The top-rated umbrella insurance agent in Midwest City, Oklahoma is Mike Muecke - State Farm Insurance Agent, rated 4.9 stars across 415 reviews. Other highly rated options include Ben Osenga: Allstate Insurance, Raychelle Black - State Farm Insurance Agent, Shelter Insurance - Candace Cunningham. This directory lists 15 umbrella insurance agents serving Midwest City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Muecke - State Farm Insurance Agent | 301 N Douglas Blvd | (405) 732-1123 |
| 2 | Ben Osenga: Allstate Insurance | 2750 S Post Rd | (405) 733-4400 |
| 3 | Raychelle Black - State Farm Insurance Agent | 2601 S Douglas Blvd Ste 130 | (405) 622-4028 |
| 4 | Shelter Insurance - Candace Cunningham | 1928 S Air Depot Blvd | (405) 582-2209 |
| 5 | Ed Preble Insurance Agency | 7325 E Reno Ave | (405) 737-7676 |
| 6 | Shelter Insurance - Tom Kilburn | 1701 S Midwest Blvd | (405) 732-9856 |
| 7 | Conway Insurance | 9075 Harmony Dr | (405) 733-2886 |
| 8 | AAA Oklahoma - Midwest City - Insurance/Membership Only | 101 N Douglas Blvd Suite Y | (405) 717-8236 |
| 9 | Farmers Insurance - Patrick Newby | 560 W Boeing Dr | (405) 733-7671 |
| 10 | Farmers Insurance - Casey Wise | 249 N Douglas Blvd A | (405) 733-3019 |
Mike Muecke - State Farm Insurance Agent serves the Midwest City, OK area. The office provides umbrella insurance policies that offer additional liability coverage beyond standard home and auto limits. This extra protection helps guard assets against major claims or lawsuits. Clients in this metro region receive personal consultations to assess their unique liability exposures. The agent also handles home and auto insurance packages.
Ben Osenga: Allstate Insurance offers umbrella insurance policies providing additional liability coverage beyond standard home and auto plans. It assists clients in protecting assets from major claims and lawsuits. Service includes reviewing existing coverage limits to recommend appropriate umbrella levels. Maintenance plans involve annual policy reviews to adjust for life changes or asset growth. The company serves a range of properties in Midwest City, OK, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Midwest City, Oklahoma turn to Raychelle Black - State Farm Insurance Agent for umbrella insurance coverage. This agent helps clients add an extra layer of liability protection beyond standard auto and home policies, safeguarding assets from major claims and lawsuits. The office works with local residents and commercial operators to assess their specific risk levels and find appropriate coverage limits. It also serves customers in the greater Oklahoma City metro area, including nearby Del City.
Shelter Insurance - Candace Cunningham serves the Midwest City, Oklahoma area and its surrounding communities, handling personal umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. In this region, umbrella insurance is essential for protecting assets. The agency assesses each client’s unique risk exposure by reviewing existing policies, then finds coverage that aligns with their financial situation. To complete a typical job, it coordinates with clients and carriers to ensure a seamless addition of this supplementary protection to their current insurance portfolio.
Ed Preble Insurance Agency provides umbrella insurance coverage to help clients protect their assets beyond standard policy limits. The agency offers personalized risk assessments to determine appropriate coverage levels and assists with policy integration alongside existing homeowners and auto insurance. For ongoing service, clients receive regular policy reviews and updates as coverage needs change. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Shelter Insurance - Tom Kilburn in Midwest City, OK offers umbrella insurance services on either a one-time policy review or a scheduled renewal basis, depending on the client’s liability needs. Umbrella coverage provides an extra layer of protection above standard auto and homeowners policies, which is especially important for local residents concerned about large claims or lawsuits. The service operates primarily on a scheduled check-in cycle, but occasionally accommodates one-time consultations for newly purchased homes or vehicles.
Conway Insurance offers specialized umbrella insurance agent services, providing an extra layer of liability coverage that extends beyond the limits of standard home and auto policies. The company works with clients to secure broader financial protection against major claims and lawsuits that could otherwise exceed primary insurance limits. In the Midwest City, OK area, this type of coverage is particularly relevant during severe storm season, when high-value property damage and potential third-party liabilities create a greater need for supplemental protection.
AAA Oklahoma - Midwest City - Insurance/Membership Only provides general liability coverage tailored to the needs of businesses and individuals in central Oklahoma. Its specialty umbrella insurance adds an extra layer of protection beyond standard policy limits, helping shield assets from major claims or lawsuits. This coverage is designed to handle significant financial risks that primary policies might not fully address. Commercial sectors served include professional offices, warehouse operations, and food service establishments.
As storms frequently pass through the Midwest City area, homeowners often consider added liability coverage beyond a standard policy. Farmers Insurance - Patrick Newby provides umbrella insurance services to address this need, offering broader protection for significant claims that could threaten personal assets. The agency helps clients evaluate their potential exposure from accidents or property incidents. A consultation is used to review existing policies and determine a suitable level of supplementary coverage. After discussing household or business risks, the process typically begins with an initial assessment of current insurance limits.
What Does an a Umbrella Insurance Agent in Midwest City Cost?
In Oklahoma, a typical umbrella insurance policy for 1 million dollars in coverage costs between 150 and 300 dollars per year. For 2 million dollars in coverage, the cost is usually 250 to 500 dollars per year. Factors like your driving record, number of properties, and prior claims affect the final premium. This is general information and not insurance advice.
About umbrella insurance agents in Midwest City
Umbrella insurance agents in Midwest City Oklahoma help you add an extra layer of liability protection above your existing auto and homeowners policies. This coverage is important for residents who want to safeguard their savings and future earnings from large lawsuits. Oklahoma law does not require umbrella insurance, but it can be a wise choice for those with significant assets or a higher risk of being sued.
Frequently Asked Questions
What does an umbrella insurance agent in Midwest City do?
An umbrella insurance agent helps you purchase a personal liability policy that kicks in after your auto or home insurance limits are exhausted. The agent reviews your current coverage and recommends an appropriate amount of extra protection. This policy covers claims like bodily injury, property damage, and personal injury lawsuits.
How much umbrella coverage do I need in Oklahoma?
Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your net worth, income, and lifestyle. If you own a home, have a swimming pool, or drive frequently, you may need higher limits.
Is umbrella insurance expensive in Midwest City Oklahoma?
Umbrella insurance is generally affordable, often costing between 150 and 300 dollars per year for 1 million dollars in coverage. Premiums vary based on your risk factors and the insurance company. Your agent can provide a specific quote for your situation.
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