The top-rated umbrella insurance agent in Edmond, Oklahoma is Varde Insurance Group, rated 5.0 stars across 307 reviews. Other highly rated options include Miner Family Insurance, Legacy Foundation Group, Steven Manuel - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Edmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Varde Insurance Group | 15808 N Pennsylvania Ave Suite A1 | (405) 757-1237 |
| 2 | Miner Family Insurance | 3209 S Broadway Suite 229 | (405) 724-2389 |
| 3 | Legacy Foundation Group | 1603 E 19th St #108 | (405) 916-8613 |
| 4 | Steven Manuel - State Farm Insurance Agent | 330 S Santa Fe Ave | (405) 341-0551 |
| 5 | OKC, Edmond, Moore, Norman Insurance - Jarret Bolfer - Independent Agent | 1940 NW 164th St Suite C | (405) 200-1878 |
| 6 | Goosehead Insurance - Jarrad McMillan The McMillan Agency | 1015G Waterwood Pkwy | (405) 655-5765 |
| 7 | Nerissa Berry Insurance Agency | 15144 Traditions Blvd Suite A | (405) 512-6171 |
| 8 | Statewide Insurance Agency | 2814 N Kelly Ave | (405) 285-2929 |
| 9 | Shelter Insurance - Stefanie Kelley | 2272 Camino Del Plz Dr | (405) 340-0871 |
| 10 | Trey Butler Insurance | 1900 E 15th St Ste 700C | (405) 726-1818 |
Varde Insurance Group serves the Edmond, Oklahoma metro and surrounding area as an umbrella insurance agent. This company helps clients secure additional liability coverage that goes beyond the limits of standard home and auto policies. Umbrella insurance provides crucial protection against major claims and lawsuits, offering broader coverage for unforeseen events. The team works with individuals who need extra liability safeguards for their personal assets. Varde Insurance Group handles personal umbrella policies and excess liability coverage for local residents.
Miner Family Insurance provides umbrella insurance agent services, helping clients secure additional liability coverage beyond standard policies. The agency focuses on customizing coverage to address potential gaps in existing insurance plans and offers ongoing support to adjust policies as circumstances change. Service plans include periodic policy reviews to ensure adequate protection against major claims. The company services a variety of private and commercial properties, such as single-family homes, apartments, retail establishments, and restaurants.
Legacy Foundation Group serves homeowners, businesses, and property managers in the Edmond area who need excess liability coverage beyond their standard policies. The agency works to identify gaps in existing insurance portfolios and offers umbrella insurance policies designed to provide additional protection against catastrophic claims or lawsuits. These layers of coverage help secure personal and commercial assets from unexpected financial exposure. The agency also serves clients throughout the Oklahoma City metro, including the neighboring community of Guthrie.
Steven Manuel - State Farm Insurance Agent serves Edmond, Oklahoma, and the surrounding communities. This agency handles umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. Clients often seek this protection to safeguard assets from major claims or lawsuits. For a typical job, the agency reviews a client's existing policies to identify coverage gaps, then recommends an appropriate policy amount that aligns with their personal liability exposure.
OKC, Edmond, Moore, Norman Insurance - Jarret Bolfer - Independent Agent offers umbrella insurance on either a one-time policy purchase or an ongoing, recurring basis. Umbrella coverage extends liability protection beyond the limits of standard home and auto policies, providing additional security against major claims. Serving the Edmond area and the surrounding Oklahoma City metro communities, this independent agency helps clients evaluate their personal risk exposure. Service is available on an as-needed basis for initial quoting, policy changes, or coverage questions.
Goosehead Insurance - Jarrad McMillan The McMillan Agency in Edmond, OK specializes in arranging umbrella insurance policies that provide additional liability coverage above standard home and auto limits. It generally serves local clients by helping them bridge coverage gaps and protect substantial assets from unforeseen claims. This agency focuses on tailoring policies to individual risk profiles. It particularly assists homeowners and drivers preparing for the increased liability exposure that often accompanies holiday gatherings or seasonal travel.
As spring storms roll through Edmond, the need for added liability protection often becomes clear, and this office helps local homeowners respond accordingly. The Nerissa Berry Insurance Agency focuses exclusively on umbrella insurance, offering coverage that extends beyond standard auto or home policies. This extra layer safeguards assets and future income when a serious accident or unexpected event leads to a costly lawsuit. For anyone concerned about a substantial personal risk, the process begins with a straightforward review of existing policies and personal holdings to determine the appropriate coverage limit.
Statewide Insurance Agency in Edmond, Oklahoma helps individuals and businesses secure general liability coverage. Umbrella insurance from this agent provides extra policy limits above an existing commercial or auto liability policy, offering additional financial protection against large claims. This backstop coverage is especially useful when underlying limits are exhausted by a major lawsuit or accident. Local businesses such as offices, warehouses, and food service operations often rely on this agent’s umbrella options to shield their assets from catastrophic losses.
Shelter Insurance - Stefanie Kelley in Edmond, OK, is known for serving residents and businesses with personal umbrella insurance protection. This agent offers policies that extend liability coverage beyond standard homeowners and auto limits, safeguarding assets with added layers of security. Serving the greater Edmond area, clients can secure broader financial protection against major claims or lawsuits. For enhanced risk management, a specialist can also add on commercial auto coverage for business vehicles.
What Does an a Umbrella Insurance Agent in Edmond Cost?
The cost of an umbrella insurance policy in Oklahoma typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums can be higher for those with multiple properties, young drivers, or high-risk occupations. Actual costs vary based on your specific risk profile and the insurance company. This is general information and not insurance advice.
About umbrella insurance agents in Edmond
Umbrella insurance agents in Edmond Oklahoma help you secure extra liability protection that kicks in after your auto or homeowners policy limits are used up. This type of policy is especially useful in Oklahoma because the state follows a modified comparative fault rule, which can leave you responsible for a large share of damages if you are found partially at fault. An Edmond agent can tailor coverage to protect your assets from unexpected lawsuits or claims.
Frequently Asked Questions
What does an umbrella insurance agent in Edmond do?
An umbrella insurance agent in Edmond helps you evaluate your current liability risks and recommends a personal umbrella policy. They explain how the policy provides additional coverage above your auto and home insurance limits. The agent also assists with policy selection and claims support.
How much umbrella coverage do I need in Oklahoma?
The amount of umbrella coverage you need depends on your assets and potential liability exposure. Many agents suggest at least 1 million dollars in coverage. Oklahoma law does not require umbrella insurance, but it can protect your savings and future income from large judgments.
Does Oklahoma law affect umbrella insurance claims?
Yes. Oklahoma uses a modified comparative fault rule, meaning you can recover damages only if you are less than 50 percent at fault. If you are partially at fault, your recovery is reduced by your percentage of fault. Umbrella insurance helps cover your share of damages if you are found partially responsible.
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