The top-rated flood insurance agent in Kingsport, Tennessee is Robin Daniels - State Farm Insurance Agent, rated 5.0 stars across 219 reviews. Other highly rated options include Jobe & Pearson Insurance, Shelter Insurance - Kandi Douthat, Farm Bureau Insurance. This directory lists 20 flood insurance agents serving Kingsport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Robin Daniels - State Farm Insurance Agent | 3616 Netherland Inn Rd Ste 1 | (423) 246-5433 |
| 2 | Jobe & Pearson Insurance | 724 W Center St STE A | (423) 292-6581 |
| 3 | Shelter Insurance - Kandi Douthat | 2718 N John B Dennis Hwy Ste | (423) 765-2086 |
| 4 | Farm Bureau Insurance | 1421 E Stone Dr | (423) 578-2181 |
| 5 | Ron Mathews - State Farm Insurance Agent | 1417 Warpath Dr | (423) 246-4241 |
| 6 | Price & Ramey Insurance Group | 1524 Bridgewater Ln # 101 | (423) 246-6181 |
| 7 | David Pendleton & Associates | 1301 Moreland Dr | (423) 239-7283 |
| 8 | Shelter Insurance - Christy Nixon | 1420 E Stone Dr b1 | (423) 765-2085 |
| 9 | Mark Britt Agency | 4354 W Stone Dr | (423) 765-9016 |
| 10 | Douthat Insurance | 1105 S Wilcox Dr | (423) 765-9084 |
Robin Daniels - State Farm Insurance Agent serves the Kingsport, Tennessee area with flood insurance services. This agency provides policies to help protect homes and businesses from damage caused by rising water. Flood insurance is typically separate from standard homeowners coverage and can be essential in this region. The agency assists clients with understanding coverage options and filing claims when needed. It handles both residential and commercial flood insurance policies for local property owners.
Jobe & Pearson Insurance in Kingsport, TN provides a full range of flood insurance services, including the evaluation of flood zone risks and the placement of appropriate coverage policies. The agency also assists clients with the maintenance and updating of existing plans to ensure continued compliance with federal requirements. Its property insurance services cover single-family homes, apartments, retail locations, and restaurants.
Shelter Insurance - Kandi Douthat serves homeowners, businesses, and property managers in Kingsport, Tennessee, offering flood insurance policies tailored to protect against water damage and unexpected flooding events. The agency helps clients understand coverage options and navigate policy requirements to safeguard their properties. Services include risk assessment for properties in flood-prone areas and assistance with filing claims after a loss. The agency also extends its coverage to neighboring communities such as Johnson City and the surrounding Tri-Cities metro area.
Farm Bureau Insurance serves Kingsport, Tennessee, and the surrounding communities of the Tri-Cities region, handling flood insurance policies for homeowners and businesses. It specializes in coverage for properties in flood-prone areas near the Holston River and local watersheds. To manage a typical job, the agency assesses a property’s flood risk, reviews National Flood Insurance Program requirements, and then helps clients select appropriate limits for their dwellings and contents, ensuring protection against storm surge and heavy rainfall.
Serving Kingsport, Tennessee, and the surrounding Tri-Cities communities, Ron Mathews - State Farm Insurance Agent handles flood insurance policies for residential and commercial properties. The agency addresses the region’s exposure to river and flash flooding from the Holston and Watauga watersheds. For each client, it reviews property risk factors and coverage options to determine appropriate policy limits. To handle a typical job, the agent first conducts a detailed risk assessment based on the property’s flood zone designation and local elevation data.
Price & Ramey Insurance Group in Kingsport, TN, distinguishes between one-time policies for specific property risks and recurring service plans that adjust coverage annually as flood maps change. Their focus is on aiding homeowners and small businesses to secure NFIP-compliant or private flood insurance to protect against regional water damage. They evaluate each client’s unique exposure. Service is provided on a one-time, scheduled, or as-needed basis according to policy renewal dates and emergent weather threats.
David Pendleton & Associates specializes in assisting property owners with flood insurance policies in Kingsport, TN. The agency guides clients through the complexities of National Flood Insurance Program coverage, ensuring adequate protection for homes and businesses in the region. It serves both new buyers seeking policies and existing policyholders reviewing their current plans. When seasonal storms bring heavy rainfall to the Appalachian foothills, the office helps clients assess their risk of flash flooding and secure necessary adjustments before waters rise.
As spring rains and flash flooding become a regular concern in the Kingsport area, Shelter Insurance - Christy Nixon provides essential flood insurance guidance to local homeowners and businesses. Policies can be tailored to protect against storm surge, rising creeks, and heavy runoff. The agent reviews federal and private coverage options for each property’s specific flood zone risk. During hurricanes or sudden downpours, clients receive prompt claim assistance. The next step involves a free property inspection to clarify potential gaps in existing coverage before a policy is bound.
As a licensed flood insurance agent, Mark Britt Agency helps property owners in Kingsport, TN, understand their risk and secure appropriate National Flood Insurance Program coverage. The firm specializes in tailoring policies to complement standard homeowners or commercial property plans, ensuring clients have complete financial protection against water damage. This service is available for residential clients and local commercial operations, including offices, warehouses, and food service establishments. Each quote is evaluated based on flood zone requirements and specific property values.
Douthat Insurance serves as a flood insurance agent for residential properties in Kingsport, TN, and also provides commercial coverage for local businesses throughout the surrounding area. The agency helps property owners navigate the complexities of flood risk and policy options. After the initial policy is secured, the agent remains available for follow-up service to review coverage needs or file claims as they arise between regular scheduled visits.
What Does a a Flood Insurance Agent in Kingsport Cost?
Flood insurance costs in Tennessee depend on your property's flood zone, elevation, building characteristics, and coverage limits. For Kingsport, NFIP rates start around 500 dollars per year for low-risk zones and can exceed 2,500 dollars for high-risk areas. Private insurers may offer competitive pricing but require careful comparison. This is general information and not insurance advice.
About flood insurance agents in Kingsport
Flood insurance agents in Kingsport Tennessee help homeowners and businesses secure coverage through the National Flood Insurance Program and private markets. Tennessee law requires agents to be licensed by the state and follow specific disclosure rules for flood-prone areas. Kingsport properties near the Holston River or in designated Special Flood Hazard Areas may need flood insurance to meet mortgage requirements.
Frequently Asked Questions
Do I need flood insurance in Kingsport Tennessee?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies in Tennessee.
What does a flood insurance agent in Kingsport do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the required elevation certificate if needed. They also guide you through Tennessee insurance regulations and claims procedures.
How much does flood insurance cost in Kingsport?
Costs vary by property elevation, flood zone, and coverage amount. In Kingsport, NFIP policies typically range from 500 to 2,500 dollars per year for residential properties. Private market policies may offer different rates and higher coverage limits.
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