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HomeFlood Insurance AgentsTennessee › Johnson City

Find Flood Insurance Agents Near You in Johnson City, TN

Browse flood insurance agents serving Johnson City, Tennessee. Updated 2026-07-14.

The top-rated flood insurance agent in Johnson City, Tennessee is Veritas Insurance, rated 5.0 stars across 556 reviews. Other highly rated options include Widener Insurance Inc, Harold Dishner - State Farm Insurance Agent, Westmoreland Insurance - A Division of Carriage Hill. This directory lists 20 flood insurance agents serving Johnson City.

Showing 20 flood insurance agents in Johnson City, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Veritas Insurance4451 N Roan St #201(423) 292-4142
2Widener Insurance Inc607 Baxter St(423) 926-7151
3Harold Dishner - State Farm Insurance Agent1207 N Roan St #1(423) 926-6000
4Westmoreland Insurance - A Division of Carriage Hill2514 Wesley St #101(423) 610-1212
5Jones Insurance Service2112 N Roan St #706(423) 282-9339
6Farm Bureau Insurance2112 W Market St #50(423) 672-4060
7C R Gregory Insurance, Inc.2726 E Oakland Ave STE 106(423) 926-7722
8Highlands Insurance Group508 Princeton Rd #104(423) 594-0222
9Bass Group Insurance902 Sunset Dr #5a(423) 929-1666
10Shelter Insurance - Freddy Harkleroad600 N State of Franklin Rd(423) 328-0190
VI
4451 N Roan St #201
Veritas Insurance
Flood Insurance Agent · Johnson City, TN

Veritas Insurance serves the Johnson City, Tennessee metro area as a flood insurance agent. The company helps residents and business owners secure coverage against flood damage, a critical need in this region where seasonal storms and heavy rainfall frequently threaten properties. Their services include assessing individual flood risks based on local flood zone maps and assisting with applications for federally backed policies. They also guide clients on obtaining excess flood coverage for higher-value homes and commercial structures.

WI
607 Baxter St
Widener Insurance Inc
Flood Insurance Agent · Johnson City, TN

Widener Insurance Inc provides professional guidance and policy placement for flood insurance in Johnson City, TN. Its service includes helping property owners assess their flood risk and select appropriate coverage limits based on local flood zone maps. The company offers annual policy reviews to adjust coverage as flood maps change and as property values shift. They service single-family homes, apartments, retail, and restaurants in the Johnson City area.

HD
1207 N Roan St #1
Harold Dishner - State Farm Insurance Agent
Flood Insurance Agent · Johnson City, TN

Harold Dishner - State Farm Insurance Agent in Johnson City, TN, serves homeowners, businesses, and property managers seeking flood insurance protection. The agency helps clients understand flood risk and secure coverage tailored to their properties. Policies address damage from rising water, a frequent concern in this region. The office provides guidance through the entire selection and claims process, ensuring clear communication. Service also extends to neighboring communities such as Jonesborough, allowing more residents and commercial property owners to access flood insurance options in the greater Tri-Cities metro area.

WI
2514 Wesley St #101
Westmoreland Insurance - A Division of Carriage Hill
Flood Insurance Agent · Johnson City, TN

Serving Johnson City and the surrounding Tri-Cities communities, Westmoreland Insurance - A Division of Carriage Hill handles federal flood insurance policies for residential and commercial properties. This agency works with homeowners and business owners to understand elevation risks and coverage requirements specific to the region’s flood zones. They typically begin each project by reviewing a property’s flood map designation, then help clients select appropriate coverage levels and complete the required paperwork for their policy.

JI
2112 N Roan St #706
Jones Insurance Service
Flood Insurance Agent · Johnson City, TN

Residents of Johnson City, TN choosing flood insurance from Jones Insurance Service can decide between a one-time policy for a single property or scheduled coverage linked to a homeowner’s plan that renews annually. This flood insurance agent provides protection for both the building structure and its contents against rising water damage. Their service runs on an as-needed basis, with agents available to adjust coverage whenever a customer’s property changes or a new flood map is released.

FB
2112 W Market St #50
Farm Bureau Insurance
Flood Insurance Agent · Johnson City, TN

Spring storms in Johnson City often bring sudden flash flooding, making reliable coverage essential for homeowners and businesses alike. Farm Bureau Insurance serves as a Flood Insurance Agent in this area, providing policies tailored to local flood zone risks. The agent assists clients in understanding federal requirements and available protection options for structures and contents. An initial property inspection is scheduled to assess elevation and flood history before finalizing any coverage terms.

CR
2726 E Oakland Ave STE 106
C R Gregory Insurance, Inc.
Flood Insurance Agent · Johnson City, TN

C R Gregory Insurance, Inc. specializes in securing flood protection policies for homes and businesses in the Johnson City area. The agency works with clients to assess property flood risks and explain available coverage options from the National Flood Insurance Program. It assists both new buyers and existing property owners in understanding their insurance needs. This service proves especially valuable during the spring thaw and heavy rain seasons, when local waterways are most likely to cause unexpected basement or crawlspace flooding.

