ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Flood Insurance Agents Near You in Franklin, TN

Browse flood insurance agents serving Franklin, Tennessee. Updated 2026-07-14.

The top-rated flood insurance agent in Franklin, Tennessee is Boxwood Insurance Group, rated 5.0 stars across 181 reviews. Other highly rated options include Benton White Insurance, Stewart Insurance Group, Triton Insurance Group Franklin Tennessee. This directory lists 21 flood insurance agents serving Franklin.

Showing 21 flood insurance agents in Franklin, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Boxwood Insurance Group3020 Stansberry Ln Suite 202(615) 245-5851
2Benton White Insurance231 Public Square Suite 300(615) 377-1212
3Stewart Insurance GroupWesthaven Town Center, 102 Front St(615) 465-6072
4Triton Insurance Group Franklin Tennessee4151 Old Hillsboro Rd(615) 234-0157
5Johnston & Associates Insurance321 Billingsly Ct STE 18(615) 716-2123
6Allee Agency Inc330 Mallory Station Rd STE A2(615) 386-7153
7Shellnut Insurance and Associates LLC130 Seaboard Ln STE A5(615) 850-9006
8Holt Insurance Agency1894 General George Patton Dr #700(615) 221-7094
9Vireya Insurance2550 Meridian Blvd 200 # 7598(866) 368-3521
10Williams Insurance Group256 Seaboard Ln STE H102(615) 850-4222
BI
3020 Stansberry Ln Suite 202
Boxwood Insurance Group
Flood Insurance Agent · Franklin, TN

Boxwood Insurance Group serves Franklin and Williamson County as a flood insurance agent. The company helps homeowners and business owners navigate the National Flood Insurance Program and private market options. Because the area experiences seasonal storms and flash flooding, property owners often need guidance on coverage limits and claim procedures. Boxwood Insurance Group handles risk assessments and policy enrollment for residential and commercial flood protection in this region.

BW
231 Public Square Suite 300
Benton White Insurance
Flood Insurance Agent · Franklin, TN

Benton White Insurance serves homeowners, businesses, and property managers in Franklin, TN, with personalized guidance on flood insurance policies. They help clients assess their flood risk and select appropriate coverage from available options. Their service includes explaining policy details and assisting with the application process for this specific type of property protection. The agency also covers nearby communities within the greater Nashville metro area, including Brentwood.

SI
Westhaven Town Center, 102 Front St
Stewart Insurance Group
Flood Insurance Agent · Franklin, TN

Stewart Insurance Group in Franklin, Tennessee, provides comprehensive flood insurance services, including policy consultation, risk assessment, and claims assistance for properties in flood-prone zones. Its ongoing service plans include annual policy reviews and updates to coverage as flood maps change. The agency also offers maintenance guidance for flood mitigation measures, such as elevating utilities and sealing foundations. Stewart Insurance Group serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

TI
4151 Old Hillsboro Rd
Triton Insurance Group Franklin Tennessee
Flood Insurance Agent · Franklin, TN

Triton Insurance Group in Franklin, Tennessee distinguishes between one-time flood insurance policies for specific property transactions and recurring annual coverage ensuring continuous protection against rising waters. This firm assists homeowners and businesses in Franklin by evaluating flood zone risks and securing appropriate policies through the National Flood Insurance Program or private markets. Services are available on a one-time basis for closing requirements or as scheduled, such as annual renewals, with additional as-needed consultations for policy adjustments or claims support.

JA
321 Billingsly Ct STE 18
Johnston & Associates Insurance
Flood Insurance Agent · Franklin, TN

As spring storms approach the Franklin area, many homeowners turn to Johnston & Associates Insurance for guidance on flood coverage. This agency handles the specific risks local properties face near streams and low-lying zones. They explain federal program options and private policy differences to help clients match coverage to their property’s elevation. All consultations begin with a simple property inspection, allowing a thorough review of floor levels and drainage conditions before any commitment is made. This initial assessment forms the foundation of their personal flood-risk planning.

AA
330 Mallory Station Rd STE A2
Allee Agency Inc
Flood Insurance Agent · Franklin, TN

Allee Agency Inc provides flood insurance policies to property owners throughout Franklin, Tennessee, and the surrounding region. The agency specializes in securing separate flood coverage that extends beyond standard homeowners or commercial policies. This focused approach ensures clients receive tailored protection against water damage from storms or rising waters. Allee Agency Inc serves a diverse range of commercial properties, including local offices, warehouses, and food service establishments.

SI
130 Seaboard Ln STE A5
Shellnut Insurance and Associates LLC
Flood Insurance Agent · Franklin, TN

Shellnut Insurance and Associates LLC provides residential flood insurance coverage for homeowners in the Franklin, Tennessee area, helping them protect their properties from water damage risks. The agency also assists local businesses in securing commercial flood policies to safeguard their operations. Serving clients throughout the surrounding region, the company emphasizes clear explanations of policy options. Customers often return for coverage updates between regular flood risk reviews, ensuring their protection remains appropriate as conditions change.

