The top-rated umbrella insurance agent in Moore, Oklahoma is Clear View Insurance Services, rated 4.8 stars across 216 reviews. Other highly rated options include Cobble Insurance Agency, Terry Cavnar - State Farm Insurance Agent, Ada Jones: Allstate Insurance. This directory lists 16 umbrella insurance agents serving Moore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Clear View Insurance Services | 1700 N Broadway Ave | (405) 703-2834 |
| 2 | Cobble Insurance Agency | 2100 N Eastern Ave # 12 | (405) 759-3652 |
| 3 | Terry Cavnar - State Farm Insurance Agent | 250 SE 4th St | (405) 793-1572 |
| 4 | Ada Jones: Allstate Insurance | 1740 S Broadway Ave Ste 200 | (405) 265-8350 |
| 5 | Farmers Insurance - D Mark Tomlinson | 1324 NW 12th St | (405) 794-7709 |
| 6 | Jacob Campbell Insurance Agency | 740 NE 27th St suite 4151 | (405) 388-6611 |
| 7 | Jessica P Max: Allstate Insurance | 123 N Broadway Ave | (405) 799-2313 |
| 8 | Shelter Insurance - Scott Smith | 119 S Eastern Ave | (405) 912-3306 |
| 9 | AAA Moore - Insurance/Membership Only | 306 SE 4th St Suite 102 | (405) 799-2870 |
| 10 | Affordable Auto Insurance Protectors | 2100 N Eastern Ave # 12 | (405) 705-7405 |
Clear View Insurance Services serves the Moore, Oklahoma metro area as an umbrella insurance agent. Umbrella insurance provides additional liability coverage beyond the limits of standard home and auto policies. This extra layer of protection helps safeguard personal assets and future earnings in the event of significant claims or lawsuits. The company assists clients in assessing their overall liability risk to determine appropriate coverage levels. It handles policy structuring and the integration of umbrella plans with existing personal insurance policies.
Cobble Insurance Agency in Moore, Oklahoma, provides umbrella liability insurance coverage that extends beyond the limits of standard home and auto policies. Their service plans include a personalized consultation to assess a client’s unique exposure to large claims, followed by a policy review each renewal cycle. The agency maintains clear communication through periodic check-ins on coverage thresholds. Common properties they protect include single-family homes, apartments, retail stores, and local restaurants.
Homeowners, businesses, and property managers in Moore, Oklahoma, turn to Terry Cavnar - State Farm Insurance Agent for umbrella coverage that provides extra liability protection beyond standard policies. This insurance helps safeguard assets and future earnings against major claims and lawsuits. An umbrella policy can cover legal defense costs and certain damages that exceed underlying primary insurance limits. The agency serves clients throughout Moore, and its coverage area also extends into the neighboring community of Norman as part of the greater Oklahoma City metro.
Serving Moore, Oklahoma, and the surrounding communities, Ada Jones: Allstate Insurance handles umbrella insurance needs for local residents. This type of policy provides extra liability coverage beyond standard home or auto policies. The agency assists clients in assessing their personal risk exposure and identifying the appropriate additional protection. Typical jobs begin with a review of existing policies to pinpoint coverage gaps. The general approach involves recommending a policy limit that offers sufficient asset protection while fitting the client’s budget.
Farmers Insurance - D Mark Tomlinson offers both one-time liability consultations and recurring policy service for individuals and businesses in Moore, OK. A difference between these approaches lies in whether coverage adjustments happen at a single point or are revisited each term. Umbrella insurance provides extra liability protection beyond standard auto or homeowners policies, which is valuable in a growing suburban area. This agent arranges new policies, assists with claims, and updates coverage to match changes in assets. Service runs on a scheduled basis, typically at each renewal cycle.
Jacob Campbell Insurance Agency in Moore, Oklahoma, works with clients to establish general liability coverage and then specifically adds umbrella insurance for extra protection beyond primary policy limits. This supplemental layer helps cover catastrophic claims that could otherwise threaten personal or business assets. Umbrella agents assess potential exposure from property risks common in the region. The company can serve commercial sectors including offices, warehouses, and food service operations, tailoring higher policy ceilings to each distinct operational profile.
Jessica P Max: Allstate Insurance specializes in providing umbrella insurance coverage, which extends liability protection beyond standard homeowners and auto policies. The agency serves clients in Moore, Oklahoma, by helping them assess their overall risk exposure and secure additional layers of financial safety. General services include policy reviews, coverage comparisons, and claims assistance. As severe weather, such as tornadoes and hailstorms, often strikes central Oklahoma, the agency helps residents address potential liability gaps after storm-related incidents that could exceed existing policy limits.
Shelter Insurance - Scott Smith serves residential clients in Moore with tailored umbrella liability protection that extends beyond standard policy limits. Commercial coverage is also available for local businesses seeking additional asset safeguards across the Oklahoma City area. As an independent agent, Scott Smith evaluates individual risk profiles to recommend appropriate umbrella policies that address gaps in primary insurance. Follow-up service is provided between regular visits to review coverage needs and ensure ongoing protection as personal or business circumstances evolve.
When severe spring storms threaten Moore, residents often need additional liability protection beyond standard policies. AAA Moore - Insurance/Membership Only serves local homeowners and drivers by securing umbrella insurance that fills gaps in their existing coverage. This type of policy provides extra limits for major claims, such as those from auto accidents or injuries on one’s property. The agency reviews each client’s current liability risks to determine suitable coverage amounts. A thorough initial assessment of personal assets and potential exposures begins every new policy discussion.
Affordable Auto Insurance Protectors in Moore, OK, is known for guiding clients through the complexities of liability protection, specializing as a local umbrella insurance agent. Its service range includes assessing personal risk exposures to recommend coverage layers above standard auto and homeowners policies. The agency focuses on helping individuals safeguard assets from major claims or lawsuits that exceed primary insurance limits. For an added precaution, it can advise on including uninsured motorist coverage extensions to further close common protection gaps.
What Does an a Umbrella Insurance Agent in Moore Cost?
Typical umbrella insurance in Oklahoma costs between 150 and 300 dollars per year for one million dollars of coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Premiums vary based on your personal risk factors and insurance history. This is general information and not insurance advice.
About umbrella insurance agents in Moore
An umbrella insurance agent in Moore Oklahoma helps you add an extra layer of liability protection beyond your auto and home policies. Oklahoma law does not require umbrella insurance but it can cover large claims that exceed standard limits. Agents in Moore understand local risks such as severe weather and auto accidents common on I-35.
Frequently Asked Questions
What does an umbrella insurance agent in Moore do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your homeowners or auto insurance limits. They assess your assets and risk level to recommend appropriate coverage amounts.
How much umbrella coverage do I need in Oklahoma?
Common umbrella policy limits in Oklahoma range from one million to five million dollars. Your agent will consider your net worth, property value, and potential lawsuit risks to suggest a suitable amount.
Does Oklahoma law affect umbrella insurance policies?
Oklahoma follows a modified comparative fault rule for liability claims. This means your umbrella policy may pay for damages even if you are partially at fault. An agent can explain how state laws impact your coverage.
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