The top-rated umbrella insurance agent in Owasso, Oklahoma is Keith Tew - HomeTown Insurance Agency, rated 5.0 stars across 352 reviews. Other highly rated options include Extra Mile Insurance Solutions, TWFG Insurance Services - Stamper Agency, Glover Family Independent Insurance. This directory lists 18 umbrella insurance agents serving Owasso.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Keith Tew - HomeTown Insurance Agency | 118 S Main St | (918) 928-4545 |
| 2 | Extra Mile Insurance Solutions | 202 S Cedar St suite e | (918) 973-6773 |
| 3 | TWFG Insurance Services - Stamper Agency | 9100 N Garnett Rd a | (918) 609-5000 |
| 4 | Glover Family Independent Insurance | 10505 N Owasso Expy | (918) 401-0999 |
| 5 | Farmers Insurance - John Tooley | 12420 East 86th St N | (918) 609-6192 |
| 6 | R&B Insurance Solutions LLC | 13315 E 112th St N Ste 300 | (918) 221-5595 |
| 7 | Levi Molini Agency, Inc. | 11519 N Garnett Rd | (918) 371-7800 |
| 8 | Robert Long - State Farm Insurance Agent | 12345 East 86th St N | (918) 272-7162 |
| 9 | Hendren Insurance Group | 8506 N 128th E Ave | (918) 272-4700 |
| 10 | Shelter Insurance - Kayla Kerr | 12801 E 85th St N Ste 104 | (918) 274-8331 |
Keith Tew - HomeTown Insurance Agency serves the Owasso, Oklahoma, metro area as a provider of umbrella insurance policies. This agency offers supplemental liability coverage that extends beyond the limits of standard auto or homeowners policies, helping to protect clients from major claims and lawsuits. The agent evaluates personal assets and risk exposure to determine appropriate umbrella limits for each client. Specific services handled in this area include securing additional liability protection for homeowners and personal umbrella policies for automobile risks.
Extra Mile Insurance Solutions provides personalized umbrella insurance coverage designed to extend liability protection beyond standard home and auto policies. Its service supports clients in Owasso by helping identify gaps in existing coverage limits, ensuring adequate asset protection. The company works with homeowners and vehicle owners to structure plans that offer a broad protective layer for unexpected claims or lawsuits. It serves a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
TWFG Insurance Services - Stamper Agency serves homeowners, businesses, and property managers in Owasso, OK, by offering umbrella insurance policies that extend liability coverage beyond standard limits. This added protection helps safeguard assets against large claims or lawsuits. The agency works with clients to assess their exposure and find appropriate coverage from multiple insurance carriers. It also provides support for questions about policy terms and claims procedures. The agency further serves the surrounding communities of the Tulsa metropolitan area, including nearby Broken Arrow.
Glover Family Independent Insurance provides umbrella insurance services for residents of Owasso, Oklahoma, along with the surrounding communities of Tulsa and Collinsville. The agency handles excess liability coverage designed to extend protection beyond standard home and auto policies. Its agents assess each client’s personal risk profile to recommend appropriate policy limits. When addressing a typical job, the company begins by reviewing a client’s existing insurance portfolio and personal assets to determine the level of extra liability needed.
For those exploring liability coverage, a one-time review of existing policies helps identify gaps an umbrella insurance agent addresses, while an ongoing service relationship manages evolving risks. At Farmers Insurance - John Tooley in Owasso, OK, the agent evaluates how a personal umbrella policy extends liability limits beyond standard auto and homeowners coverage. This added layer protects future assets and savings. They help clients understand the minimum underlying insurance requirements. This service operates on an as-needed basis, typically when policy changes or major life events occur.
R&B Insurance Solutions LLC in Owasso, OK specializes in umbrella insurance agent services, offering supplementary liability coverage that extends beyond the limits of standard home and auto policies. It also providers general assistance with risk assessment and policy selection for local residents and businesses. As severe thunderstorms and tornado season approach in northeastern Oklahoma, this agency helps property owners evaluate their need for additional liability protection against significant weather-related claims.
Levi Molini Agency, Inc. provides general insurance services to clients in Owasso and the surrounding area. The agency specializes in umbrella insurance, which offers extra liability coverage that extends beyond the limits of standard home and auto policies. This additional protection helps safeguard personal assets against major claims or lawsuits. Levi Molini Agency, Inc. can serve many commercial sectors, including offices, warehouses, and food service operations.
In Owasso, spring storms often bring concerns about liability from accidents on one’s property. Robert Long’s agency as a State Farm Insurance Agent addresses this need by offering umbrella policies that extend coverage beyond standard home or auto limits. These plans help protect savings and future earnings from large lawsuits. An advisor explains how additional coverage layers work in real life scenarios. To begin, a client schedules an initial financial review to assess current liabilities and risk exposure.
Hendren Insurance Group in Owasso, Oklahoma is known for helping local residents and businesses secure umbrella insurance coverage that extends liability protection beyond standard policies. This service safeguards assets from major claims or lawsuits, offering crucial added peace of mind. An umbrella agent evaluates existing homeowners and auto policies to determine appropriate additional limits. A fine specialty this firm can provide is consultation on coverage for personal injury liabilities not typically included in base plans.
Shelter Insurance - Kayla Kerr provides residential umbrella insurance for homeowners in the Owasso area, offering coverage beyond standard policy limits to protect assets. Commercial umbrella policies are also available for local businesses seeking additional liability protection. Serving clients throughout Owasso and the surrounding communities, the agency works to tailor coverage to individual needs. After an initial policy is set, the office follows up between regular visits to review coverage updates or address any changes in the client’s situation.
What Does an a Umbrella Insurance Agent in Owasso Cost?
The cost of an umbrella insurance policy in Oklahoma typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Premiums vary based on your driving record, home value, number of properties, and other risk factors. An agent in Owasso can provide a personalized quote. This is general information, not insurance advice.
About umbrella insurance agents in Owasso
Umbrella insurance agents in Owasso Oklahoma help you add an extra layer of liability protection beyond your standard auto and homeowners policies. Oklahoma law requires minimum liability limits on auto insurance, but a personal umbrella policy can cover claims that exceed those limits. Local agents understand the specific risks for Owasso residents, including severe weather and recreational vehicle use.
Frequently Asked Questions
What does an umbrella insurance agent in Owasso do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your underlying auto and home insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Oklahoma?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your net worth and potential liability risks. Oklahoma courts allow large judgments, so higher limits may be wise for homeowners with significant assets.
Does Oklahoma law require umbrella insurance?
No, Oklahoma does not require umbrella insurance by statute. However, many lenders and landlords may require you to carry a minimum amount of liability coverage, and an umbrella policy can help meet those requirements.
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