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Browse flood insurance agents serving Germantown, Tennessee. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Germantown, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 19 flood insurance agents in Germantown, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frank Simmons - State Farm Insurance Agent
7730 Wolf River Blvd Suite 109, Germantown, TN 38138
(901) 755-7190
franksimmons.net
Caleb Hollingsworth - State Farm Insurance Agent
3059 Forest Hill Irene Rd #103, Germantown, TN 38138
(901) 755-3100
insuremidsouth.com
Alisha Dumas - State Farm Insurance Agent
2135 Merchants Row STE 5, Germantown, TN 38138
(901) 755-5551
alishadumas.com
Davis McCord - State Farm Insurance Agent
8608 Farmington Blvd Ste 3, Germantown, TN 38139
(901) 755-6110
davismccord.com
Michael Duel: Allstate Insurance
7608 Poplar Pike, Germantown, TN 38138
(901) 767-7131
agents.allstate.com
Brandon Tate - State Farm Insurance Agent
9091 Poplar Ave # 102, Germantown, TN 38138
(901) 266-0070
tatesf.com
Thompson Insurance Agency
2298 S Germantown Rd # 1, Germantown, TN 38138
(901) 402-0779
thompinsurance.com
Shoemaker Insurance Solutions
2176 West St Suite 202, Germantown, TN 38138
(901) 757-5757
shoemakerins.com
Matt Haaga - State Farm Insurance Agent
7871 Farmington Blvd, Germantown, TN 38138
(901) 755-5200
matthaaga2.com
Shelter Insurance - Lauren Hahs-gilchrist, Lutcf
1926 Exeter Rd, Germantown, TN 38138
(901) 377-7270
shelterinsurance.com
Farm Bureau Insurance
9155 Poplar Ave suite 13, Germantown, TN 38138
(901) 538-7200
fbitn.com
McDonald Insurance and Financial Services
9947 Wolf River Blvd #110, Germantown, TN 38139
(901) 854-5054
Linder Insurance Agency LLC
7716 Poplar Pike, Germantown, TN 38138
(901) 754-9339
linderinsurance.com
Kevin Bentley Insurance
1914 Exeter Rd Ste 1, Germantown, TN 38138
(901) 755-7002
kevinbentleyinsurance.com
The Glass Group
9053 Stone Walk Pl, Germantown, TN 38138
(901) 843-1190
glassinsurancegroup.com
Reliable Co Insurance TN
6815 Poplar Ave, Germantown, TN 38138
(615) 813-7034
Collierville Insurance Agency
3454 S Houston Levee Rd, Germantown, TN 38139
(901) 853-7800
insuranceoftn.com
Brightway Insurance, The Andersen Agency
2129 West St #214, Germantown, TN 38138
(901) 878-3244
brightway.com
Farmers Insurance - Patrick Russell Turman
2171 Judicial Dr Suite 114, Germantown, TN 38138
(901) 624-5002
agents.farmers.com
Flood insurance agents in Germantown Tennessee help homeowners and businesses secure coverage against flood damage. Tennessee law does not require flood insurance for most properties but mortgage lenders often mandate it in high-risk zones. Agents can explain the 30-day waiting period for new National Flood Insurance Program policies and help you compare private market options.
What Does a Flood Insurance Agent in Germantown Cost?
The cost of flood insurance in Tennessee varies by flood zone, property value, and coverage amount. An NFIP policy in a low-risk zone may cost around 500 to 700 dollars per year. In high-risk areas premiums can range from 1,000 to 3,000 dollars or more. Private policies may offer different pricing and higher limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Germantown do?
A flood insurance agent in Germantown helps you assess your flood risk and choose a policy that fits your property. They can quote rates from the National Flood Insurance Program and private insurers. They also guide you through the application and claims process.
Is flood insurance required in Germantown Tennessee?
Flood insurance is not required by Tennessee state law for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage your lender will require it. Agents can check your flood zone status.
How long does it take for a flood insurance policy to start in Tennessee?
For NFIP policies there is a standard 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. Agents can explain exceptions such as when a policy is required for a mortgage closing.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.