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HomeFlood Insurance AgentsTennessee › Clarksville

Find Flood Insurance Agents Near You in Clarksville, TN

Browse flood insurance agents serving Clarksville, Tennessee. Updated 2026-07-14.

The top-rated flood insurance agent in Clarksville, Tennessee is Legacy Insurance, rated 4.9 stars across 721 reviews. Other highly rated options include Farm Bureau Insurance, Augustine Insurance, BFS Insurance Group. This directory lists 20 flood insurance agents serving Clarksville.

Showing 20 flood insurance agents in Clarksville, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Legacy Insurance2017 Wilma Rudolph Blvd(931) 538-1655
2Farm Bureau Insurance2197 Madison St #101(931) 645-2124
3Augustine Insurance2857 Fort Campbell Blvd(931) 431-3677
4BFS Insurance Group1820 Madison St G(931) 503-1533
5Clarksville Insurance Agency2859 Fort Campbell Blvd(931) 431-4551
6Morford Agency: Allstate Insurance2053 Wilma Rudolph Blvd Ste A(931) 645-2727
7Kathryn Minniehan: Allstate Insurance345 Union St(931) 542-0401
8The Stack Agency - Insurance Broker105 Ussery Rd(931) 346-7700
9Kimeo Smith Agency1808 Memorial Cir Ste B(615) 438-1893
10Keri Lovato, Southbound Insurance Agency, LLC151 W Dunbar Cave Rd(931) 463-0036
LI
2017 Wilma Rudolph Blvd
Legacy Insurance
Flood Insurance Agent · Clarksville, TN

Legacy Insurance serves the Clarksville, TN area as a flood insurance agent. The agency helps property owners assess their flood risk and secure appropriate coverage. Understanding local flood zones and their impact on insurance requirements is central to its work. Clients receive guidance through the application process, including understanding waiting periods and coverage limits. The agency also assists with policy adjustments as flood maps change. It handles both federal NFIP policies for residential and commercial flood insurance needs in the Clarksville region.

FB
2197 Madison St #101
Farm Bureau Insurance
Flood Insurance Agent · Clarksville, TN

Farm Bureau Insurance provides flood insurance agent services to property owners in Clarksville, Tennessee. It assists clients in securing coverage through the National Flood Insurance Program, offering guidance on policy selection and claims support. The agency helps implement long-term risk management plans for properties vulnerable to flooding. Its service coordination includes periodic policy reviews to ensure adequate coverage as local flood maps change. The agent services single-family homes, apartments, retail locations, and restaurants throughout the Clarksville area.

AI
2857 Fort Campbell Blvd
Augustine Insurance
Flood Insurance Agent · Clarksville, TN

Augustine Insurance serves as a flood insurance agent in Clarksville, TN, offering a range of services including policy consultations, risk assessment, and filing claims for flood damage. It provides routine service through annual policy reviews, ensuring coverage remains aligned with changing flood zone maps and property values. Additionally, it offers maintenance by assisting clients with updates to their policies when home renovations or new constructions occur. The company services single-family homes, apartments, retail properties, and restaurants.

BI
1820 Madison St G
BFS Insurance Group
Flood Insurance Agent · Clarksville, TN

BFS Insurance Group serves the Clarksville, Tennessee area and its surrounding communities with flood insurance agency services. The company handles applications for flood policies through the National Flood Insurance Program and private market options. It assesses property flood zone risks and explains coverage details to clients. When managing a typical job, it carefully reviews each property’s location and elevation data to determine appropriate policy limits.

CI
2859 Fort Campbell Blvd
Clarksville Insurance Agency
Flood Insurance Agent · Clarksville, TN

Homeowners, businesses, and property managers in Clarksville, Tennessee rely on Clarksville Insurance Agency for flood insurance coverage. This local agent helps clients understand the National Flood Insurance Program and select appropriate policies to protect their properties from water damage common to the area. Services include assessing flood risk, comparing available plans, and guiding customers through the application process. The agency also serves nearby communities such as Sango, providing flood insurance solutions throughout the Clarksville metro region.

MA
2053 Wilma Rudolph Blvd Ste A
Morford Agency: Allstate Insurance
Flood Insurance Agent · Clarksville, TN

Morford Agency: Allstate Insurance offers both one-time flood insurance certificates for single transactions and recurring annual policies for ongoing property protection. Coverage typically includes structural damage from rising waters, helping property owners in Clarksville, TN, comply with lender requirements or safeguard investments. Knowledge of local flood zones assists clients in selecting appropriate limits depending on their property's specific risk. Services are available as either a one-time purchase for closing documentation or on a scheduled as-needed basis.

KM
345 Union St
Kathryn Minniehan: Allstate Insurance
Flood Insurance Agent · Clarksville, TN

Kathryn Minniehan: Allstate Insurance in Clarksville, TN provides flood insurance agent services, helping property owners secure specialized flood policies to protect against water damage. The general work involves assessing individual property risks and guiding clients through coverage options for residential or commercial structures. Following heavy seasonal rains or the threat of rising river levels from nearby waterways, the agency assists in securing protection before flooding occurs.

