The top-rated umbrella insurance agent in Norman, Oklahoma is Greg Ellis - State Farm Insurance Agent, rated 4.9 stars across 430 reviews. Other highly rated options include Julia Chew - State Farm Insurance Agent, Oklahoma Insurance Group, Shelter Insurance - Brian McPherson. This directory lists 19 umbrella insurance agents serving Norman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Ellis - State Farm Insurance Agent | 2224 36th Ave NW | (405) 321-0600 |
| 2 | Julia Chew - State Farm Insurance Agent | 701 Wall St | (405) 329-3311 |
| 3 | Oklahoma Insurance Group | 2900 W Lindsey St Suite 103 | (405) 701-5368 |
| 4 | Shelter Insurance - Brian McPherson | 303 E Tonhawa St #109 | (405) 364-9025 |
| 5 | Knight's Insurance Agency, Inc. | 1406 N Porter Ave | (405) 321-0021 |
| 6 | Jim Holmes Insurance | 453 W Gray St | (405) 321-4664 |
| 7 | Farmers Insurance - Jerry Wright | 770 W Rock Creek Rd #107 | (405) 701-1392 |
| 8 | Shelter Insurance - JD Johnson | 1932 W Lindsey St F | (405) 366-8500 |
| 9 | Ed Preble Insurance Agency | 515 W Gray St Suite B | (405) 321-2348 |
| 10 | J. Charles Insurance | 2276 36th Ave NW Suite 120 | (405) 928-4441 |
Greg Ellis - State Farm Insurance Agent serves the Norman, Oklahoma area. The agency provides umbrella insurance policies for local residents and businesses. Umbrella coverage offers extra liability protection beyond standard home and auto policies. This service helps safeguard personal assets against major claims or lawsuits. The agency works with clients to assess their specific risk levels. It can handle a range of personal coverage needs, including auto and homeowners insurance.
Julia Chew - State Farm Insurance Agent in Norman, Oklahoma, provides umbrella liability coverage that extends beyond the limits of standard auto and homeowners policies. The agency offers personalized consultation to evaluate client exposure and explains how umbrella insurance protects assets. Regular policy reviews and coverage updates are available to ensure adequate protection over time. This agent helps safeguard single-family homes, apartments, retail storefronts, and restaurants against significant legal claims or judgments that could otherwise threaten personal finances.
Homeowners, businesses, and property managers in Norman, Oklahoma rely on Oklahoma Insurance Group for umbrella insurance agent services. This firm helps clients secure additional liability coverage that extends beyond the limits of their standard policies, offering valuable protection against major claims and lawsuits. Serving the broader region, the agency also provides its umbrella insurance expertise to clients in the neighboring Moore community within the Oklahoma City metro area.
Shelter Insurance - Brian McPherson serves the Norman, Oklahoma area and its surrounding communities, handling personal umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. This type of policy helps protect local residents against major claims and lawsuits. The agency generally begins a typical job by reviewing an individual's existing coverage levels to determine the appropriate amount of additional liability protection needed for their assets.
Knight's Insurance Agency in Norman, Oklahoma offers professional guidance on umbrella insurance policies designed to extend personal liability coverage. The agency assists clients in assessing their existing homeowners and auto policies to determine appropriate additional protection layers. This service helps safeguard assets and future earnings against major claims or lawsuits. Common scenarios include helping local families and property owners address risks from accidents on their premises or involving their vehicles. The agency particularly helps residents prepare for increased liability exposure during seasonal events like holiday gatherings and large family celebrations.
For clients seeking either a single-policy solution or ongoing personal liability protection, Jim Holmes Insurance in Norman, Oklahoma provides access to umbrella coverage that extends beyond the limits of standard homeowners and auto policies. This type of insurance safeguards assets against major claims and lawsuits by offering an extra layer of financial security. The agent can guide residents through the short-term or long-term options available in the area. Service at Jim Holmes Insurance runs on an as-needed basis, with clients able to request initial or updated coverage at their convenience.
As severe spring storms sweep across central Oklahoma, homeowners in Norman need more than basic coverage for unexpected liabilities. Farmers Insurance – Jerry Wright helps local residents understand how umbrella insurance can provide an extra layer of protection beyond standard policies, offering peace of mind when assets are at risk. Clients receive clear guidance tailored to their property and lifestyle. To begin, Jerry Wright schedules a no‑obligation review of existing policies and personal risk factors.
Residential umbrella insurance clients in Norman, Oklahoma benefit from the liability coverage options offered by Shelter Insurance - JD Johnson. Commercial clients in the surrounding area also have access to similar excess liability policies to safeguard their assets. Serving Norman and the broader region, this agency provides a straightforward path to adding an extra layer of protection beyond standard policies. Follow-up consultations are available after claims or policy changes to ensure coverage remains appropriate between regular renewal visits.
Ed Preble Insurance Agency in Norman, Oklahoma focuses on helping clients secure proper coverage for liabilities that exceed standard policy limits. The agency specializes in umbrella insurance, which provides an additional layer of protection beyond auto, home, or business policies. This additive coverage can help safeguard personal assets and future earnings against major claims or lawsuits. Ed Preble Insurance Agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
J. Charles Insurance in Norman, Oklahoma is known for providing personal umbrella liability coverage that extends beyond standard policy limits. The agency serves local homeowners, auto owners, and renters who need added protection against major claims or lawsuits. Umbrella policies typically require base policies of a certain coverage level before activation. The agents work with clients to review existing liability risks and recommend appropriate additional coverage amounts. A specialty service includes advising on coverage for extra properties such as rental houses or second vehicles.
What Does an a Umbrella Insurance Agent in Norman Cost?
In Oklahoma umbrella insurance premiums typically cost between 150 and 500 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your actual cost depends on factors like driving record home value and number of properties. This is general information and not insurance advice.
About umbrella insurance agents in Norman
An umbrella insurance agent in Norman Oklahoma helps you obtain a personal liability policy that provides coverage above the limits of your auto and homeowners insurance. Oklahoma law does not require umbrella insurance but it can protect you from large claims or lawsuits. Agents in Norman understand local risks like severe weather and uninsured motorist concerns.
Frequently Asked Questions
What does an umbrella insurance agent in Norman do?
An umbrella insurance agent helps you assess your liability exposure and find a policy that adds extra coverage on top of your existing insurance. They review your assets and risk factors to recommend an appropriate coverage amount. The agent also handles policy details and claims support.
How much umbrella insurance do I need in Oklahoma?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners with significant assets. Higher limits may be needed for rental properties or high risk activities. Your agent will calculate the right amount based on your net worth and lifestyle.
Is umbrella insurance expensive in Norman Oklahoma?
Umbrella insurance is generally affordable in Oklahoma. Typical annual premiums range from 150 to 400 dollars for 1 million dollars of coverage. Costs vary based on your risk profile and number of underlying policies.
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