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HomeFlood Insurance AgentsTennessee › Germantown

Find Flood Insurance Agents Near You in Germantown, TN

Browse flood insurance agents serving Germantown, Tennessee. Updated 2026-07-14.

The top-rated flood insurance agent in Germantown, Tennessee is Frank Simmons - State Farm Insurance Agent, rated 5.0 stars across 704 reviews. Other highly rated options include Caleb Hollingsworth - State Farm Insurance Agent, Alisha Dumas - State Farm Insurance Agent, Davis McCord - State Farm Insurance Agent. This directory lists 19 flood insurance agents serving Germantown.

Showing 19 flood insurance agents in Germantown, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Frank Simmons - State Farm Insurance Agent7730 Wolf River Blvd Suite 109(901) 755-7190
2Caleb Hollingsworth - State Farm Insurance Agent3059 Forest Hill Irene Rd #103(901) 755-3100
3Alisha Dumas - State Farm Insurance Agent2135 Merchants Row STE 5(901) 755-5551
4Davis McCord - State Farm Insurance Agent8608 Farmington Blvd Ste 3(901) 755-6110
5Michael Duel: Allstate Insurance7608 Poplar Pike(901) 767-7131
6Brandon Tate - State Farm Insurance Agent9091 Poplar Ave # 102(901) 266-0070
7Shoemaker Insurance Solutions2176 West St Suite 202(901) 757-5757
8Thompson Insurance Agency2298 S Germantown Rd # 1(901) 402-0779
9Matt Haaga - State Farm Insurance Agent7871 Farmington Blvd(901) 755-5200
10Shelter Insurance - Lauren Hahs-gilchrist, Lutcf1926 Exeter Rd(901) 377-7270
FS
7730 Wolf River Blvd Suite 109
Frank Simmons - State Farm Insurance Agent
Flood Insurance Agent · Germantown, TN

Frank Simmons - State Farm Insurance Agent serves Germantown and the surrounding Shelby County area, offering flood insurance coverage for local homeowners and businesses. Flood policies protect properties located in designated flood zones as well as those outside them. This agency helps assess individual risk factors related to seasonal storms and heavy rainfall common to the region. Clients can obtain a policy that covers structural damage caused by rising water from overflowing rivers or flash floods. It also assists with securing contents coverage for basement possessions and ground-floor furnishings.

CH
3059 Forest Hill Irene Rd #103
Caleb Hollingsworth - State Farm Insurance Agent
Flood Insurance Agent · Germantown, TN

Caleb Hollingsworth - State Farm Insurance Agent provides flood insurance coverage for properties in Germantown, Tennessee. Services include assessing flood risk, explaining policy options, and guiding clients through the application process. Regular reviews and policy updates help ensure adequate protection as conditions change. The agent assists with claims guidance following a flood event. Properties serviced include single-family homes, apartments, retail spaces, and restaurants.

AD
2135 Merchants Row STE 5
Alisha Dumas - State Farm Insurance Agent
Flood Insurance Agent · Germantown, TN

Alisha Dumas - State Farm Insurance Agent serves homeowners, businesses, and property managers in Germantown, Tennessee, who need flood insurance coverage. This agency helps clients understand flood risk and provides policies that protect properties from water damage. It evaluates specific flood zones and coverage needs for each customer, assisting with applications and policy questions. The agency works to ensure policyholders have adequate protection against potential flood losses in the area. It also offers its flood insurance services to residents and commercial properties in nearby Memphis.

DM
8608 Farmington Blvd Ste 3
Davis McCord - State Farm Insurance Agent
Flood Insurance Agent · Germantown, TN

Serving Germantown, TN, and the surrounding Memphis-area communities, Davis McCord - State Farm Insurance Agent handles flood insurance policies to help protect local homes and businesses. The area's seasonal weather patterns and proximity to major waterways make flood coverage an important consideration for property owners. The agent works with clients to assess their specific flood risk and choose an appropriate policy structure. This approach typically includes a personalized consultation to make sure the selected coverage meets the property's estimated exposure levels.

MD
7608 Poplar Pike
Michael Duel: Allstate Insurance
Flood Insurance Agent · Germantown, TN

Michael Duel: Allstate Insurance in Germantown, TN differentiates between one-time claims assistance and recurring policy management for flood protection. Flood coverage here focuses on structural damage from rising water, which standard homeowners insurance typically excludes. Service arrangements depend on whether a client needs a single consultation after a loss or ongoing plan modifications. For continuous risk management, policies renew on a set schedule; for immediate needs, support is offered on an as-needed basis.

BT
9091 Poplar Ave # 102
Brandon Tate - State Farm Insurance Agent
Flood Insurance Agent · Germantown, TN

Brandon Tate - State Farm Insurance Agent provides specialized flood insurance services for properties in Germantown, Tennessee. It also offers general insurance solutions, helping clients protect homes and businesses from a range of risks. The agency evaluates local flood zone maps and policy options to secure adequate coverage. Seasonal storms and heavy spring rains create an urgent need for flood protection before water damage occurs.

