The top-rated umbrella insurance agent in Lawton, Oklahoma is Farmers Insurance - Caleb Hutson, rated 5.0 stars across 172 reviews. Other highly rated options include Rusty England - State Farm Insurance Agent, ABC Medicare & Health Insurance Agency, Jennifer Robinette Insurance Agency. This directory lists 20 umbrella insurance agents serving Lawton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Caleb Hutson | 1038 NW 38th St | (580) 699-3400 |
| 2 | Rusty England - State Farm Insurance Agent | 619 SW C Ave | (580) 355-8844 |
| 3 | ABC Medicare & Health Insurance Agency | 7615 NW Cache Rd Suite 3 | (580) 248-5708 |
| 4 | Jennifer Robinette Insurance Agency | 1924 NW Cache Rd | (580) 536-9100 |
| 5 | Farmers Insurance - Angela Schertle | 28 NW 44th St | (580) 355-1144 |
| 6 | Shelter Insurance - Melissa Shelton | 709 SW B Ave | (580) 353-8833 |
| 7 | Larry Bush Insurance | 3130 NW Cache Rd # 1 | (580) 354-1017 |
| 8 | Farmers Insurance - Mindy Pritchard | 305 NW Sheridan Rd | (580) 248-6286 |
| 9 | Oklahoma Farm Bureau Insurance - Lawton | 502 SW 11th St | (580) 353-5173 |
| 10 | Floyd's Insurance Agency | 1306 NW 53rd St | (580) 536-4445 |
Farmers Insurance - Caleb Hutson serves the Lawton, Oklahoma metro area, providing umbrella insurance agent services to residents and businesses. This agency helps clients secure additional liability coverage that extends beyond the limits of standard homeowners and auto policies. Umbrella policies protect assets by covering legal costs and damages from serious accidents or claims. The firm assists with assessing individual liability risks and determining appropriate coverage levels. It handles personal umbrella policies for families and commercial umbrella coverage for local enterprises in Lawton.
Rusty England - State Farm Insurance Agent in Lawton, OK provides standard personal umbrella liability policies that extend coverage beyond the limits of homeowners and auto insurance. Service includes reviewing current policies to identify potential gaps in protection and offering annual policy checks to adjust coverage for changing risks. The agency handles general liability claims coordination for sudden property damage or bodily injury incidents. It services single-family homes, apartments, retail, and restaurants.
ABC Medicare & Health Insurance Agency serves homeowners, businesses, and property managers in the Lawton, Oklahoma area who require umbrella insurance to extend their liability protection beyond standard policy limits. The agency provides coverage solutions that guard against major claims and lawsuits by offering an additional layer of security for assets. Clients receive personalized assistance assessing their unique risk profiles and policy needs. The company also serves individuals and organizations in the nearby community of Fort Sill.
Jennifer Robinette Insurance Agency in Lawton, OK, helps clients choose between a one-time umbrella policy for a single asset or a recurring plan covering multiple properties over time. These policies provide broad liability coverage that extends beyond standard home or auto limits, protecting against major claims or lawsuits. Service is available on an as-needed basis, whether for a new policy purchase, an annual policy review, or a coverage adjustment following a life change.
Farmers Insurance - Angela Schertle serves Lawton, Oklahoma, and the surrounding communities with umbrella insurance policies. The agency handles coverage that extends beyond standard auto, home, or boat policies to provide additional liability protection. This service helps clients safeguard their assets against major claims and lawsuits. It evaluates each client’s existing insurance portfolio to identify gaps in coverage. The agency then tailors a policy that matches those specific risks and limits. For a typical job, it begins by reviewing the client’s personal exposure and then adjusts the umbrella limit accordingly.
In Lawton, Oklahoma, seasonal hailstorms and heavy rains increase the need for protection beyond standard policies for local homeowners. Shelter Insurance - Melissa Shelton provides umbrella insurance agents to help clients secure additional liability coverage against major claims. These policies bridge gaps in auto and home coverage, safeguarding personal assets from substantial financial loss during severe weather events. An initial phone consultation assesses current coverage limits and identifies specific liability risks unique to each property. This assessment includes a review of existing policies before moving forward.
Operating from Lawton, Oklahoma, Larry Bush Insurance specializes in umbrella insurance, offering policy coverage that extends liability protection beyond standard home and auto limits. The agency assists local clients in securing additional financial defense against major claims and lawsuits. General service work involves consultation to align umbrella policies with existing personal or commercial insurance portfolios, helping customers address potential asset risks. During storm season, the agency particularly guides clients on how umbrella coverage can supplement deductibles and liability costs from severe weather incidents.
Farmers Insurance - Mindy Pritchard in Lawton, OK, is known for providing core umbrella insurance policies that extend personal liability coverage beyond standard home and auto limits. Its service range includes protecting local residents from major claims and lawsuits that could threaten personal assets. This agency helps individuals and families secure additional layers of financial defense against unexpected accidents on their property. A specialty service it can add on is excess liability coverage for rental properties owned by the policyholder.
Oklahoma Farm Bureau Insurance - Lawton provides residential umbrella insurance to protect homeowners from major liability claims, while also offering commercial umbrella policies for local businesses in Lawton, OK. This coverage serves as an extra layer of security beyond standard auto or homeowners limits. Clients throughout the Lawton area can rely on this agency for initial policy setup and for prompt follow-up or repeat service between regular visits to adjust coverage as needs change.
What Does an a Umbrella Insurance Agent in Lawton Cost?
In Oklahoma, umbrella insurance premiums generally range from 150 to 350 dollars annually for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, may cost 300 to 800 dollars per year. Your exact rate depends on factors like your home value, number of cars, and claims history. This is general information and not insurance advice.
About umbrella insurance agents in Lawton
Umbrella insurance agents in Lawton, Oklahoma help clients secure additional liability coverage that goes beyond the limits of auto and homeowners policies. Oklahoma law does not require umbrella insurance, but it can protect assets from large claims or lawsuits. Local agents understand the risks specific to the Lawton area, including weather-related incidents and high-traffic roads like I-44.
Frequently Asked Questions
What does an umbrella insurance agent in Lawton do?
An umbrella insurance agent helps you assess your current liability coverage and recommends a policy that adds extra protection. They explain how umbrella insurance works with your existing auto and home policies in Oklahoma.
How much umbrella insurance do I need in Oklahoma?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and risk factors. Oklahoma courts can award large judgments, so higher limits may be wise for homeowners or business owners.
Is umbrella insurance expensive in Lawton?
Umbrella insurance in Oklahoma typically costs between 150 and 350 dollars per year for 1 million dollars of coverage. Costs vary based on your driving record, property value, and number of vehicles.
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