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HomeFlood Insurance AgentsTennessee › Cookeville

Find Flood Insurance Agents Near You in Cookeville, TN

Browse flood insurance agents serving Cookeville, Tennessee. Updated 2026-07-14.

The top-rated flood insurance agent in Cookeville, Tennessee is John White - State Farm Insurance Agent, rated 5.0 stars across 135 reviews. Other highly rated options include Farm Bureau Insurance, Kerri Hunt: Allstate Insurance, Valor Insurance Agency. This directory lists 20 flood insurance agents serving Cookeville.

Showing 20 flood insurance agents in Cookeville, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1John White - State Farm Insurance Agent235 S Willow Ave(931) 528-6464
2Farm Bureau Insurance410 E Veterans Dr(931) 528-1571
3Kerri Hunt: Allstate Insurance253 S Willow Ave(931) 528-8063
4Valor Insurance Agency548 N Willow Ave Suite C(931) 520-7675
5Lafever Insurance Agency727 S Jefferson Ave(931) 526-3377
6Josh Tucker - State Farm Insurance Agent794 S Willow Ave(931) 646-0000
7Matlock Insurance136 E Spring St(931) 372-8023
8Inman-Storie Insurance Agency155 S Jefferson Ave(931) 528-5040
9Gary Maxwell Insurance Agency1283 S Walnut Ave(931) 528-0474
10Swallows Insurance480 Neal St # 100(931) 526-4025
JW
235 S Willow Ave
John White - State Farm Insurance Agent
Flood Insurance Agent · Cookeville, TN

John White - State Farm Insurance Agent serves the Cookeville, Tennessee area, specializing in flood insurance policies for residential and commercial properties. As a local agency, it helps property owners secure coverage to protect against flood damage, often required for homes in designated flood zones. The agent works with individuals to assess their specific risks and find appropriate policy limits. Services include reviewing existing coverage to identify gaps and assisting with claims filing after a flood event.

FB
410 E Veterans Dr
Farm Bureau Insurance
Flood Insurance Agent · Cookeville, TN

Operating from a one-time policy setup to recurring annual renewals, Farm Bureau Insurance offers flood coverage tailored for the diverse property risks in Cookeville, Tennessee. Policies typically protect structures and belongings when standard homeowners insurance does not. As a Flood Insurance Agent, the company helps property owners navigate federal program requirements and local flood zone designations to secure necessary financial protection. Service for this category runs on a scheduled annual renewal basis, though policy adjustments are available as individually needed.

KH
253 S Willow Ave
Kerri Hunt: Allstate Insurance
Flood Insurance Agent · Cookeville, TN

Kerri Hunt: Allstate Insurance provides comprehensive guidance on obtaining flood insurance policies and assessing coverage needs for properties in high-risk or moderate-risk zones. Service includes assistance with policy renewals, claims support, and understanding flood zone designations and elevation certificates. The agency offers routine policy reviews to ensure limits remain adequate as conditions or property values change. It serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants in the Cookeville, Tennessee area.

VI
548 N Willow Ave Suite C
Valor Insurance Agency
Flood Insurance Agent · Cookeville, TN

Serving Cookeville and surrounding communities across the Upper Cumberland region, Valor Insurance Agency specializes in protecting homes and businesses from financial loss caused by flood damage. It handles individual residential policies and commercial flood coverage plans tailored to local risk zones. To manage each claim, the agency begins by thoroughly reviewing the property’s flood map designation and elevation certificate. From there, it carefully customizes a protective solution that fits the specific needs of the client’s location.

LI
727 S Jefferson Ave
Lafever Insurance Agency
Flood Insurance Agent · Cookeville, TN

Lafever Insurance Agency serves homeowners, businesses, and property managers in Cookeville, Tennessee, by providing flood insurance policies tailored to properties in flood-prone zones. The agency helps clients understand coverage options for structures and contents, ensuring protection against rising waters from heavy rains or overflowing rivers. It serves the local community with guidance on federal and private plans. The agency also covers nearby Baxter, extending its flood insurance expertise throughout Putnam County.

JT
794 S Willow Ave
Josh Tucker - State Farm Insurance Agent
Flood Insurance Agent · Cookeville, TN

Josh Tucker - State Farm Insurance Agent in Cookeville, TN, helps property owners understand the difference between a one-time policy tied to a mortgage and a recurring annual flood policy that maintains continuous protection. Coverage from the National Flood Insurance Program through this agency applies to homes and businesses in flood-prone areas near local waterways. Services for reviewing existing flood policies or initiating new coverage run on a one-time, scheduled, or as-needed basis.

MI
136 E Spring St
Matlock Insurance
Flood Insurance Agent · Cookeville, TN

As seasonal rains and flash flooding threaten homes across the Putnam County area, Matlock Insurance in Cookeville, TN provides flood insurance coverage for local property owners. An agent reviews regional flood zone maps to help clients understand their specific risk levels. Policies are tailored to protect structures and contents from water damage that standard homeowners insurance does not cover. The process begins by scheduling a property inspection or initial risk assessment to identify vulnerabilities.