HI
508 Princeton Rd #104
Highlands Insurance Group
Flood Insurance Agent · Johnson City, TN

As spring rains raise the risk of flash flooding in the Appalachian valleys around Johnson City, property owners turn to Highland Insurance Group for flood insurance policies. The agent reviews the National Flood Insurance Program options and private market alternatives to match each home or business with appropriate coverage that meets mortgage and safety requirements. After reviewing the client’s location and flood zone designation, the agent schedules a property inspection to assess the structure and recommend the next initial assessment step.

BG
902 Sunset Dr #5a
Bass Group Insurance
Flood Insurance Agent · Johnson City, TN

Bass Group Insurance provides property and casualty coverage guidance to clients in Johnson City, Tennessee. The agency specializes in locating flood insurance policies, which address damage from rising water often excluded by standard property plans. It helps homeowners, landlords, and business owners understand their exposure to flood risks near local waterways and drainage zones. The agency can write policies for commercial sectors including offices, warehouses, and food service operations.

SI
600 N State of Franklin Rd
Shelter Insurance - Freddy Harkleroad
Flood Insurance Agent · Johnson City, TN

Shelter Insurance - Freddy Harkleroad provides residential flood insurance for homeowners throughout the Johnson City area. The agency also offers commercial flood coverage for local businesses needing protection against water damage. Serving clients across the region, it helps property owners secure policies suited to their needs. This agent encourages current customers to review their coverage during regular visits or contact the agency for follow-up service before flood season begins.

FB
503 Princeton Rd Suite A
Farm Bureau Insurance
Flood Insurance Agent · Johnson City, TN
(423) 283-4780
fbitn.com/tn/washington-county/johnson-city/washington-johnson-city-agency
FB
2120 S Roan St # 106
Farm Bureau Insurance
Flood Insurance Agent · Johnson City, TN
(423) 232-1926
fbitn.com/tn/washington-county/johnson-city/washington-south-roan-agency
HI
532 Princeton Rd
Heritage Insurance Group
Flood Insurance Agent · Johnson City, TN
(423) 283-9811
herinsgrp.com
IS
129 E Springbrook Dr #4
Insurance Solutions by Rutledge and Associates
Flood Insurance Agent · Johnson City, TN
(423) 915-1263
insurancesolutionstn.com
GS
208 Sunset Dr Ste. 348
Gary Story Insurance Agency
Flood Insurance Agent · Johnson City, TN
(423) 854-9173
HI
309 Princeton Rd
Highstreet Insurance, formerly-Yates Agency
Flood Insurance Agent · Johnson City, TN
(423) 283-7283
hsip.com/southeastmountains
MK
505 E Watauga Ave suite 1
Mc Kinney Insurance
Flood Insurance Agent · Johnson City, TN
(423) 928-7406
FI
902 Sunset Dr #8a
Farmers Insurance- Craft Insurance Agency
Flood Insurance Agent · Johnson City, TN
(423) 206-3392
agents.farmers.com/tn/johnson-city/jacob-craft
JC
2908 E Oakland Ave
Johnson City Insurance
Flood Insurance Agent · Johnson City, TN
(423) 282-3111
bit.ly/3fW2gt1
WI
201 W Watauga Ave
Watauga Insurance Inc
Flood Insurance Agent · Johnson City, TN
(423) 929-7103
wataugainsurance.com

What Does a a Flood Insurance Agent in Johnson City Cost?

Typical flood insurance costs in Tennessee range from 500 to 2,000 dollars per year for a standard NFIP policy. Rates depend on your property's flood zone elevation and building characteristics. Private market policies may cost more or less. This is general information not insurance advice.

About flood insurance agents in Johnson City

Flood insurance agents in Johnson City Tennessee help property owners protect against flood damage. Tennessee law does not require flood insurance but mortgage lenders often do for homes in high-risk zones. Johnson City sits near the Watauga River and several creeks making flood awareness important for many residents.

Frequently Asked Questions

Do I need flood insurance in Johnson City Tennessee?

Flood insurance is not required by Tennessee state law. However if your home is in a Special Flood Hazard Area your mortgage lender will likely require it. Check the FEMA flood maps for your specific address in Johnson City.

What does a flood insurance agent in Johnson City do?

A flood insurance agent helps you understand your flood risk and find a policy through the National Flood Insurance Program or a private insurer. They can explain coverage limits and help you file a claim after a flood event.

How long does it take for flood insurance to take effect in Tennessee?

Standard NFIP policies have a 30-day waiting period before coverage begins. This applies in Tennessee so plan ahead before a storm is forecast. Some private policies may offer shorter waiting periods.

Flood Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.