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Find Flood Insurance Agents Near You in Knoxville, TN

Browse flood insurance agents serving Knoxville, Tennessee. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Knoxville, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 20 flood insurance agents in Knoxville, TN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
21st Insurance Agency
620 Market St, Knoxville, TN 37902
(866) 727-4712 21stinsuranceagency.com
Knoxville Insurance Group
220 S Peters Rd #103, Knoxville, TN 37923
(865) 694-9788 knoxvilleinsurancegroup.com
William Knight Insurance Agency
1717 Winston Rd, Knoxville, TN 37919
(865) 670-2990 wkia.com
Sparks Insurance
10101 Sherrill Blvd, Knoxville, TN 37932
(865) 687-1855 sparksinsurance.com
Laura Ash - State Farm Insurance Agent
12744 Kingston Pike #106, Knoxville, TN 37934
(865) 675-0888 laura-ash.com
Mansour Hasan - State Farm Insurance Agent
10811 Kingston Pike, Knoxville, TN 37934
(865) 690-7100 myknoxvilleinsurance.com
Meridian Insurance, Inc.
6025 Brookvale Ln NW Suite 208, Knoxville, TN 37919
(937) 567-8900 mymeridianinsurance.com
Shafer Insurance Agency
1100 Marion St #200, Knoxville, TN 37921
(865) 546-0761 shaferinsurance.com
Applegate Insurance Agency
301 S Gallaher View Rd # 229, Knoxville, TN 37919
(865) 240-2348 applegateinsuranceco.com
Bolton Insurance
200 Fox Rd, Knoxville, TN 37922
(865) 690-5000 boltoninsurance.com
Vanessa Brown - State Farm Insurance Agent
10820 Kingston Pike #27, Knoxville, TN 37934
(865) 671-6868 fastrightfriendly.com
IRM Insurance
11002 Kingston Pike #103, Knoxville, TN 37934
(865) 579-0500 knoxvilleinsurancestore.com
Beacon Insurance Advisers
150 Fox Rd, Knoxville, TN 37922
(865) 213-2111 beaconprotects.com
Ayres Brackfield Insurance
118 Huxley Rd #2, Knoxville, TN 37922
(865) 288-4288 ayresbrackfieldinsurance.com
Inter-Agency Insurance Services
6209 Baum Dr, Knoxville, TN 37919
(865) 637-4519 inter-agencyinsurance.com
Summit Insurance, LLC
126 S David Ln, Knoxville, TN 37922
(865) 240-3315 erieinsurance.com
Dott Baker Insurance Agency
6334 Chapman Hwy, Knoxville, TN 37920
(865) 577-2566 dottbakerinsurance.com
Broadway Insurance Agency
102 E Adair Dr, Knoxville, TN 37918
(865) 689-6228 broadway-ins.com
Bob Johnson Insurance Inc
7121 Afton Dr, Knoxville, TN 37918
(865) 922-3111 bobjohnsonins.com
AAA Insurance - Samar I Insurance Agency
820 Loop Rd, Knoxville, TN 37934
(865) 312-8777 locator.acg.aaa.com

Flood insurance agents in Knoxville Tennessee help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private carriers. Tennessee law requires agents to be licensed by the state and to follow NFIP guidelines for flood zone determinations. Knoxville residents near the Tennessee River or its tributaries may face higher flood risks and should review their policy options annually.

What Does a Flood Insurance Agent in Knoxville Cost?

The cost of flood insurance in Tennessee varies by property location, flood zone, elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,000 dollars for a standard home in a moderate-risk zone. High-risk areas may see premiums above 3,000 dollars. Private flood insurance may offer different rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Knoxville Tennessee?
Flood insurance is not required by Tennessee state law but may be required by your mortgage lender if your property is in a high-risk flood zone. Even in moderate-risk areas, flooding can occur from heavy rains or overflowing creeks.
How do I find a flood insurance agent in Knoxville?
You can search the Tennessee Department of Commerce and Insurance website for licensed agents who sell flood insurance. Many local independent agents in Knoxville offer NFIP policies and can help you compare private options.
What does a flood insurance agent do for me?
A flood insurance agent helps you assess your flood risk, choose the right coverage amount, and complete the required elevation certificate if needed. They also guide you through the application process and explain policy limits and exclusions.