The top-rated flood insurance agent in Jackson, Tennessee is Haven Insurance Partners, LLC, rated 4.9 stars across 143 reviews. Other highly rated options include Able Agency Inc., Farm Bureau Insurance, Guiding Star Insurance. This directory lists 20 flood insurance agents serving Jackson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Haven Insurance Partners, LLC | 40 Murray Guard Dr | (731) 577-4300 |
| 2 | Able Agency Inc. | 529 Old Hickory Blvd | (731) 660-2111 |
| 3 | Farm Bureau Insurance | 285 North Pkwy | (731) 661-0102 |
| 4 | Guiding Star Insurance | 36 Sandstone Cir STE E | (731) 318-7827 |
| 5 | McDonald Insurance & Financial Services | 15 Old Humboldt Rd Ste C | (731) 668-8054 |
| 6 | Ebbco Insurance Agency | 2797 N Highland Ave | (731) 984-7372 |
| 7 | THOMPSON & SMITH | 380 Carriage House Dr | (731) 664-4750 |
| 8 | Joe Cooper Insurance Agency | 2935 N Highland Ave | (731) 661-0706 |
| 9 | A Plus Insurance Agency | 134 Carriage House Dr | (731) 427-3696 |
| 10 | Shelter Insurance - Jeremy Little | 189 W University Pkwy Ste A | (731) 664-5457 |
Haven Insurance Partners, LLC provides flood insurance agency services to property owners in the Jackson, TN area. The company offers guidance in selecting appropriate flood coverage and can assist with policy reviews or adjustments over the duration of a plan. It also helps clients understand National Flood Insurance Program requirements and local flood zone risks. Services are available for single-family homes, apartments, retail stores, and restaurants located in the region.
Able Agency Inc. serves Jackson and Madison County, Tennessee as a local flood insurance agent. The company assists property owners in understanding their flood zone risks and securing necessary coverage for homes and businesses. It guides clients through the complexities of National Flood Insurance Program policies. Able Agency Inc. also helps interpret elevation certificates and facilitates claims assistance when flood damage occurs. Its services include both residential and commercial flood insurance placement in the Jackson area.
Farm Bureau Insurance in Jackson, Tennessee offers both one-time and scheduled flood insurance agent services for property owners. One-time service involves a single policy purchase or consultation, while scheduled service addresses recurring annual renewals and policy updates. These options aim to match coverage for standard residential and commercial flood risks common to West Tennessee. Existing policies are reviewed periodically to align with changing flood zone maps or structural modifications. Service runs on a scheduled basis for policy renewals or as-needed for new applications.
Guiding Star Insurance serves homeowners, businesses, and property managers in Jackson, Tennessee, who need protection against flood damage. The agency helps clients navigate policies from the National Flood Insurance Program and private carriers to secure coverage for their structures and contents. Property owners often rely on these services to meet lender requirements or safeguard assets in flood-prone areas. Guiding Star Insurance also assists residents and commercial clients in nearby communities such as Bemis and the surrounding Madison County metro area.
McDonald Insurance & Financial Services serves Jackson, Tennessee, and the surrounding communities with flood insurance coverage. The agency handles residential and commercial policies designed to protect properties from water damage caused by rising waters. It guides clients through the complexities of federal flood program requirements and private market options. For typical jobs, the agency evaluates the property’s specific flood zone risk and recommends an appropriate coverage plan based on that assessment.
Ebbco Insurance Agency in Jackson, TN distinguishes between providing a single flood insurance policy for a specific property and establishing a recurring service to adjust coverage as risk assessments change over time. Their insurance solutions address properties requiring federal compliance protection through the National Flood Insurance Program as well as those needing private market alternatives for broader coverage limits. Service is offered on an as-needed basis, allowing clients to purchase a policy only when a flood zone requirement or real estate transaction demands immediate proof of insurance.
Spring rains in western Tennessee often bring flood concerns to Jackson homeowners and business owners. Thompson & Smith provides flood insurance agent services to help local clients understand their flood risk exposure and secure appropriate coverage through the National Flood Insurance Program. They work with property owners to review elevation certificates and assess potential water damage vulnerabilities on individual structures. A thorough site inspection or initial property assessment is scheduled by the agent before any policy details are finalized.
Joe Cooper Insurance Agency in Jackson, TN focuses on flood insurance agent services to help property owners manage water damage risk. The agency specializes in adding flood coverage to existing policies, addressing standard exclusions in typical homeowner or business plans. Clients can receive guidance on floodplain maps and coverage limits for various structures. The agency assists commercial clients including offices, warehouses, and food service operations that require protection against flood-related interruptions and property loss.
A Plus Insurance Agency in Jackson, TN specializes in securing flood insurance policies for residential and commercial properties. The company assists clients in navigating complex coverage options to protect against water damage from rising waters. Many standard homeowners policies exclude flooding, making this agent’s expertise essential. It helps policyholders assess flood risks, identify appropriate deductibles, and file claims after storms. Its services are particularly valuable during Tennessee’s severe spring and winter storms, when sudden downpours and snowmelt can overwhelm local drainage systems.
Shelter Insurance - Jeremy Little in Jackson, TN provides flood insurance guidance for residential properties, helping homeowners secure coverage against rising waters. Commercial flood protection is also arranged for local businesses seeking to safeguard their assets. Service extends throughout the Jackson area, with policies tailored to each property’s specific risk profile. Clients are encouraged to review their coverage annually, with the agent available for follow-up questions and policy adjustments between regular renewal visits.
What Does a a Flood Insurance Agent in Jackson Cost?
The cost of flood insurance in Jackson, Tennessee typically ranges from $500 to $2,000 per year for an NFIP policy, depending on the property's flood zone, elevation, and coverage amount. Private market policies may offer lower rates or higher limits. Actual premiums vary by individual risk factors. This is general information and not insurance advice.
About flood insurance agents in Jackson
Flood insurance agents in Jackson, Tennessee help property owners secure coverage through the National Flood Insurance Program or private insurers. Jackson is located in Madison County, which has areas designated as Special Flood Hazard Areas by FEMA. Tennessee law does not require flood insurance, but mortgage lenders often mandate it for properties in high-risk zones.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Jackson?
Even if your property is outside a high-risk flood zone, flood insurance is recommended because 20% of flood claims come from low- to moderate-risk areas. A local agent can help you assess your specific risk and find affordable coverage.
What does a flood insurance agent do for Jackson residents?
A flood insurance agent evaluates your property's flood risk based on FEMA flood maps and local topography. They then compare NFIP and private market policies to find a plan that meets your coverage needs and budget.
How does Tennessee law affect flood insurance claims?
Tennessee follows a standard 30-day waiting period for NFIP policies before coverage begins, unless the purchase is related to a new mortgage. Policyholders must also file proof of loss within 60 days of a flood event to start the claims process.
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