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HomeUmbrella Insurance AgentsOklahoma › Stillwater

Find Umbrella Insurance Agents Near You in Stillwater, OK

Browse umbrella insurance agents serving Stillwater, Oklahoma. Updated 2026-07-14.

The top-rated umbrella insurance agent in Stillwater, Oklahoma is Rotnei Clarke - State Farm Insurance Agent, rated 5.0 stars across 308 reviews. Other highly rated options include Allegiant Insurance Stillwater, Farmers Insurance - Brian Dudgeon, Farmers Insurance - Erin Trotter. This directory lists 20 umbrella insurance agents serving Stillwater.

Showing 20 umbrella insurance agents in Stillwater, OKListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rotnei Clarke - State Farm Insurance Agent726 S Western Rd(405) 372-6433
2Allegiant Insurance Stillwater4626 W 6th Ave(918) 928-3911
3Farmers Insurance - Brian Dudgeon612 W 6th Ave(405) 707-9200
4Farmers Insurance - Erin Trotter1615 N Country Club Rd Ste D(405) 332-5711
5J K Meadors & Co703 S Western Rd(405) 377-0000
6Shelter Insurance - Steven Oliver522 E Lakeview Rd(405) 377-4344
7Farmers Insurance - Jodie Jackson1120 N Duck St # B(405) 743-1000
8Messer Bowers Insurance730 S Western Rd(405) 372-1238
9Shelter Insurance - Jene Kelly1313 N Perkins Rd(405) 372-1225
10Loftis & Wetzel Insurance - Stillwater139 S Main St(405) 334-5477
RC
726 S Western Rd
Rotnei Clarke - State Farm Insurance Agent
Umbrella Insurance Agent · Stillwater, OK

Rotnei Clarke - State Farm Insurance Agent serves the Stillwater, Oklahoma area as a local umbrella insurance agent. This agency provides personal umbrella liability policies that extend coverage beyond the limits of standard homeowners and auto insurance. Clients in Stillwater may seek additional protection against major claims or lawsuits. The agency handles umbrella insurance for both individuals and families, helping to cover excess liability costs and certain legal expenses not included in underlying policies. It also offers guidance on selecting appropriate coverage limits to match property assets.

AI
4626 W 6th Ave
Allegiant Insurance Stillwater
Umbrella Insurance Agent · Stillwater, OK

Homeowners, businesses, and property managers in Stillwater, Oklahoma, turn to Allegiant Insurance Stillwater for comprehensive umbrella insurance agent services. These policies add an extra layer of liability coverage beyond standard insurance plans. The agency guides clients through the process of assessing their risk exposure to select appropriate coverage limits. Serving the Stillwater area, it also assists policyholders in nearby communities such as Perkins and the broader Payne County metro region.

FI
612 W 6th Ave
Farmers Insurance - Brian Dudgeon
Umbrella Insurance Agent · Stillwater, OK

Serving the Stillwater, Oklahoma area, Farmers Insurance - Brian Dudgeon provides umbrella insurance agent services, which offer added liability coverage beyond standard homeowners and auto policies. Policyholders benefit from increased financial protection against major claims or lawsuits. The agency helps clients select appropriate coverage limits to safeguard their assets. It serves single-family homes, apartments, retail spaces, and local restaurants.

FI
1615 N Country Club Rd Ste D
Farmers Insurance - Erin Trotter
Umbrella Insurance Agent · Stillwater, OK

Farmers Insurance - Erin Trotter serves Stillwater, Oklahoma, and the surrounding communities, handling personal umbrella insurance policies. This line of coverage provides additional liability protection beyond standard auto and homeowners policies, helping shield local residents from major claims. The agency reviews each client’s existing coverage limits and lifestyle exposures to recommend appropriate umbrella amounts. For a typical job, it first assesses the client’s current risks and policy gaps, then presents a tailored liability extension to increase overall financial protection.

JK
703 S Western Rd
J K Meadors & Co
Umbrella Insurance Agent · Stillwater, OK

J K Meadors & Co in Stillwater, Oklahoma assists clients with both one-time policy evaluations and recurring coverage reviews. Umbrella insurance agents in this area help households and businesses access additional liability protection beyond standard auto or homeowners policies, safeguarding assets from major claims or lawsuits. This company provides personalized guidance to determine appropriate coverage limits for individual exposures. Their service operates on an as-needed basis, allowing clients to schedule consultations or policy adjustments whenever their circumstances change or a new risk assessment is required.

SI
522 E Lakeview Rd
Shelter Insurance - Steven Oliver
Umbrella Insurance Agent · Stillwater, OK

After a spring storm rolls through northern Oklahoma, Stillwater property owners often review their liability coverage for gaps that could put assets at risk. Shelter Insurance - Steven Oliver helps local clients evaluate umbrella policies that extend beyond auto and home limits to cover unexpected claims. This independent agent works with residents to determine appropriate coverage amounts for their specific situation, whether they own rental properties or have teenage drivers. The process begins with a complimentary personal insurance review to assess current exposures.