IS
155 S Jefferson Ave
Inman-Storie Insurance Agency
Flood Insurance Agent · Cookeville, TN

Inman-Storie Insurance Agency works with property owners to evaluate risk and secure appropriate coverage for their needs. In Cookeville, TN, the agency specializes in flood insurance policies that protect against water damage from storms or rising waters. Flood insurance is often required for buildings in designated flood zones, and the agency helps clients understand their options for covering structures and contents. It serves commercial properties such as offices, warehouses, and food service operations.

GM
1283 S Walnut Ave
Gary Maxwell Insurance Agency
Flood Insurance Agent · Cookeville, TN

Gary Maxwell Insurance Agency in Cookeville, TN offers specialized flood insurance policies tailored to properties in designated flood zones. The agency works with homeowners, renters, and business owners to assess individual property risk and secure appropriate flood coverage. Understanding the specific flood plain maps and local water drainage patterns, the company helps clients navigate the complexities of National Flood Insurance Program options. Its services are particularly valuable during early spring, when snowmelt and heavy rains frequently cause localized flooding in low-lying areas throughout the Upper Cumberland region.

SI
480 Neal St # 100
Swallows Insurance
Flood Insurance Agent · Cookeville, TN

Swallows Insurance specializes in helping Cookeville property owners secure flood coverage, providing guidance through the complexities of the National Flood Insurance Program. The agency assists with policy selection and claims navigation to protect homes and businesses from water damage. It works with both local residential and commercial clients to find appropriate plans for their properties. This service becomes particularly important during Tennessee’s heavy spring rains, when flash flooding frequently threatens low-lying areas and creeks.

FB
1165 S Willow Ave
Farm Bureau Insurance
Flood Insurance Agent · Cookeville, TN
(931) 432-1571
fbitn.com/tn/putnam-county/cookeville/putnam-willow-ave-agency
SI
425 E Broad St Ste C
Shelter Insurance - Tony Smith
Flood Insurance Agent · Cookeville, TN
(931) 528-7079
shelterinsurance.com/CA/agent/TONYSMITH
EI
210 S Jefferson Ave
Equity Insurance TN
Flood Insurance Agent · Cookeville, TN
(931) 219-2961
FI
225 W Stevens St
Fields Insurance, HBS, Armor
Flood Insurance Agent · Cookeville, TN
(931) 526-5049
fieldsinsurancellc.com
SI
307 S Willow Ave B
Shelter Insurance - Jim Nunnally
Flood Insurance Agent · Cookeville, TN
(931) 528-1966
shelterinsurance.com/CA/agent/JIMNUNNALLY
CI
122 E Broad St
Certainty Insurance Tennessee
Flood Insurance Agent · Cookeville, TN
(423) 922-8435
CI
1459 Interstate Dr #201
Cumberland Insurance Agency
Flood Insurance Agent · Cookeville, TN
(931) 372-1222
cumberlandinsurance.com
LO
345 S Jefferson Ave Suite 207
Live Oak Insurance & Financial
Flood Insurance Agent · Cookeville, TN
(931) 367-5483
liveoaktn.com
WI
201 Reagan St
Wilmoth Insurance Agency Inc.
Flood Insurance Agent · Cookeville, TN
(931) 526-6181
wilmothinsuranceagency.com
AI
225 W Stevens St
Armor Insurance Group
Flood Insurance Agent · Cookeville, TN
(931) 528-7232
aigcookeville.com

What Does a a Flood Insurance Agent in Cookeville Cost?

Flood insurance costs in Tennessee vary by flood zone building characteristics and coverage amount. An NFIP policy in a low risk zone may cost around 500 dollars per year while high risk zone policies can exceed 2000 dollars annually. Private flood insurance may offer different rates. This is general information not insurance advice.

About flood insurance agents in Cookeville

Flood insurance agents in Cookeville Tennessee help property owners secure coverage through the National Flood Insurance Program or private insurers. Cookeville is in Putnam County which participates in the NFIP and requires flood insurance for properties in Special Flood Hazard Areas. An agent can explain local flood maps and help you choose a policy that meets your needs.

Frequently Asked Questions

Do I need flood insurance in Cookeville Tennessee?

If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage you are required to have flood insurance. Even outside high risk zones an agent can help you consider optional coverage.

What does a flood insurance agent in Cookeville do?

A flood insurance agent reviews your property location on local flood maps explains policy options and helps you apply for NFIP or private flood insurance. They also assist with claims questions and policy renewals.

How does Tennessee law affect flood insurance?

Tennessee requires all licensed insurance agents to follow state regulations for flood insurance sales. Agents must disclose flood zone information and policy limits. Tennessee also has a building code that may affect flood damage coverage.

Flood Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.