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Find Umbrella Insurance Agents Near You in Lawton, OK

Browse umbrella insurance agents serving Lawton, Oklahoma. Updated 2026-07-14.

The top-rated umbrella insurance agent in Lawton, Oklahoma is Farmers Insurance - Caleb Hutson, rated 5.0 stars across 172 reviews. Other highly rated options include Rusty England - State Farm Insurance Agent, ABC Medicare & Health Insurance Agency, Jennifer Robinette Insurance Agency. This directory lists 20 umbrella insurance agents serving Lawton.

Showing 20 umbrella insurance agents in Lawton, OKListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Caleb Hutson1038 NW 38th St(580) 699-3400
2Rusty England - State Farm Insurance Agent619 SW C Ave(580) 355-8844
3ABC Medicare & Health Insurance Agency7615 NW Cache Rd Suite 3(580) 248-5708
4Jennifer Robinette Insurance Agency1924 NW Cache Rd(580) 536-9100
5Farmers Insurance - Angela Schertle28 NW 44th St(580) 355-1144
6Shelter Insurance - Melissa Shelton709 SW B Ave(580) 353-8833
7Larry Bush Insurance3130 NW Cache Rd # 1(580) 354-1017
8Farmers Insurance - Mindy Pritchard305 NW Sheridan Rd(580) 248-6286
9Oklahoma Farm Bureau Insurance - Lawton502 SW 11th St(580) 353-5173
10Floyd's Insurance Agency1306 NW 53rd St(580) 536-4445
FI
1038 NW 38th St
Farmers Insurance - Caleb Hutson
Umbrella Insurance Agent · Lawton, OK

Farmers Insurance - Caleb Hutson serves the Lawton, Oklahoma metro area, providing umbrella insurance agent services to residents and businesses. This agency helps clients secure additional liability coverage that extends beyond the limits of standard homeowners and auto policies. Umbrella policies protect assets by covering legal costs and damages from serious accidents or claims. The firm assists with assessing individual liability risks and determining appropriate coverage levels. It handles personal umbrella policies for families and commercial umbrella coverage for local enterprises in Lawton.

RE
619 SW C Ave
Rusty England - State Farm Insurance Agent
Umbrella Insurance Agent · Lawton, OK

Rusty England - State Farm Insurance Agent in Lawton, OK provides standard personal umbrella liability policies that extend coverage beyond the limits of homeowners and auto insurance. Service includes reviewing current policies to identify potential gaps in protection and offering annual policy checks to adjust coverage for changing risks. The agency handles general liability claims coordination for sudden property damage or bodily injury incidents. It services single-family homes, apartments, retail, and restaurants.

AM
7615 NW Cache Rd Suite 3
ABC Medicare & Health Insurance Agency
Umbrella Insurance Agent · Lawton, OK

ABC Medicare & Health Insurance Agency serves homeowners, businesses, and property managers in the Lawton, Oklahoma area who require umbrella insurance to extend their liability protection beyond standard policy limits. The agency provides coverage solutions that guard against major claims and lawsuits by offering an additional layer of security for assets. Clients receive personalized assistance assessing their unique risk profiles and policy needs. The company also serves individuals and organizations in the nearby community of Fort Sill.

JR
1924 NW Cache Rd
Jennifer Robinette Insurance Agency
Umbrella Insurance Agent · Lawton, OK

Jennifer Robinette Insurance Agency in Lawton, OK, helps clients choose between a one-time umbrella policy for a single asset or a recurring plan covering multiple properties over time. These policies provide broad liability coverage that extends beyond standard home or auto limits, protecting against major claims or lawsuits. Service is available on an as-needed basis, whether for a new policy purchase, an annual policy review, or a coverage adjustment following a life change.

FI
28 NW 44th St
Farmers Insurance - Angela Schertle
Umbrella Insurance Agent · Lawton, OK

Farmers Insurance - Angela Schertle serves Lawton, Oklahoma, and the surrounding communities with umbrella insurance policies. The agency handles coverage that extends beyond standard auto, home, or boat policies to provide additional liability protection. This service helps clients safeguard their assets against major claims and lawsuits. It evaluates each client’s existing insurance portfolio to identify gaps in coverage. The agency then tailors a policy that matches those specific risks and limits. For a typical job, it begins by reviewing the client’s personal exposure and then adjusts the umbrella limit accordingly.

SI
709 SW B Ave
Shelter Insurance - Melissa Shelton
Umbrella Insurance Agent · Lawton, OK

In Lawton, Oklahoma, seasonal hailstorms and heavy rains increase the need for protection beyond standard policies for local homeowners. Shelter Insurance - Melissa Shelton provides umbrella insurance agents to help clients secure additional liability coverage against major claims. These policies bridge gaps in auto and home coverage, safeguarding personal assets from substantial financial loss during severe weather events. An initial phone consultation assesses current coverage limits and identifies specific liability risks unique to each property. This assessment includes a review of existing policies before moving forward.