HI
1894 General George Patton Dr #700
Holt Insurance Agency
Flood Insurance Agent · Franklin, TN

Holt Insurance Agency serves the Franklin, Tennessee area and surrounding communities with flood insurance coverage options. It handles policies designed to protect homes and businesses from water damage related to rising water and storm surge. The agency focuses on explaining policy details and exclusions to clients during the initial consultation. To handle a typical job, it reviews the property’s flood zone designation and elevation certificate before presenting a clear set of coverage limits and deductibles for the client’s consideration.

VI
2550 Meridian Blvd 200 # 7598
Vireya Insurance
Flood Insurance Agent · Franklin, TN

Vireya Insurance offers expert guidance for securing flood insurance policies tailored to the needs of Franklin, Tennessee residents. It works closely with clients to assess property flood risks and identify appropriate coverage options, simplifying the process of obtaining essential protection. The company specializes in navigating federal and private insurance requirements, ensuring homeowners understand their policy details. As flood risks often increase during spring thaw and heavy rainfall seasons, Vireya Insurance assists clients in reviewing and updating their coverage before these high-water events occur.

WI
256 Seaboard Ln STE H102
Williams Insurance Group
Flood Insurance Agent · Franklin, TN

Williams Insurance Group in Franklin, TN, is known for helping homeowners and businesses navigate flood insurance policies. It offers risk assessment guidance and policy placement for properties within flood zones across the local area. The company assists clients in understanding federal program requirements and coverage limitations. For added protection beyond standard options, it can help arrange excess flood insurance for high-value properties.

MA
725 Cool Springs Blvd Suite 300
Montgomery & Associates Insurance & Financial Services
Flood Insurance Agent · Franklin, TN
(615) 829-8457
montgomeryassociatesins.com
SI
3401 Mallory Ln
Southern Insurance Group
Flood Insurance Agent · Franklin, TN
(615) 616-8600
sigtenn.com
WI
3401 Mallory Ln Suite 219
Warren Insurance Solutions, LLC
Flood Insurance Agent · Franklin, TN
(615) 716-1220
goosehead.com/agents/tn/franklin/matthew-warren
RJ
222 4th Ave N
Randy Jones & Associates Insurance Agency
Flood Insurance Agent · Franklin, TN
(615) 790-6555
rjainsurance.com/locations/franklin-tn
CH
1008 Westhaven Blvd #101
Carriage Hill Insurance
Flood Insurance Agent · Franklin, TN
(615) 523-9100
carriagehillinsurance.com
FI
321 Billingsly Ct STE 22
FTC Insurance Group
Flood Insurance Agent · Franklin, TN
(615) 662-2300
ftcins.com
FI
1850 General George Patton Dr Suite B206
Franklin Insurance LLC
Flood Insurance Agent · Franklin, TN
(615) 468-2152
franklininsurancellc.com
BP
1896 General George Patton Dr #500
Battle Page Insurance Agency
Flood Insurance Agent · Franklin, TN
(615) 790-8008
battlepageinsurance.com
MG
301 Public Square
McKinney-Green Insurance, LLC
Flood Insurance Agent · Franklin, TN
(615) 538-0900
mckinneygreen.com
AL
1450 Murfreesboro Rd
Allstate
Flood Insurance Agent · Franklin, TN
(615) 492-8243
agents.allstate.com/usa/tn/franklin
IS
725 Cool Springs Blvd #600
Insurance Services Agency
Flood Insurance Agent · Franklin, TN
(615) 261-1385
insuranceservicesagency.com

What Does a a Flood Insurance Agent in Franklin Cost?

The cost of flood insurance in Franklin, Tennessee depends on the property's flood zone, elevation, and coverage amount. NFIP policies typically cost between 700 and 2,500 dollars per year for a single-family home. Private insurers may offer lower or higher rates based on risk assessment. Each case is unique, and factors like deductibles and building value affect the final premium. This is general information, not insurance advice.

About flood insurance agents in Franklin

Flood insurance agents in Franklin, Tennessee help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Tennessee law does not require flood insurance for most properties, but mortgage lenders in high-risk zones often mandate it. Agents can guide you through elevation certificates and flood zone determinations specific to Williamson County.

Frequently Asked Questions

Do I need flood insurance in Franklin Tennessee?

Flood insurance is not required by Tennessee state law for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Even outside high-risk zones, flooding can occur, so many agents recommend coverage.

How does a flood insurance agent help with NFIP policies?

An agent can help you apply for a National Flood Insurance Program policy, which is available to any property in a participating community like Franklin. They assist with completing the application, gathering elevation data, and explaining waiting periods and coverage limits.

What is the typical cost of flood insurance in Franklin Tennessee?

Costs vary based on flood zone, elevation, and building characteristics. In Franklin, annual premiums through the NFIP often range from 700 to 2,500 dollars for a standard home. Private market policies may offer different rates. This is general information, not insurance advice.

Flood Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.