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HomeFlood Insurance AgentsTennessee › Nashville

Find Flood Insurance Agents Near You in Nashville, TN

Browse flood insurance agents serving Nashville, Tennessee. Updated 2026-07-14.

The top-rated flood insurance agent in Nashville, Tennessee is Valencia Insurance, rated 5.0 stars across 2,058 reviews. Other highly rated options include Southwestern Insurance Group, BTJ Insurance Inc, Zander Insurance. This directory lists 20 flood insurance agents serving Nashville.

Showing 20 flood insurance agents in Nashville, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Valencia Insurance3765 Nolensville Pk(615) 540-1177
2Southwestern Insurance Group2451 Atrium Way(615) 316-7015
3BTJ Insurance Inc432 Bell Rd(615) 333-0519
4Zander Insurance6213 Charlotte Avenue, Charlotte Pike(800) 356-4282
5HQ Insurance2451 Atrium Way(615) 884-3535
6Lockeland Insurance Advisors204 S 11th St UNIT 200(615) 266-0246
7Martin & Zerfoss, Inc.6730 Charlotte Pike(615) 297-8500
8Choice Insurance Agency LLC555 Marriott Dr Suite 315(615) 928-1190
9Tucker Agency, LLC21 White Bridge Pike ste 201(615) 590-4330
10SouthPoint Risk992 Davidson Dr #108(615) 356-3212
VI
3765 Nolensville Pk
Valencia Insurance
Flood Insurance Agent · Nashville, TN

Valencia Insurance serves the Nashville, Tennessee metro area as a local flood insurance agent. The company helps property owners understand their risk and secure policies that meet standard requirements. Navigating federal flood zone regulations can be complex, and this agency assists clients in evaluating coverage options. It focuses on protecting homes and businesses from potential water damage common to the region. Valencia Insurance handles personal residential flood policies and commercial flood insurance for Nashville properties.

SI
2451 Atrium Way
Southwestern Insurance Group
Flood Insurance Agent · Nashville, TN

Serving homeowners and business owners across Nashville, Southwestern Insurance Group provides flood insurance procurement and policy review services. It helps clients understand their flood zone designations and coverage options. The firm assesses existing policies during annual reviews, making plan adjustments when flood maps are updated or property conditions change. Policies are sourced from private insurers and the National Flood Insurance Program. The agency services single-family homes, apartment complexes, retail stores, and restaurants.

BI
432 Bell Rd
BTJ Insurance Inc
Flood Insurance Agent · Nashville, TN

Serving Nashville, Tennessee, and the surrounding communities across Davidson County, BTJ Insurance Inc assists property owners with securing flood insurance coverage through the National Flood Insurance Program. It handles policies for both residential homes and commercial buildings in designated flood zones and areas prone to heavy rainfall. The agency evaluates each property’s specific risk level to determine appropriate coverage limits and deductibles. A typical job begins with a detailed review of the property’s flood zone designation and ends by coordinating directly with the NFIP to finalize the policy binder.

ZI
6213 Charlotte Avenue, Charlotte Pike
Zander Insurance
Flood Insurance Agent · Nashville, TN
HI
2451 Atrium Way
HQ Insurance
Flood Insurance Agent · Nashville, TN

HQ Insurance distinguishes between a one-time policy consultation and ongoing coverage management that adjusts as flood zones and property values change. Serving Nashville, Tennessee, the agency connects clients with National Flood Insurance Program policies and private market options to protect residential and commercial properties from water damage caused by rising rivers and flash storms. Their service operates on an as-needed basis, with clients contacting the office directly before a flood event or when renewing annual coverage.

LI
204 S 11th St UNIT 200
Lockeland Insurance Advisors
Flood Insurance Agent · Nashville, TN

Specializing in flood insurance policies for residential and commercial properties, Lockeland Insurance Advisors provides coverage reviews and risk assessments for clients across Nashville, Tennessee. The agency helps property owners navigate flood zones, elevation requirements, and federal program guidelines to secure appropriate protection. With the Middle Tennessee region facing increased rainfall and flash flooding risks during spring and summer storm seasons, the company assists homeowners and businesses in obtaining coverage before weather threats intensify.

MZ
6730 Charlotte Pike
Martin & Zerfoss, Inc.
Flood Insurance Agent · Nashville, TN

The unpredictable spring rains and flash floods common to Middle Tennessee make securing coverage a pressing concern for homeowners. Martin & Zerfoss, Inc. in Nashville addresses this specific risk as a flood insurance agent. They guide property owners through the complexities of the National Flood Insurance Program. The process begins with a review of a property’s flood zone designation. An inspection of the home’s foundation and elevation is then scheduled to verify accurate risk assessment for a policy quote.