LB
3130 NW Cache Rd # 1
Larry Bush Insurance
Umbrella Insurance Agent · Lawton, OK

Operating from Lawton, Oklahoma, Larry Bush Insurance specializes in umbrella insurance, offering policy coverage that extends liability protection beyond standard home and auto limits. The agency assists local clients in securing additional financial defense against major claims and lawsuits. General service work involves consultation to align umbrella policies with existing personal or commercial insurance portfolios, helping customers address potential asset risks. During storm season, the agency particularly guides clients on how umbrella coverage can supplement deductibles and liability costs from severe weather incidents.

FI
305 NW Sheridan Rd
Farmers Insurance - Mindy Pritchard
Umbrella Insurance Agent · Lawton, OK

Farmers Insurance - Mindy Pritchard in Lawton, OK, is known for providing core umbrella insurance policies that extend personal liability coverage beyond standard home and auto limits. Its service range includes protecting local residents from major claims and lawsuits that could threaten personal assets. This agency helps individuals and families secure additional layers of financial defense against unexpected accidents on their property. A specialty service it can add on is excess liability coverage for rental properties owned by the policyholder.

OF
502 SW 11th St
Oklahoma Farm Bureau Insurance - Lawton
Umbrella Insurance Agent · Lawton, OK

Oklahoma Farm Bureau Insurance - Lawton provides residential umbrella insurance to protect homeowners from major liability claims, while also offering commercial umbrella policies for local businesses in Lawton, OK. This coverage serves as an extra layer of security beyond standard auto or homeowners limits. Clients throughout the Lawton area can rely on this agency for initial policy setup and for prompt follow-up or repeat service between regular visits to adjust coverage as needs change.

FS
1306 NW 53rd St
Floyd's Insurance Agency
Umbrella Insurance Agent · Lawton, OK
SS
716 W Gore Blvd
Smith & Sons Insurance Agency
Umbrella Insurance Agent · Lawton, OK
(580) 353-0668
smithsonsinsurance.com
BI
8209 NW Quanah Parker Trailway, 2502 NW 82nd St
Billingsley Insurance Group
Umbrella Insurance Agent · Lawton, OK
(580) 319-7997
thebillingsleyway.com
UI
1301 W Gore Blvd # 6
Us Insurance LLC
Umbrella Insurance Agent · Lawton, OK
(580) 351-6999
AO
1924 NW Cache Rd
AAA Oklahoma - Lawton - Insurance/Membership Only
Umbrella Insurance Agent · Lawton, OK
(580) 536-9100
cluballiance.aaa.com/locations/aaa-stores/OK0025/aaa-lawton-insurance-membership-only-1924-nw-cache-road-lawton
MA
1416 NW 52nd St
McBride Agency
Umbrella Insurance Agent · Lawton, OK
(580) 355-5786
mcbrideok.com
HI
1103 NW 67th St
Humble Insurance Agency
Umbrella Insurance Agent · Lawton, OK
(580) 510-8080
afrmic.com/find-an-agent/humble-ins-agy-0
IL
10 SW 2nd St Suite 1
INSURICA Lawton
Umbrella Insurance Agent · Lawton, OK
(580) 355-4500
insurica.com/locations/lawton-ok
WI
419 SW 11th St
Welborn Insurance Agency, Inc.
Umbrella Insurance Agent · Lawton, OK
(580) 353-6223
welbornins.com
FI
707 NW Sheridan Rd
Farmers Insurance - Amanda Thoma
Umbrella Insurance Agent · Lawton, OK
(580) 355-7847
agents.farmers.com/ok/lawton/amanda-thoma
DI
507 NW Sheridan Rd
Dismuke Insurance Agency
Umbrella Insurance Agent · Lawton, OK
(580) 357-1110
insurancelawtonok.com

What Does an a Umbrella Insurance Agent in Lawton Cost?

In Oklahoma, umbrella insurance premiums generally range from 150 to 350 dollars annually for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, may cost 300 to 800 dollars per year. Your exact rate depends on factors like your home value, number of cars, and claims history. This is general information and not insurance advice.

About umbrella insurance agents in Lawton

Umbrella insurance agents in Lawton, Oklahoma help clients secure additional liability coverage that goes beyond the limits of auto and homeowners policies. Oklahoma law does not require umbrella insurance, but it can protect assets from large claims or lawsuits. Local agents understand the risks specific to the Lawton area, including weather-related incidents and high-traffic roads like I-44.

Frequently Asked Questions

What does an umbrella insurance agent in Lawton do?

An umbrella insurance agent helps you assess your current liability coverage and recommends a policy that adds extra protection. They explain how umbrella insurance works with your existing auto and home policies in Oklahoma.

How much umbrella insurance do I need in Oklahoma?

Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and risk factors. Oklahoma courts can award large judgments, so higher limits may be wise for homeowners or business owners.

Is umbrella insurance expensive in Lawton?

Umbrella insurance in Oklahoma typically costs between 150 and 350 dollars per year for 1 million dollars of coverage. Costs vary based on your driving record, property value, and number of vehicles.

Umbrella Insurance Agents in Other Oklahoma Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.