouri agents can help you understand how this policy works with Missouri liability laws. Local agents know that Missouri follows a modified comparative fault rule which can affect claim outcomes.
What Does a Umbrella Insurance Agent in Kirkwood Cost?
In Missouri umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Additional increments of 1 million dollars may cost 75 to 150 dollars each. Your actual premium depends on factors like your driving record home value and number of properties. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Kirkwood do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that adds coverage above your existing home and auto limits. The agent assesses your assets and risk exposure to recommend appropriate coverage amounts. In Missouri this extra layer can protect against large lawsuits for accidents on your property or in your vehicle.
How much umbrella coverage do I need in Missouri?
Most agents recommend at least 1 million dollars in umbrella coverage to protect significant assets like a home or savings. Missouri does not require umbrella insurance but it can shield you from judgments that exceed your primary policy limits. Your agent will review your net worth and potential risks to suggest a suitable amount.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.