CI
555 Marriott Dr Suite 315
Choice Insurance Agency LLC
Flood Insurance Agent · Nashville, TN

Choice Insurance Agency LLC in Nashville, TN, helps property owners navigate the risks of water damage from storms and rising waters, offering guidance to secure appropriate coverage. The agency specializes specifically in flood insurance policies tailored to local flood zones. It serves commercial clients across multiple sectors, including offices, warehouses, and food service establishments, helping them protect their assets from potential flood losses.

TA
21 White Bridge Pike ste 201
Tucker Agency, LLC
Flood Insurance Agent · Nashville, TN

Tucker Agency, LLC provides residential flood insurance coverage for homeowners throughout the Nashville, TN area. They also assist commercial properties in securing necessary flood protection policies. The agency helps clients in surrounding communities understand their risk and choose appropriate coverage levels. Their service extends to handling policy renewals and addressing questions that arise between regular visits from clients who need follow-up assistance.

SR
992 Davidson Dr #108
SouthPoint Risk
Flood Insurance Agent · Nashville, TN

SouthPoint Risk is a flood insurance agency based in Nashville, Tennessee, serving property owners in flood-prone areas of the region. The agency helps clients secure policies through the National Flood Insurance Program and private markets. Coverage options are tailored to protect homes and businesses from flood damage, with guidance on flood zone assessments and policy limits. The firm also offers advice on securing excess flood coverage when standard policy caps are insufficient for a property’s true replacement value.

SI
625 Main St Suite 105
S&S Insurance Agency
Flood Insurance Agent · Nashville, TN
(615) 943-4962
ssins.net
HI
215 29th Ave N
Hale Insurance
Flood Insurance Agent · Nashville, TN
(615) 321-4150
haleinsurance.com
PW
4825 Trousdale Dr #224
Parker & Watts Insurance
Flood Insurance Agent · Nashville, TN
(615) 833-3300
parkerwatts.com
LI
201 Point E Dr
Langer Insurance Agency
Flood Insurance Agent · Nashville, TN
(615) 351-1298
langerinsurance.com
BI
1321 Murfreesboro Pike STE 501-B
Booker Insurance Group
Flood Insurance Agent · Nashville, TN
(615) 714-9955
bookerinsurancegroup.com
TI
1033 Demonbreun St #300
Tucker Insurance
Flood Insurance Agent · Nashville, TN
(615) 490-8598
tuckerinsurance.com
GI
40 Burton Hills Blvd Suite #249
Goosehead Insurance - Tyler Roberts
Flood Insurance Agent · Nashville, TN
(629) 236-5493
goosehead.com/agents/tn/nashville/tyler-roberts
NI
41 Peabody St
Nashville Insurance Services
Flood Insurance Agent · Nashville, TN
(615) 953-7763
nashvilleinsuranceservices.com
MA
104 Woodmont Blvd #105
The Manning Agency, LLC
Flood Insurance Agent · Nashville, TN
(615) 383-6700
themanningagency.com
HI
237 Old Hickory Blvd # 200
Harpeth Insurance Group
Flood Insurance Agent · Nashville, TN
(629) 777-3743
harpethinsurancegroup.com

What Does a a Flood Insurance Agent in Nashville Cost?

The cost of flood insurance in Tennessee varies widely based on flood zone, property elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2000 dollars for a standard single-family home in a high-risk zone. Private flood insurance may cost 500 to 1500 dollars per year for similar coverage. This is general information and not insurance advice.

About flood insurance agents in Nashville

Flood insurance agents in Nashville help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Tennessee law does not require flood insurance for most properties, but mortgage lenders often mandate it for homes in high-risk flood zones. Working with a local agent ensures you get a policy that meets Nashville-specific floodplain regulations and elevation requirements.

Frequently Asked Questions

Do I need flood insurance if I live outside a flood zone in Nashville?

You are not legally required to have flood insurance outside a high-risk zone. However, about 25 percent of flood claims come from low-to-moderate risk areas. A Nashville agent can help you decide if a low-cost Preferred Risk Policy makes sense for your property.

How does a flood insurance agent help with NFIP policies in Tennessee?

An agent can guide you through the NFIP application process, including required elevation certificates and flood zone determinations. They also explain the 30-day waiting period before NFIP coverage takes effect, which is a standard federal rule that applies in Tennessee.

What is the difference between NFIP and private flood insurance in Nashville?

NFIP policies have coverage limits of 250000 dollars for the building and 100000 dollars for contents. Private flood insurance may offer higher limits and additional coverage options. An agent can compare both types to find a suitable policy for your Nashville home.

Flood Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.