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Find Flood Insurance Agents Near You in Chattanooga, TN
Compare flood insurance agents in Chattanooga. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Chattanooga, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 17 flood insurance agents in Chattanooga, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Atlas Insurance Agency
2245 Olan Mills Dr, Chattanooga, TN 37421
(423) 822-5263
atlasinsurancetn.com
Rock Creek Insurance
1200 Mountain Creek Rd #441, Chattanooga, TN 37405
(423) 994-4200
rockcreekins.com
Greater Chattanooga Insurance
5506 Miller Dr, Chattanooga, TN 37411
(423) 894-1515
greaterchattanooga.net
Stevens Insurance Associates
7000 Lee Hwy #900, Chattanooga, TN 37421
(423) 894-8821
truststevens.com
River City Insurance
3320 Dayton Blvd, Chattanooga, TN 37415
(423) 843-2552
rivercityins.biz
Fields Insurance
3206 Dayton Blvd, Chattanooga, TN 37415
(423) 475-2085
fieldsinsuranceagency.com
Ramsey Family Insurance
5705 Marlin Rd Suite 2007, Chattanooga, TN 37411
(423) 212-1122
ramseyfamilyinsurance.com
RISE Insurance
412 Georgia Ave Suite 202, Chattanooga, TN 37403
(423) 541-1111
riseins.com
The Hendrickson Agency
5811 Lee Hwy Ste 411, Chattanooga, TN 37421
(423) 243-3200
agents.farmers.com
Sedlock Insurance Agency
5959 Shallowford Rd Suite 4310, Chattanooga, TN 37421
(423) 291-4834
sedlockinsurance.com
JSA - Options Insurance IS NOW PART OF CORNERSTONE INSURANCE GROUP
6505 Lee Hwy, Chattanooga, TN 37421
(423) 681-1380
jsteedagency.com
Cornerstone Insurance Group
6505 Lee Hwy, Chattanooga, TN 37421
(423) 894-0360
cornerstoneinsgrp.com
Elite Insurance Group ,LLC
6229 Vance Rd #115, Chattanooga, TN 37421
(423) 635-7717
eliteinsurancetn.com
Goosehead Insurance - Steven Ferman
300 Ashland Terrace Suite B, Chattanooga, TN 37415
(423) 810-1041
goosehead.com
Shelter Insurance - Bobby Bennett
5811 Lee Hwy #415, Chattanooga, TN 37421
(423) 899-0148
shelterinsurance.com
Janie Turner Shetter Agency a division of KMA Insurance Group
3871 Hixson Pike Ste B, Chattanooga, TN 37415
(423) 877-8267
kmainsurancegroup.com
Shelter Insurance - Bob Standifer, Jr.
4830 TN-58 Ste 118, Chattanooga, TN 37416
(423) 899-9142
shelterinsurance.com
Flood insurance agents in Chattanooga help property owners secure coverage against flood damage. Tennessee law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents understand the specific flood risks from the Tennessee River and nearby creeks.
What Does a Flood Insurance Agent in Chattanooga Cost?
Flood insurance costs in Tennessee vary by property location elevation and coverage amount. For a standard NFIP policy annual premiums typically range from 700 to 2000 dollars for a single-family home. Private flood insurance may cost more or less depending on risk factors. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Chattanooga do?
A flood insurance agent helps you find and purchase a flood insurance policy through the National Flood Insurance Program or a private insurer. They assess your property risk and explain coverage limits and deductibles. They also assist with filing claims if you experience flood damage.
Do I need flood insurance in Chattanooga Tennessee?
Flood insurance is required for properties in Special Flood Hazard Areas if you have a mortgage from a federally regulated lender. Even outside high-risk zones flooding can occur so many homeowners choose to buy coverage. Chattanooga has experienced significant flooding events in recent years.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.