The top-rated umbrella insurance agent in Shawnee, Oklahoma is Farmers Insurance - Kelli James, rated 4.9 stars across 221 reviews. Other highly rated options include My Insurance Agent, Shelter Insurance - Amy Price, Lonnell Alexander - State Farm Insurance Agent. This directory lists 19 umbrella insurance agents serving Shawnee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Kelli James | 444 W Federal St | (405) 585-2944 |
| 2 | My Insurance Agent | 1049 Vision Blvd Ste. 500 | (405) 878-8749 |
| 3 | Shelter Insurance - Amy Price | 304 E MacArthur St | (405) 273-1632 |
| 4 | Lonnell Alexander - State Farm Insurance Agent | 1328 N Harrison Ave #400 | (405) 395-9680 |
| 5 | Farmers Insurance - Raymond Skip Smith | 2000 N Harrison St | (405) 395-9995 |
| 6 | Carrell Insurance Agency | 1400 N Harrison Ave | (405) 275-6000 |
| 7 | Insurance and Financial Design, LLC | 39004 W MacArthur St Suite #120 | (405) 777-6478 |
| 8 | Multi-County Insurance Center | 624 W Independence St #108 | (405) 273-2720 |
| 9 | Oklahoma Farm Bureau Insurance | 3301 N Kickapoo Ave | (405) 273-4261 |
| 10 | Stanford Insurance | 2226 N Kickapoo Ave | (405) 273-7095 |
Farmers Insurance - Kelli James serves the Shawnee, Oklahoma area, offering umbrella insurance agent services. This agency helps clients secure additional liability coverage beyond standard policies, protecting assets from major claims or lawsuits. General umbrella insurance work in this region involves assessing risk exposure and recommending extended protection to homeowners and vehicle owners. The agency handles personal umbrella policies for those needing extra coverage, as well as excess liability options to safeguard against unforeseen legal judgments.
My Insurance Agent provides umbrella insurance services in Shawnee, Oklahoma, offering liability coverage that extends beyond the limits of standard auto and homeowners policies. The company helps clients assess their risk exposure and select appropriate additional protection layers. Polices are structured to safeguard assets and future earnings from major claims or lawsuits. The agency handles service requests and policy adjustments to ensure continuous coverage. It serves a range of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Shawnee, OK turn to Shelter Insurance - Amy Price for umbrella insurance agent services. This agency provides liability coverage that extends beyond standard policy limits, offering vital protection against major claims and lawsuits. Additional general services include policy reviews to help clients identify gaps in their existing coverage. The firm also serves clients in nearby communities throughout the greater Pottawatomie County area, including Tecumseh and the surrounding metro region.
Lonnell Alexander - State Farm Insurance Agent serves Shawnee, Oklahoma, and the surrounding communities. It handles umbrella insurance, which provides additional personal liability coverage beyond standard policies. Clients often seek this added protection for their assets against major claims or lawsuits. As an insurance agent, the company assesses each client’s current coverage and risk exposure. It then works to find appropriate policy limits that align with the client’s specific lifestyle and financial situation.
Umbrella insurance from Farmers Insurance - Raymond Skip Smith in Shawnee, OK can be chosen either as a one-time policy added to an existing coverage plan or as a scheduled endorsement renewed regularly alongside primary liability policies. Both options extend extra protection beyond standard home and auto limits, safeguarding assets from major lawsuit settlements or judgment claims. Service for this arrangement typically runs on an as-needed basis, with annual reviews and policy adjustments made whenever existing updates require additional umbrella liability limits.
Carrell Insurance Agency in Shawnee, Oklahoma offers umbrella insurance agent services, providing additional liability coverage that extends beyond the limits of standard home and auto policies. It serves local individuals and families by helping protect assets and future earnings from major claims or lawsuits. This coverage becomes particularly valuable during the winter months, when increased risks of slip-and-fall accidents on icy properties can lead to substantial legal financial exposure.
Insurance and Financial Design, LLC, serving Shawnee, Oklahoma, assists clients in securing personal liability coverage that extends beyond standard home and auto policies. The agency specializes in umbrella insurance, which provides an extra layer of protection for significant claims or lawsuits. Umbrella policies can help safeguard personal assets and future earnings against unforeseen events. This coverage is available for various commercial sectors, including offices, warehouses, and food service businesses, addressing their unique liability exposures.
As storm season approaches in central Oklahoma, many Shawnee homeowners seek extra financial protection beyond standard policies. Multi-County Insurance Center serves this need by offering umbrella coverage that extends liability limits for auto, home, and other personal risks. The agency works with area carriers to provide tailored layers of security against major lawsuits or accident claims. A first step for any customer is scheduling a detailed consultation to review existing policies and assess whether additional liability coverage is warranted.
Oklahoma Farm Bureau Insurance in Shawnee, Oklahoma, focuses on providing umbrella insurance agent services. Their work helps clients secure supplemental liability protection that extends beyond standard homeowners or auto policies. This coverage is particularly relevant for local property owners or those with recreational vehicles. Umbrella policies serve as an additional safeguard against major claims or lawsuits. A separate farm or ranch insurance policy may be added to their typical offerings.
What Does an a Umbrella Insurance Agent in Shawnee Cost?
In Oklahoma, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may range from 250 to 500 dollars annually. Costs vary based on your driving record, home value, and number of properties. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About umbrella insurance agents in Shawnee
An umbrella insurance agent in Shawnee, Oklahoma can help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Oklahoma law requires minimum liability limits on auto insurance, but a personal umbrella policy can provide extra protection for accidents or lawsuits. Local agents understand the risks specific to central Oklahoma, such as severe weather and high-traffic highways like I-40.
Frequently Asked Questions
What does an umbrella insurance agent in Shawnee do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing auto and home insurance limits. In Oklahoma, this extra layer can protect your savings and future income if you are sued for damages exceeding your primary policy limits.
How much umbrella coverage do I need in Oklahoma?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Oklahoma courts can award large judgments in liability cases, so you should consider coverage equal to or greater than your net worth.
Does Oklahoma law require umbrella insurance?
Oklahoma does not require umbrella insurance by law. However, if you have significant assets or a high-risk lifestyle, an agent can explain how an umbrella policy can help you meet court-ordered judgments that exceed your standard policy limits.
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