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Compare flood insurance agents in Cleveland. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Cleveland, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 20 flood insurance agents in Cleveland, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mark Riden - State Farm Insurance Agent
4681 N Lee Hwy, Cleveland, TN 37312
(423) 472-0248
markriden.com
Austin Murray - State Farm Insurance Agent
915 Keith St NW Suite A, Cleveland, TN 37311
(423) 476-2296
austinmurraysf.com
Farm Bureau Insurance
435 Berywood Trail, Cleveland, TN 37312
(423) 479-9755
fbitn.com
Acceptance Insurance
2409 Keith St NW, Cleveland, TN 37311
(423) 491-7184
locations.acceptance.com
KMA Insurance Group
3535 Keith St NW, Cleveland, TN 37312
(423) 476-7587
kmainsurancegroup.com
Burnside Insurance Group LLC
149 Inman St E, Cleveland, TN 37311
(423) 709-9010
burnsideinsgrp.com
Hooper Insurance
3525 Keith St NW N, Cleveland, TN 37312
(423) 472-1744
hoopins.com
Misty Allen - State Farm Insurance Agent
242 1st St NE, Cleveland, TN 37311
(423) 790-5656
callmistyallen.com
Insurance Incorporated
2551 Georgetown Rd NW, Cleveland, TN 37311
(423) 472-5051
insuranceincorporated.com
George Gray: Allstate Insurance
2204 Keith St NW, Cleveland, TN 37311
(423) 479-5431
agents.allstate.com
Lamar McKenzie - State Farm Insurance Agent
915 25th St NW, Cleveland, TN 37311
(423) 479-8643
lamarmckenzie.com
Bradley Insurance Inc
2601 N Ocoee St, Cleveland, TN 37312
(423) 472-3344
bradleyinsuranceinc.com
Cleveland Insurance
2625 Ralph Buckner Blvd NE, Cleveland, TN 37311
(423) 478-1200
clevelandins.com
Shelter Insurance
4160 N Ocoee St, Cleveland, TN 37312
(423) 476-1300
shelterinsurance.com
The Funk Agency
174 1st St NE #1006, Cleveland, TN 37311
(423) 525-8411
funkagency.com
Nationwide Insurance: Brian Wayne Norton
371 1st St NW, Cleveland, TN 37311
(423) 472-7346
agency.nationwide.com
Dawn Harp - Allstate Insurance
79 Mouse Creek Rd NW, Cleveland, TN 37312
(423) 472-6111
agents.allstate.com
American Insurance Managers
3595 Keith St NW, Cleveland, TN 37312
(423) 473-1500
aim4us.com
Shelter Insurance - Mark Shepherd
2334 Keith St NW, Cleveland, TN 37311
(423) 339-8777
shelterinsurance.com
Logan Brewer - Independent Insurance Agent - Home / Auto / Commercial
3535 Keith St NW, Cleveland, TN 37312
(423) 716-4625
linkedin.com
Flood insurance agents in Cleveland Tennessee help property owners secure coverage through the National Flood Insurance Program and private insurers. Tennessee law does not require flood insurance for most homeowners but mortgage lenders in high-risk zones often mandate it. Local agents understand the specific flood risks near the Hiwassee River and other waterways in Bradley County.
What Does a Flood Insurance Agent in Cleveland Cost?
Flood insurance costs in Cleveland Tennessee vary by flood zone, building elevation, and coverage amount. NFIP policies average between 500 and 1,500 dollars per year for standard homes in moderate-risk zones. High-risk properties may cost 2,000 to 4,000 dollars or more annually. Private market rates can be competitive in low-risk areas. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Cleveland Tennessee?
Tennessee law does not require flood insurance for homeowners but your mortgage lender may require it if your property is in a Special Flood Hazard Area. Many Cleveland properties near creeks or rivers face moderate to high risk even outside mapped zones.
What does a flood insurance agent do in Cleveland?
A flood insurance agent helps you compare NFIP policies with private flood insurance options. They review your property's flood zone designation and elevation certificate to find appropriate coverage limits and deductibles.
How long does it take to get flood insurance in Tennessee?
NFIP policies typically have a 30-day waiting period before coverage starts. Private flood insurance may have shorter waiting periods of 14 days or less. Plan ahead to avoid gaps in coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.