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Looking for a flood insurance agent in Lebanon? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Lebanon, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 20 flood insurance agents in Lebanon, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
1050 Hamilton Station Blvd #101, Lebanon, TN 37087
(615) 547-4255
graham-ins.com
Insurance Solutions
113 S Cumberland St, Lebanon, TN 37087
(615) 444-4423
facebook.com
Shelter Insurance - Lee "bo" Bridges
520 W Main St D, Lebanon, TN 37087
(615) 444-7511
shelterinsurance.com
THW Insurance Services
321 W Main St, Lebanon, TN 37087
(615) 443-3849
thwins.com
Shelter Insurance
327 W Main St, Lebanon, TN 37087
(615) 444-7511
First Insurance Group: Jeff Brown
215 N Cumberland St, Lebanon, TN 37088
(615) 443-4778
firstinsgroup.com
Flood insurance agents in Lebanon, Tennessee help property owners secure coverage through the National Flood Insurance Program or private insurers. Tennessee law does not require flood insurance, but mortgage lenders often mandate it for properties in high-risk flood zones. Agents can explain local flood maps and help you choose a policy that meets your needs.
What Does a Flood Insurance Agent in Lebanon Cost?
Flood insurance costs in Tennessee vary widely based on flood zone, property value, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,000 dollars for a standard home in a moderate-risk area. Properties in high-risk zones may see premiums of 2,000 to 5,000 dollars or more. Private flood insurance can sometimes be cheaper or offer higher limits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Lebanon Tennessee?
Flood insurance is not required by Tennessee state law. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding can occur, so many homeowners choose optional coverage.
What does a flood insurance agent in Lebanon do?
A flood insurance agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and assists with filing claims. They also review flood zone maps for your property and advise on additional endorsements like basement coverage or increased cost of compliance.
How long does it take to get flood insurance in Tennessee?
NFIP policies typically have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a new home loan. Private flood insurers may offer shorter waiting periods. An agent can explain the timing for your specific situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.