The top-rated umbrella insurance agent in Bartlesville, Oklahoma is Jim Moore - State Farm Insurance Agent, rated 4.7 stars across 138 reviews. Other highly rated options include Zac Henderson - State Farm Insurance Agent, Elizabeth Gallery - State Farm Insurance Agent, AAA Bartlesville. This directory lists 19 umbrella insurance agents serving Bartlesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Moore - State Farm Insurance Agent | 500 SE Washington Blvd suite d | (918) 333-1487 |
| 2 | Zac Henderson - State Farm Insurance Agent | 304 Dewey Ave | (918) 336-2345 |
| 3 | Elizabeth Gallery - State Farm Insurance Agent | 2232 SE Washington Blvd #201 | (918) 335-3737 |
| 4 | AAA Bartlesville | 112 SE Frank Phillips Blvd | (918) 337-3737 |
| 5 | Brian Kennedy Insurance | 111 SE Frank Phillips Blvd | (918) 336-5544 |
| 6 | Shelter Insurance - Ben Rainey | 3803 Nowata Rd Ste A | (918) 333-0840 |
| 7 | Overman Insurance Agency | 320 Delaware Ave #5 | (918) 333-5151 |
| 8 | Farmers Insurance - Scott Gillette | 1809 SE Washington Blvd Ste B | (918) 336-7770 |
| 9 | Graham-Rogers, Inc. | 501 SE Frank Phillips Blvd | (800) 456-8123 |
| 10 | Oklahoma Farm Bureau Insurance - Bartlesville | 1212 SE Frank Phillips Blvd | (918) 336-1355 |
Jim Moore - State Farm Insurance Agent serves the Bartlesville, Oklahoma area, providing umbrella insurance coverage to local residents and businesses. This type of policy offers additional liability protection that extends beyond the limits of standard auto or homeowners policies. Clients often need this coverage when they face higher risks associated with assets or property. Local agents help evaluate appropriate liability limits for each individual situation. The agency handles claims filing assistance and personalized policy reviews to ensure adequate protection against potential lawsuits.
Homeowners, businesses, and property managers in Bartlesville, Oklahoma, seek general liability protection and excess liability coverage from Zac Henderson - State Farm Insurance Agent. This agent helps clients secure umbrella policies that extend personal and commercial liability limits above underlying auto, home, or business policies. Coverage is designed to protect assets against major claims and lawsuits. The service area includes both urban and rural properties throughout the community. Dewey and the surrounding Washington County areas also benefit from this professional umbrella insurance agency.
Elizabeth Gallery - State Farm Insurance Agent in Bartlesville, OK provides umbrella insurance coverage designed to offer extra liability protection beyond standard policies. Its service approach includes reviewing individual risk exposure to recommend appropriate excess coverage limits. Ongoing assistance is available to adjust policies as personal circumstances change. The agency supports a range of residential and commercial property types, including single-family homes, apartments, retail establishments, and restaurants.
AAA Bartlesville serves clients in Bartlesville, Oklahoma, and the surrounding communities, handling professional umbrella insurance needs. It offers additional liability coverage that goes beyond standard policies to help protect personal assets. The agent works to assess each client’s unique risk exposure and provides straightforward guidance on coverage limits. For a typical job, the approach involves reviewing existing policies and discussing potential gaps before customizing a suitable plan.
Brian Kennedy Insurance in Bartlesville, OK, offers umbrella coverage through either a one-time policy or a recurring annual renewal, allowing clients to choose their preferred service frequency. Umbrella insurance provides an extra layer of liability protection that extends beyond the limits of standard auto or homeowners policies. This coverage is designed to safeguard personal assets from large claims or lawsuits. Service at this agency is provided on either a one-time or an annually scheduled basis, depending on the policy option selected by the client.
As seasonal storms or sudden liability concerns arise in the Bartlesville area, homeowners and drivers often seek additional protection beyond standard policies. Shelter Insurance - Ben Rainey provides local access to umbrella insurance coverage, which extends broader personal liability limits for qualifying clients. This agency focuses on guiding customers through policy options that help safeguard assets against unforeseen claims or lawsuits. An initial assessment of an individual’s current coverage and risk exposure is conducted during a complimentary consultation or inspection to determine appropriate umbrella policy terms.
Overman Insurance Agency serves residential clients in Bartlesville, Oklahoma by helping them select umbrella insurance policies that extend liability coverage beyond standard home and auto limits. Commercial accounts also receive tailored protection for businesses operating in the region. Working throughout the Bartlesville area, the agency reviews each client's existing policies to recommend appropriate umbrella layers. After an initial policy is placed, the office regularly follows up with clients to adjust coverage as their personal or business needs change between routine visits.
Farmers Insurance - Scott Gillette provides general liability coverage through umbrella insurance policies in the Bartlesville, Oklahoma area. Additional layers of protection are written to extend limits beyond standard policies for homeowners and auto plans. This extra coverage helps safeguard personal assets against major claims or lawsuits. The agent serves various commercial sectors, including offices, warehouses, and food service operations, ensuring each business has appropriate capacity to handle substantial financial risks.
Graham-Rogers, Inc. specializes in umbrella liability insurance, providing coverage that extends beyond the limits of standard auto and homeowners policies. It serves residents and businesses in Bartlesville, Oklahoma, helping clients secure additional protection against major claims and lawsuits. The agency works to assess individual risk profiles and tailor policy layers to meet specific needs. As winter approaches, it helps policyholders review coverage gaps, especially those created by holiday gatherings and increased slip-and-fall exposure on icy sidewalks.
Oklahoma Farm Bureau Insurance - Bartlesville is known for providing umbrella insurance to clients in Bartlesville, OK, offering coverage that extends beyond standard liability limits. This service protects personal assets from major claims and lawsuits. The agency assists local homeowners and auto policyholders in securing additional liability protection. For added security, professionals can including increased business liability coverage within their personal umbrella policy.
What Does an a Umbrella Insurance Agent in Bartlesville Cost?
The cost of an umbrella insurance policy in Oklahoma typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Factors that affect the premium include your driving record number of properties and risk level. Higher coverage limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. This is general information not insurance advice.
About umbrella insurance agents in Bartlesville
Umbrella insurance agents in Bartlesville Oklahoma help residents secure extra liability coverage beyond standard home and auto policies. Oklahoma law requires minimum auto liability limits but an umbrella policy can provide additional protection against lawsuits and large claims. Working with a local agent ensures your policy meets Oklahoma specific requirements and offers adequate coverage for your assets.
Frequently Asked Questions
What does an umbrella insurance agent in Bartlesville do?
An umbrella insurance agent in Bartlesville helps you purchase a personal umbrella policy that extends liability coverage above your existing home and auto insurance. The agent reviews your current policies and recommends a coverage limit that protects your assets. They also explain how Oklahoma law affects your liability exposure.
How much umbrella coverage do I need in Oklahoma?
The amount of umbrella coverage you need depends on your assets and risk factors. Many agents recommend at least 1 million dollars in coverage because Oklahoma has a higher risk of weather related claims and lawsuits. Your agent will help you calculate a limit based on your home value savings and potential future earnings.
Is umbrella insurance required by Oklahoma law?
No Oklahoma law does not require umbrella insurance. However Oklahoma requires minimum auto liability limits of 25000 dollars per person and 50000 dollars per accident for bodily injury. An umbrella policy can provide extra protection if you face a lawsuit that exceeds these minimums.
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