FI
1120 N Duck St # B
Farmers Insurance - Jodie Jackson
Umbrella Insurance Agent · Stillwater, OK

Farmers Insurance - Jodie Jackson primarily helps Stillwater residents and businesses secure general liability coverage. As an umbrella insurance agent, the agency offers additional liability layers that extend beyond standard policy limits, protecting clients from major claims and lawsuits. This added protection is especially valuable in their local service area. The agency can assist a range of commercial sectors, including offices, warehouses, and food service operations.

MB
730 S Western Rd
Messer Bowers Insurance
Umbrella Insurance Agent · Stillwater, OK

Messer Bowers Insurance in Stillwater, OK, specializes in umbrella insurance agent services, offering supplementary liability coverage that extends beyond standard policy limits. In its general service work, the agency helps clients evaluate their existing risk exposure to recommend appropriate umbrella policies for residential and commercial needs. It assists Stillwater-area individuals and businesses in protecting assets against unforeseen events. As severe thunderstorms and hailstorms frequently occur in north-central Oklahoma, Messer Bowers Insurance helps clients ensure their liability umbrella coverage is adequate before the spring storm season arrives.

SI
1313 N Perkins Rd
Shelter Insurance - Jene Kelly
Umbrella Insurance Agent · Stillwater, OK

Shelter Insurance - Jene Kelly in Stillwater, Oklahoma is known for specialized umbrella insurance coverage that extends liability protection beyond standard auto and home policies. The agency serves local residents and businesses needing an extra layer of security against major claims or lawsuits. Agents help clients assess personal risk factors to determine appropriate liability limits. As a specialty service, the agency can add on umbrella coverage for landlords renting out residential properties in the area.

LW
139 S Main St
Loftis & Wetzel Insurance - Stillwater
Umbrella Insurance Agent · Stillwater, OK
SI
405 S Main St
Shelter Insurance - Lacey Corbitt
Umbrella Insurance Agent · Stillwater, OK
(405) 743-4481
shelterinsurance.com/CA/agent/LCORBITT
TI
201 W Hall of Fame Ave
Trident Insurance Agency
Umbrella Insurance Agent · Stillwater, OK
(405) 624-2277
tridentinsurance.agency
SI
2300 W 7th Ave
Shelter Insurance - Jeff Bryant
Umbrella Insurance Agent · Stillwater, OK
(405) 743-1999
shelterinsurance.com/CA/agent/JEFFBRYANT
AS
106 W Miller Ave
AAA Stillwater - Insurance/Membership Only
Umbrella Insurance Agent · Stillwater, OK
(405) 372-7448
cluballiance.aaa.com/locations/aaa-stores/OK0043/aaa-stillwater-insurance-membership-only-106-w-miller-avenue-stillwater
PA
1209 S Main St
The Peak Agency - Oklahoma City
Umbrella Insurance Agent · Stillwater, OK
(405) 449-4330
peakagencies.com
MA
118 W 8th Ave
The Murphy Agency
Umbrella Insurance Agent · Stillwater, OK
(405) 372-5544
BI
211 N Perkins Rd Ste. 23
Bearry Insurance Group LLC
Umbrella Insurance Agent · Stillwater, OK
(405) 338-9374
bearryinsurance.com
IS
901 S Main St Ste 13
Insurance Specialists of Oklahoma
Umbrella Insurance Agent · Stillwater, OK
(405) 533-3101
isok4u.com/contact
GA
1431 S Western Rd
Gofourth Agency
Umbrella Insurance Agent · Stillwater, OK
(405) 377-3446
gofourthagency.com
AN
2323 W 7th Ave Suite #1
American National
Umbrella Insurance Agent · Stillwater, OK
(405) 743-1919
americannational.com

What Does an a Umbrella Insurance Agent in Stillwater Cost?

In Oklahoma, a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits such as 2 or 5 million dollars may cost 250 to 600 dollars annually. Costs vary based on your driving record, number of properties, and other risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Stillwater

An umbrella insurance agent in Stillwater Oklahoma can help you secure additional liability coverage beyond your auto and homeowners policies. This type of policy is especially useful for property owners near Oklahoma State University or those with rental properties. Oklahoma law does not require umbrella insurance but it can protect your savings and future earnings from large lawsuits.

Frequently Asked Questions

What does an umbrella insurance agent in Stillwater do?

An umbrella insurance agent in Stillwater helps you purchase a personal umbrella policy that provides extra liability limits. This coverage kicks in after your auto or home insurance limits are used up. The agent can review your assets and risks to recommend an appropriate coverage amount.

How much umbrella coverage do I need in Oklahoma?

Most umbrella policies start at 1 million dollars in coverage. In Oklahoma, common recommendations are 1 to 5 million dollars depending on your net worth and exposure. Your Stillwater agent can help you calculate the right limit for your situation.

Can I get umbrella insurance if I have a rental property in Stillwater?

Yes, umbrella insurance can cover liability from rental properties you own in Stillwater. Oklahoma law does not require this coverage for landlords but it can protect you if a tenant or visitor is injured on the property. Your agent will need details about the property to include it in the policy.

Umbrella Insurance Agents in Other Oklahoma Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.