SI
2176 West St Suite 202
Shoemaker Insurance Solutions
Flood Insurance Agent · Germantown, TN

Shoemaker Insurance Solutions serves the Germantown, Tennessee area as a flood insurance agent, helping property owners obtain coverage against water damage from rising waters and storm surges. The agency focuses on navigating federal and private flood insurance options to secure appropriate policies for different risk levels. Its services extend to commercial clients needing protection for their physical assets, including offices, warehouses, and food service establishments.

TI
2298 S Germantown Rd # 1
Thompson Insurance Agency
Flood Insurance Agent · Germantown, TN

When spring rains surge through the Mid-South, homeowners in Germantown face rising water threats that standard policies exclude. Thompson Insurance Agency offers specialized flood coverage designed to close that protection gap, helping residents secure the financial safety net needed before storms arrive. The agency evaluates local flood zone data and property-specific risks to match clients with appropriate policies from private insurers or federal programs. A no-obligation risk assessment and property inspection starts the process, identifying weak points and coverage limits.

MH
7871 Farmington Blvd
Matt Haaga - State Farm Insurance Agent
Flood Insurance Agent · Germantown, TN

Matt Haaga, a flood insurance agent serving Germantown, Tennessee, primarily assists residential homeowners in securing policies to protect against water damage from natural events. The agency also provides similar commercial coverage tailored for local business properties, available throughout the greater Germantown area. Regular consultations help clients understand policy details and verify adequate protection before severe weather seasons. Following the initial setup or a claim, the same attention to coverage review continues between routine annual visits, ensuring long-term preparedness remains consistent.

SI
1926 Exeter Rd
Shelter Insurance - Lauren Hahs-gilchrist, Lutcf
Flood Insurance Agent · Germantown, TN

Shelter Insurance - Lauren Hahs-gilchrist, Lutcf is a flood insurance agent in Germantown, TN, known for providing policies that protect residential and commercial properties from water damage. Its service range includes helping clients in local flood zones assess their coverage needs and secure federal or private flood policies. The agency also offers guidance on adjusting deductibles and contents coverage. It can add on separate coverage for sewer backup and sump pump failure.

FB
9155 Poplar Ave suite 13
Farm Bureau Insurance
Flood Insurance Agent · Germantown, TN
(901) 538-7200
fbitn.com/tn/shelby-county/germantown/germantown-east-agency
MI
9947 Wolf River Blvd #110
McDonald Insurance and Financial Services
Flood Insurance Agent · Germantown, TN
(901) 854-5054
LI
7716 Poplar Pike
Linder Insurance Agency LLC
Flood Insurance Agent · Germantown, TN
(901) 754-9339
linderinsurance.com
KB
1914 Exeter Rd Ste 1
Kevin Bentley Insurance
Flood Insurance Agent · Germantown, TN
(901) 755-7002
kevinbentleyinsurance.com
GG
9053 Stone Walk Pl
The Glass Group
Flood Insurance Agent · Germantown, TN
(901) 843-1190
glassinsurancegroup.com
RC
6815 Poplar Ave
Reliable Co Insurance TN
Flood Insurance Agent · Germantown, TN
(615) 813-7034
CI
3454 S Houston Levee Rd
Collierville Insurance Agency
Flood Insurance Agent · Germantown, TN
(901) 853-7800
insuranceoftn.com
BI
2129 West St #214
Brightway Insurance, The Andersen Agency
Flood Insurance Agent · Germantown, TN
(901) 878-3244
brightway.com/agencies/TN/Cordova/0459
FI
2171 Judicial Dr Suite 114
Farmers Insurance - Patrick Russell Turman
Flood Insurance Agent · Germantown, TN
(901) 624-5002
agents.farmers.com/tn/germantown/patrick-turman

What Does a a Flood Insurance Agent in Germantown Cost?

The cost of flood insurance in Tennessee varies by flood zone, property value, and coverage amount. An NFIP policy in a low-risk zone may cost around 500 to 700 dollars per year. In high-risk areas premiums can range from 1,000 to 3,000 dollars or more. Private policies may offer different pricing and higher limits. This is general information and not insurance advice.

About flood insurance agents in Germantown

Flood insurance agents in Germantown Tennessee help homeowners and businesses secure coverage against flood damage. Tennessee law does not require flood insurance for most properties but mortgage lenders often mandate it in high-risk zones. Agents can explain the 30-day waiting period for new National Flood Insurance Program policies and help you compare private market options.

Frequently Asked Questions

What does a flood insurance agent in Germantown do?

A flood insurance agent in Germantown helps you assess your flood risk and choose a policy that fits your property. They can quote rates from the National Flood Insurance Program and private insurers. They also guide you through the application and claims process.

Is flood insurance required in Germantown Tennessee?

Flood insurance is not required by Tennessee state law for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage your lender will require it. Agents can check your flood zone status.

How long does it take for a flood insurance policy to start in Tennessee?

For NFIP policies there is a standard 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. Agents can explain exceptions such as when a policy is required for a mortgage closing.

Flood Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.