SA
105 Ussery Rd
The Stack Agency - Insurance Broker
Flood Insurance Agent · Clarksville, TN

Spring storms and flash flooding can pose serious concerns for Clarksville property owners, especially near the Cumberland River and its tributaries. The Stack Agency - Insurance Broker responds by guiding local homeowners and businesses through the available flood insurance options under the National Flood Insurance Program. They help clients understand coverage limits, waiting periods, and elevation requirements for their specific properties in this flood-prone region. An agent typically begins with a review of the property's flood zone designation and a discussion of estimated reconstruction costs during an initial consultation or inspection.

KS
1808 Memorial Cir Ste B
Kimeo Smith Agency
Flood Insurance Agent · Clarksville, TN

Serving Clarksville, Tennessee and its surrounding communities, Kimeo Smith Agency handles flood insurance needs for residential and commercial properties. The agency guides property owners through the complexities of flood zone regulations and policy coverage requirements specific to the region. Typical jobs involve assessing a property's location within a floodplain, explaining the differences between National Flood Insurance Program and private market options, and helping clients compare deductibles and coverage limits. For each policy, the agency first reviews the flood map and then presents tailored coverage selections.

KL
151 W Dunbar Cave Rd
Keri Lovato, Southbound Insurance Agency, LLC
Flood Insurance Agent · Clarksville, TN

Keri Lovato, Southbound Insurance Agency, LLC serves homeowners, businesses, and property managers in Clarksville, Tennessee with essential flood insurance policies. This agency assists clients in understanding flood zone risks and securing coverage to protect their properties and assets from water damage. Representatives guide customers through the application process and explain policy details for both residential and commercial structures. The agency also provides flood insurance services to property owners in neighboring Fort Campbell and surrounding Montgomery County communities.

FB
2225 Lowes Dr Suite C
Farm Bureau Insurance
Flood Insurance Agent · Clarksville, TN
(931) 538-6500
fbitn.com/tn/montgomery-county/clarksville/montgomery-lowes-dr-agency
FB
629 N Riverside Dr
Farm Bureau Insurance
Flood Insurance Agent · Clarksville, TN
(931) 645-4512
fbitn.com/tn/montgomery-county/clarksville/montgomery-riverside-dr-agency
SI
138 Center Pointe Dr Ste D2
Shelter Insurance - Tim Shank
Flood Insurance Agent · Clarksville, TN
(931) 552-3465
shelterinsurance.com/CA/agent/TSHANK
CI
128 N 2nd St
Clarksville Insurance Agency Ltd.
Flood Insurance Agent · Clarksville, TN
(931) 716-5037
PI
1310 Madison St
Protected Insurance
Flood Insurance Agent · Clarksville, TN
(931) 542-9388
protectedinsgrp.com
SR
409 Madison St
SouthPoint Risk
Flood Insurance Agent · Clarksville, TN
(931) 647-6400
southpointrisk.com/clarksville-office
SI
138 Center Pointe Dr Ste D1
Shelter Insurance - Freddie Hoard
Flood Insurance Agent · Clarksville, TN
(931) 648-2275
shelterinsurance.com/CA/agent/FHOARD
MS
35 Crossland Ave B
Mid South Insurance Inc
Flood Insurance Agent · Clarksville, TN
(931) 552-0874
msiclarksville.com
FI
1803-B Madison St
Farmers Insurance - Marcalee Baxter
Flood Insurance Agent · Clarksville, TN
(931) 436-9024
marcaleebaxterinsurance.com
GI
159 Darlene Dr Building 2, Suite 235
Goosehead Insurance - Brittany Perry
Flood Insurance Agent · Clarksville, TN
(931) 525-6955
goosehead.com/agents/tn/clarksville/brittany-perry

What Does a a Flood Insurance Agent in Clarksville Cost?

Flood insurance costs in Tennessee vary by property location elevation and coverage amount. For an NFIP policy annual premiums typically range from 700 to 2000 dollars for a standard home in a moderate-risk zone. High-risk flood zone properties can see premiums of 2000 to 5000 dollars or more per year. Private market policies may offer different pricing. This is general information and not insurance advice.

About flood insurance agents in Clarksville

Flood insurance agents in Clarksville Tennessee help property owners understand and purchase flood coverage through the National Flood Insurance Program or private insurers. Tennessee law does not require flood insurance for most properties but mortgage lenders often mandate it for homes in high-risk flood zones. Clarksville sits near the Cumberland River making flood risk a key concern for many homeowners in the area.

Frequently Asked Questions

Do I need flood insurance in Clarksville Tennessee?

Flood insurance is not required by Tennessee state law but your mortgage lender may require it if your property is in a FEMA-designated Special Flood Hazard Area. Even properties outside high-risk zones can flood so many Clarksville residents choose to buy coverage for peace of mind.

What does a flood insurance agent in Clarksville do?

A flood insurance agent helps you assess your flood risk based on your property location and elevation. They explain NFIP policy limits and private market options and assist with completing the application and elevation certificate requirements.

How long does it take to get flood insurance in Tennessee?

Standard NFIP policies have a 30-day waiting period before coverage begins unless the policy is purchased in connection with a new home loan. Private flood insurance may offer shorter waiting periods so ask your agent about timing.

Flood Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.